Behind MLM has this - but it looks like they are talking about a 3rd party recruitment system for MCA and not MCA itself:
TVC Matrix Review: Motor club and recruitment | BehindMLM

From BehindMLM.com

"The Motor Club of America (MCA) are an auto club and provide mostly roadside assistance via monthly membership, they are also owned by TVC Matrix’s owner, Virgil Coffee."
Again, From BehindMLM.com
"With no retailable products or services and no distinction between TVC Matrix members and MCA members, that right there is pretty much your textbook definition of a pyramid scheme. Unless members recruit new members and those new members pay an ongoing membership fee, nobody gets paid."