Thread: Banners Broker HYIP ponzi scam

David Hookers FB page - obviously not BB compliance officer anymore? Also strange how he hasn't ever mentione any of Stellar Points other clients

https://www.facebook.com/DavidHooker...82193288536005

As administrator of David’s Face Book page, and as a result of some of the comments that have been posted here lately, we felt that it be to everyone’s benefit that we offer the following information.

For more than 4 decades David has traveled the world working with and developing not only individuals but corporations as well. Over the years he has built a reputation for being direct, honest, and straight to the point as well as becoming an expert on Change Management with executive teams from all types of industries.

Of course over the years many companies have hired David’s services on a contractual basis utilizing his skill sets to enhance and /or advance their operations.

Stellar Point Inc., based in Canada is one such client who hired him to help develop their operation as a support organization at the same time as expanding their business portfolio. Due to his immense experience and well-deserved reputation in the field of Direct Sales, David helped develop training programs for a Stellar Point client, namely Broker International, during the course of which he was viewed by affiliates as being the face of Banners Broker.

It is important to note that at no time has David ever been employed by BBI, nor has he been involved in any decision making process with that company. His contract is with Stellar Point Inc. and has the responsibility of developing support and development programs for many of Stellar Point’s clients, including BBI if so directed. Just as an independent lawyer, accountant or printing company would be viewed as independent; David is no different.

We trust that this sets the record straight.

Originally Posted by hendyphilhendy

David Hookers FB page - obviously not BB compliance officer anymore? Also strange how he hasn't ever mentione any of Stellar Points other clients

https://www.facebook.com/DavidHooker...82193288536005

Yup! Dave Hooker is just another rat leaving a sinking ship.

He really does love himself doesn't he ?

Dave Hooker.jpg

I really do hope they shove that car up your ass when the cops catch up with you simon stepsys

Last Import-7 | Flickr - Photo Sharing!

I wonder how many of the Banners Broker members left holding the bag get a little thrill when they see Mr Stepsys flaunting his wealth while they wait for their non existent payments.



Nothing like a little bit of rubbing your victims noses in it to make you feel good, is there, Simon

Originally Posted by littleroundman

I wonder how many of the Banners Broker members left holding the bag get a little thrill when they see Mr Stepsys flaunting his wealth while they wait for their non existent payments.



Nothing like a little bit of rubbing your victims noses in it to make you feel good, is there, Simon

...ordinary people **** bricks.

Originally Posted by littleroundman

I wonder how many of the Banners Broker members left holding the bag get a little thrill when they see Mr Stepsys flaunting his wealth while they wait for their non existent payments.



Nothing like a little bit of rubbing your victims noses in it to make you feel good, is there, Simon

worst. photoshop. ever.

Originally Posted by Whip

worst. photoshop. ever.

Maybe this is the original???takeadump1.jpg

Originally Posted by laidback

Maybe this is the original???takeadump1.jpg

I wonder if the arse is going to drop out of his world any time soon? One can only hope.

Keep the faith brothers

Banners Broker Payment Delays... | LinkedIn


Follow Prince Bright

Banners Broker Payment Delays...

Can anyone provide update on what's probably going on with BB delaying payments? One of my team member has sent withdrawal request for $500 for the past 1 month and no deposit received at STP. Any update? Please share.


4 days ago

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8 comments

Follow Tim

Tim Matcham • See the other posting on BB payouts and listen in to the Q & A Sessions on Friday
2 days ago • Like



Follow Roland

Roland Millward • They are still working on payments from March so there is little chance of getting money in a month!
2 days ago • Like



Follow Margreet

Margreet Pethke • If you guys do not tell what is happening is does not sound very healthy in my ears. Is there any other way to find out what is happening? I work on friday's. I have no oppurtunity to listen to Q@A Sessions.
2 days ago • Like



Follow David

David Emslie • Margreet, we are all independent agents in this group, here to help each other and keep up to date as much as possible. When we know anything about payment or any other issue we'll share that information.
If you can't listen to the Friday Q&A, go to "Recorded Webinars" on your home page, you can listen whenever it's convenient. Also I suggest that you join TalkingBB THE Global Bannersbroker Affiliate information source , there's lots more information there.
2 days ago • Like 1



Follow Roland

Roland Millward • Margaret

The Q&A's are all recorded and are in your own BB back office under "Recorded Webninars" select the ones you wish to watch.
1 day ago • Like



Follow Prince Bright

Prince Bright Eweka • Thanks to all for your comments. I have also listened to Chris' statements at the Back Office and I think it's fair to give the BB team the benefits of the doubt. Not many CEOs would come out publicly to admit business challenges/difficulties and commit themselves to taking remedial actions, like Chris and his team have done. I enjoin all affiliates to exercise some more patience, as we watch the "good old days" roll in again.
1 day ago • Like



Follow Margreet

Margreet Pethke • Thank you for your reactions.
I'll certainly look at the recorden webinars and go to the mentioned site.
1 day ago • Like



Follow Eric

Eric Woodhams F.N.A.E.A. • There is always plenty of information in the recorded webinars, available from your dashboard. Please take time to research the ones you want to listen to.

It is always worthwhile accessing the Friday Q&A webinar, or reading the transcripts from it if you can find them on TalkingBB.

Have faith in BB. They don't always perform to the speed that we'd like them to do things, but they do get there in the end.
21 hours ago

Aw, really ?????

No payments from Banners Broker India ???

Now ain't that a surprise ???



C'mon now, you cynics,

surely SOMEBODY is surprised ??

Someone ???

Anyone ???

Originally Posted by littleroundman

Aw, really ?????

No payments from Banners Broker India ???

Now ain't that a surprise ???



C'mon now, you cynics,

surely SOMEBODY is surprised ??

Someone ???

Anyone ???

I'll bite

Yes, I'm shocked and surprised this has taken so long to happen.

Falling to pieces, one bit at a time.

This was just posted - Thursday Leaders call cancelled, no explanation. Friday's (today's) webinar cancelled; no explanation.

https://www.facebook.com/permalink.p...98614356881465

That's a first for a long time isn't it? When have they not had a webinar?

Originally Posted by Hypanor

This was just posted - Thursday Leaders call cancelled, no explanation. Friday's (today's) webinar cancelled; no explanation.

https://www.facebook.com/permalink.p...98614356881465

That's a first for a long time isn't it? When have they not had a webinar?

His just on his hols. Its hard work scamming people you know...but, if it was a REAL company, he'd have someone else in charge do it wouldn't he

Don't panic about the cancellation of the Friday wotnots, but get ready for the NEW!!!! YES NEW..!!! WAIT FOR IT.....THE NEW "RAINBOW PANEL" .. it will incorporate many NEW!!!! YES THATS NEW!!!! FEATURES.. THESE NEW!!!!!! FEATURES, .. YES THATS RIGHT THEY ARE NEW!!!!!!! AND ABOVE ALL THEY ARE MUCH MORE COLOURFUL ,.. AND ,.. WAIT FOR IT,.. THESE NEW!!!! YES NEW PANELS, OMG I'M SOOO EXCITED BY THIS FEATURE I NEARLY WET MYSELF WHEN CHRIS SHOWED ME...THEY ACTUALLY SPIN.. YES YES YES .. SPIN OMG I CANNOT BELIEVE THIS, .. THEY DO REALLY SPIN..SO NO MORE BORING PANELS WE ARE GOING DOWN THE WHATNOT RAINBOW SPINNING ROUTE, .. I THINK YOU WILL ALL WET YOUR SELVES WHEN YOU SEE THEM, AT THE MOMENT THERE IS A SLIGHT PROBLEM WITH THE NEW!!! PANELS , .. THAT IS PEOPLE ARE TENDING TO GO INTOA TRANCE AND TALK UTTER BOLOX AFTER WATCHING THE PANELS .. BUT CHRIS ASSURES ME THAT THIS IS QUITE NORMAL.....

What's the correct phrase - Freudian slip, is it?

DH 12th July 2013.jpg

This just made me howl with laughter. Because so many people have done something for BB by giving it money and now they find they won't get repaid.....

Great stuff, David!

By the way, I would have thought that a "world class international speaker" (WCIS) would be a little more original in his FB postings than just copying and pasting things said by other people, or "inspirational" pictures which look like they date back to the 1970's.

If all it takes to be a WCIS is posting what looks to me like a lot of psychobabble, then I will start my new career tomorrow!

Some news to share about an affililate who has been successful in getting most of his money back by requesting it from Allied Wallet (Banners Brokers Payment Processor). They refunded the money within DAYS. He just went onto there live chat and gave all the details and a few days later it was in his bank account!

TARA TALKS

It looks like our old pal Terry is back with a new venture. Still at Stellar Point I see.

http://www.linkedin.com/profile/view?id=17316170&authType=name&authToken=0lsL&goba ck=.amf_4213823_17316170&trk=anetppl_profil

I wonder if 21Bids Auction House is Raj & Chris' new "Auction Business" we have seen mentioned recently?

Screen Shot 2013-07-13 at 15.21.10.jpg

Originally Posted by Joe_Shmoe

It looks like our old pal Terry is back with a new venture. Still at Stellar Point I see.

http://www.linkedin.com/profile/view?id=17316170&authType=name&authToken=0lsL&goba ck=.amf_4213823_17316170&trk=anetppl_profil

I wonder if 21Bids Auction House is Raj & Chris' new "Auction Business" we have seen mentioned recently?

Screen Shot 2013-07-13 at 15.21.10.jpg

Yes , that is one of the new legal (so far) revenue producing projects. Authorities are looking at these and trying to determine what they are and where they fit in with regards to licensing. They look like they should fall under lotteries/gambling/casino type businesses. There is only one winner yet you can have thousands betting on an item.

It may be called penny auction but to bid a penny will cost you anywhere from $050 to $1.00 as you need to purchase bidding packs and purchase a bid. The price only goes up a penny even though it may have cost you 50 cents. Then when you win the bid you still have to pay the winning bid price after having spent $xxx.xx in bidding. Can you imagine the revenue on a Mercedes that cost the company $100,000. yet you have say 200,000 BB members bidding an average of $10.00 to get it and the company has just made a cool $1,900,000.00 and it's all legit. It's no different than a lottery or playing roulette.

Originally Posted by Ken Roklin

Yes , that is one of the new legal (so far) revenue producing projects. Authorities are looking at these and trying to determine what they are and where they fit in with regards to licensing. They look like they should fall under lotteries/gambling/casino type businesses. There is only one winner yet you can have thousands betting on an item.

It may be called penny auction but to bid a penny will cost you anywhere from $050 to $1.00 as you need to purchase bidding packs and purchase a bid. The price only goes up a penny even though it may have cost you 50 cents. Then when you win the bid you still have to pay the winning bid price after having spent $xxx.xx in bidding. Can you imagine the revenue on a Mercedes that cost the company $100,000. yet you have say 200,000 BB members bidding an average of $10.00 to get it and the company has just made a cool $1,900,000.00 and it's all legit. It's no different than a lottery or playing roulette.

Legal maybe but started with money earned via Banners Broker.

Another thing with these penny auctions is they are very easy to manipulate using shill bidders and such.

However I couldn't see Raj & Chris doing that being two such fine upstanding gentlemen.

Have i missed the publication of PWCs audit report on BB? Been a bit busy at work but surely they would have finished by now?

Damn forgot to put this smiley on:-

Big long post by Angela Jaunita on BB broke fb page https://www.facebook.com/permalink.p...98614356881465
Her view of what has happened to BB.
A bit hysterical, calls us all scumbags. Great quote in there. "It is hard to soar like an eagle when you have to flock with turkeys."

Originally Posted by Jerrygo

Big long post by Angela Jaunita on BB broke fb page https://www.facebook.com/permalink.p...98614356881465
Her view of what has happened to BB.
A bit hysterical, calls us all scumbags. Great quote in there. "It is hard to soar like an eagle when you have to flock with turkeys."

Here it is in all it's glory before it disappears, like Chris did on Friday.

She can obviously see her Ponzi funded lifestyle crumbling before her eyes.

I have highlighted in red her admission that she mainly recruits for this Ponzi scheme.

Angela JuanitaBanners Broker Ponzi Scam


3 hours ago ·

• here is a copy of the email as put together ... and it has been reviewed by david hooker...
  
  Is Banners Broker in Trouble?
  
  When I started my business with $3,000 eleven months ago, in August 2012, Banners Broker was a scam, a Ponzi scheme, Chris Smith was a white man and a crook, as were all the other people running BB, the Company was going belly up tomorrow, and everyone who had put money into BB should kiss it goodbye, as they would never get it back, according to the sewer dwellers who spread their **** on poisonous internet blogs, in the hope that people would be discouraged from starting a business with Banners Broker and instead put their money into one of the scams being advertised on their gutter blog.
  
  Foremost among these despicable effluent peddlers was a bogan who calls himself Finchsells. Finch is not his real name, for obvious reasons. And I think there is an “m” missing from his name. At least he calls himself a scumbag on his website, so he got one thing right. Anyone sucked in by this low life should do their due diligence on him, not Banners Broker. I can tell you his real name if you need it. Personally I would not waste my time. But you must decide for yourself. Maybe those who want to believe his crap deserve to.
  
  Nothing has changed. He and others are still at it. And people who had been in the business long before me told me that the same garbage was going around when they joined.
  
  If I had been taken in by his lies and part truths less than a year ago, and other garbage writers who spread their bile on blogs, I would not have a business today that has since earned more than $500,000, and from which I can now withdraw $40,000 a month, for the rest of my life (and beyond). I hope you can see a message in that. If you wish to be sucked in by a real scam, I suggest you forget Banners Broker and go with a scumbag like Finchsmells. Don’t waste the time of someone who is trying to help you get started in a business with a real future. They would be much better off spending their time helping others who want to be successful. Am I happy that I recognized this trash for what it is worth? A million dollars says you bet I am.
  
  Does that mean Banners Broker hasn’t had any problems?
  
  Of course not. Every business has challenges. Especially businesses that grow as fast and as big as Banners Broker. Many of the challenges BB has faced might have crippled another business. But BB has met every challenge that has come along, and not only survived, but emerged stronger than ever. I will address the ones I am aware of.
  
  Website Problem
  A few months ago BB’s server got hacked, and they had to dismantle their entire website, piece by piece, and transfer it to another server. For the best part of a month, the business was virtually shut down, and even many of us began to doubt whether BB could survive. The “I told you so” scumbags had a field day. This was clearly going to be the end of BB, who were even tearing down their website.
  
  But what is BB’s website like today? I would describe it as Rolls Royce quality. So, was it a terminal problem, as the envious blogger scumbags wished, or only a temporary challenge, which has now been met? You be the judge.
  
  Withdrawal Problem
  At around the same time, MasterCard pulled the pin on BB. Why? Because a clause in their contract said they could. Shame on them! Their “explanation” was that they had no problem with Banners Broker, on whom they had done their own due diligence, over a period of ten months; it was just that they were worried that all the negative stuff about BB on scumbag websites, like Finchsmells, might “damage their brand.” I, for one, will never use MasterCard in my life again. Their brand has certainly been damaged in my eyes, but not by Banners Broker, or even the scumbag websites. In my eyes their brand has been decimated by their own spineless action, with no thought whatsoever for the hundreds of thousands of Banners Broker affiliates who trusted them. Did they care if their unilateral action sent a thriving business into disarray? You have to be kidding. I wish millions would join me in boycotting MasterCard and letting them know why. But did even this cripple Banners Broker beyond repair?
  
  The ramifications of MasterCard’s sudden, ruthless, unilateral withdrawal without notice are still being felt today. Banners Broker is in the process of implementing another card to replace MasterCard. BB are not releasing the name of the card company at this stage. They do not want to give the scumbags advance information that they can distort. It could be Visa, but I would doubt that. This process takes time. All of BB affiliate accounts have to be integrated with the card company’s computer. Setting up MasterCard took ten months. Chris Smith has said this one won’t take as long, but he has not put a date on it. The betting is on about August-September. He also said that the card company is well aware of the scuttlebutt and slander on the internet, but they have done their own due diligence on Banners Broker and are happy to sign a contract with a clause that does not allow them to pull the pin like MasterCard did. That is surely a vote of confidence in Banners Broker.
  
  Meanwhile, the only means of paying out affiliates requesting withdrawals of less than $10,000 is via third party card payment processing companies Solid Trust Pay (STP) and Payza. This has become problematic for Banners Broker, for a number of reasons.
  
  First, when MasterCard pulled the plug on BB, many affiliates panicked and pressed the withdrawal button. One story I have heard is that at one stage Banners Broker had a backlog of 700,000 applications for withdrawals, mostly for small amounts like $100. The majority of these originated in India, where there are tens of thousands of affiliates. BB’s system allowed for one withdrawal per week, or four per month. When you applied for a withdrawal, the button on the website was supposed to go grey for a week, so you could not make another withdrawal for another 7 days. As “luck” would have it, that button was not working at the time MasterCard pulled the pin, and tens of thousands of affiliates were sending in requests every day! This swamped the system and neither Banners Broker nor the payment processors could cope. Banners Broker have been trying to catch up the backlog ever since, but they are still way behind, and do not hide that fact.
  
  But the greater problem was that Vector Card Services, who were the agent for MasterCard, were based in Belize (South America), where BB’s bank is. So transferring funds from BB to Vector for uploading to BB affiliate MasterCard’s was a straightforward procedure that did not involve international transfer of funds. But STP are based in Canada, and Payza is in London, so suddenly BB had to transfer very large sums of money, $10 million and more at a time, out of Belize to other countries. In this age of obsession with terrorism, arms dealing, drug running, money laundering and tax evasion, and intense scrutiny on international transactions, even for amounts of $10,000, BB were confronted with yet another challenge that was not foreseen. Moving large amounts of money around the world is a huge challenge. I believe the new card will be the long term solution to this problem. But in the meantime, BB are still seriously behind with withdrawals. People are being paid, but with intolerable delays. Not surprisingly, the contemptuous internet trolls, devoid of morals, and with no interest whatsoever in conveying the true situation, are having a field day magnifying this issue out of all proportion. “Banners Broker is obviously going under. They can’t even pay their affiliates. You have all done your dough. We told you so,” etc.
  [1:16:21] Les Prosser: Does Banners Broker have a cash flow problem? I would have thought not. It is more a systems problem. All through this difficult period I understand that withdrawals of amounts beyond the first $10,000, which have always been handled differently, have been paid as usual and on time. Obviously this is a much smaller number, but for much larger amounts. I understand $100,000 is not unusual. I cannot verify most of this. This information is from sources that I consider reliable, and from people very close to the action. I have no reason to doubt any of it. Why Banners Broker cannot tell us all this stuff, and jam it up the noses of the despicable internet trolls, I don’t understand. But communication is not their long suit.
  
  Slowdown in Panel Movement
  There is now an additional issue that suggests to me that there may be more of a cash flow problem than I thought before. And it stems from the “lost” month last March when the website was down. In his last webinar Chris Smith mentioned the slowdown in advertising revenue. BB gets paid one month and 45 days after the end of the month. So payments for March internet activity came due from the middle of June onwards. That is why we have seen a bit more of a slowdown in panel movement lately. But like the website problem, and like the payment problem, this also should be temporary.
  
  On top of this, the first blind network broker that Banners Broker dealt with, Clicksor, pulled out quite some time ago. The reason? Idiots doing their own “due diligence” on Banners Broker were phoning Clicksor asking: “Is it true that you are acting as a broker for Banners Broker on the blind network?” I have read that Clicksor were getting more than one thousand calls a day at one stage. Clicksor just could not handle it anymore and pulled the pin. And you wonder why Banners Broker don’t tell us anything anymore? It is hard to soar like an eagle when you have to flock with turkeys. I understand that BB now deal with a much larger broker, and in fact it could be two or more of them. I know of no way of finding out that information. And I hope I never do. Because that would mean the idiots would also find out.
  
  The “Passive Income” Issue
  Apparently some other idiot put a large advertisement in a Canadian newspaper suggesting that Banners Broker was a wonderful “investment opportunity.” That is why BB was investigated by the Ontario Securities Commission. And that is why BB has been running backwards, at a million miles an hour, trying to undo anything that made this business look like an “investment” (like traffic packs, for example). If ever a government authority had an excuse to shut down a company because they believed it was not a genuine business, that was surely it. But clearly they just told Banners Broker that they had to do whatever it took to make sure it was not a “passive income” “investment” that would require licensing of affiliates, issuing a prospectus, etc. etc.
  
  Summary
  So, has Banners Broker had problems? Yes. But what business does not have challenges?
  
  Are any of these problems terminal, as the sleaze buckets of the blogging fraternity would like you to believe? You make up your mind. If you think that, then my advice would be to get out of Banners Broker or don’t get in. Go and join the contemptuous, parasitic swill who masquerade as your “helpers” so they can do exactly what they accuse Banners Broker of doing, and that is fleece you of your money.
  
  Is there any challenge that Banners Broker has not met? Not yet, as far as I can tell.
  
  Are they likely to solve the payment problem? You decide. I am confident they will.
  
  Is the slowdown in advertising revenue likely to be permanent? Again, you make up your own mind. I don’t know. I doubt it.
  
  Could Banners Broker go belly up? Any business could go belly up. Most of us didn’t have to sell our house to start our Banners Broker business.
  
  Do I think they will go belly up? No I don’t. But I can’t guarantee it, any more than I can guarantee that Woolworths won’t go belly up. The impression I get is that they keep on surviving challenges that might have crippled lesser businesses many times over. And they always emerge on the other side bigger and stronger than ever. From zero affiliates in October 2010 they now have more than 400,000 affiliates almost three years later. Their business model is the same as the successful Google model. I think they are here for the long term. That may be wishful thinking on my part, in view of my vested interest. But I cannot find any valid reason to justify abandoning them.
  
  Do they have a cash flow problem? Probably. What business doesn’t from time to time? It is often a seasonal or temporary thing, and I suspect it is the same with Banners Broker.
  
  In the face of the same dishonest crap on the internet about Banners Broker that you are reading now, I made the decision eleven months ago to ignore it and bend my back in what appeared to me to be one of the best business opportunities I had ever seen. It has been one of the best decisions I have made in my life. All the recent changes have not affected my business much at all, as my business is built on inviting and helping others into the business, not on traffic packs. I had given up all hope of a comfortable retirement a year ago, after a number of reversals in my life. Now, less than a year later, it would seem that I am set for life, thanks to Banners Broker.
  
  Are you having difficulty convincing others that Banners Broker is a legitimate business, and that the dirtbag trolls who spread their bile on the internet are nothing but dishonest scum? Do you think you are Robinson Crusoe? Give them a copy of this letter. If they still want to believe the lies, don’t waste your time on them. Next please!
  
  It is that simple. If not for you, then don’t waste your time on Banners Broker. This is a business. You have to work it like a business if you want it to perform. If it is “too hard,” then try something else. For me it is a no brainer. I know nothing to compare with this opportunity.
  
  Good luck!
  
  Like · Comment

Angela's still confused, bless.

Last year she was certain that BB was BS!

This was before the Kool-Aid kicked in:

Screen 1.jpg

Originally Posted by Joe_Shmoe

Here it is in all it's glory before it disappears, like Chris did on Friday.

She can obviously see her Ponzi funded lifestyle crumbling before her eyes.

I have highlighted in red her admission that she mainly recruits for this Ponzi scheme.

Angela JuanitaBanners Broker Ponzi Scam


3 hours ago ·

• here is a copy of the email as put together ... and it has been reviewed by david hooker...
  
  Is Banners Broker in Trouble?
  
  When I started my business with $3,000 eleven months ago, in August 2012, Banners Broker was a scam, a Ponzi scheme, Chris Smith was a white man and a crook, as were all the other people running BB, the Company was going belly up tomorrow, and everyone who had put money into BB should kiss it goodbye, as they would never get it back, according to the sewer dwellers who spread their **** on poisonous internet blogs, in the hope that people would be discouraged from starting a business with Banners Broker and instead put their money into one of the scams being advertised on their gutter blog.
  
  Foremost among these despicable effluent peddlers was a bogan who calls himself Finchsells. Finch is not his real name, for obvious reasons. And I think there is an “m” missing from his name. At least he calls himself a scumbag on his website, so he got one thing right. Anyone sucked in by this low life should do their due diligence on him, not Banners Broker. I can tell you his real name if you need it. Personally I would not waste my time. But you must decide for yourself. Maybe those who want to believe his crap deserve to.
  
  Nothing has changed. He and others are still at it. And people who had been in the business long before me told me that the same garbage was going around when they joined.
  
  If I had been taken in by his lies and part truths less than a year ago, and other garbage writers who spread their bile on blogs, I would not have a business today that has since earned more than $500,000, and from which I can now withdraw $40,000 a month, for the rest of my life (and beyond). I hope you can see a message in that. If you wish to be sucked in by a real scam, I suggest you forget Banners Broker and go with a scumbag like Finchsmells. Don’t waste the time of someone who is trying to help you get started in a business with a real future. They would be much better off spending their time helping others who want to be successful. Am I happy that I recognized this trash for what it is worth? A million dollars says you bet I am.
  
  Does that mean Banners Broker hasn’t had any problems?
  
  Of course not. Every business has challenges. Especially businesses that grow as fast and as big as Banners Broker. Many of the challenges BB has faced might have crippled another business. But BB has met every challenge that has come along, and not only survived, but emerged stronger than ever. I will address the ones I am aware of.
  
  Website Problem
  A few months ago BB’s server got hacked, and they had to dismantle their entire website, piece by piece, and transfer it to another server. For the best part of a month, the business was virtually shut down, and even many of us began to doubt whether BB could survive. The “I told you so” scumbags had a field day. This was clearly going to be the end of BB, who were even tearing down their website.
  
  But what is BB’s website like today? I would describe it as Rolls Royce quality. So, was it a terminal problem, as the envious blogger scumbags wished, or only a temporary challenge, which has now been met? You be the judge.
  
  Withdrawal Problem
  At around the same time, MasterCard pulled the pin on BB. Why? Because a clause in their contract said they could. Shame on them! Their “explanation” was that they had no problem with Banners Broker, on whom they had done their own due diligence, over a period of ten months; it was just that they were worried that all the negative stuff about BB on scumbag websites, like Finchsmells, might “damage their brand.” I, for one, will never use MasterCard in my life again. Their brand has certainly been damaged in my eyes, but not by Banners Broker, or even the scumbag websites. In my eyes their brand has been decimated by their own spineless action, with no thought whatsoever for the hundreds of thousands of Banners Broker affiliates who trusted them. Did they care if their unilateral action sent a thriving business into disarray? You have to be kidding. I wish millions would join me in boycotting MasterCard and letting them know why. But did even this cripple Banners Broker beyond repair?
  
  The ramifications of MasterCard’s sudden, ruthless, unilateral withdrawal without notice are still being felt today. Banners Broker is in the process of implementing another card to replace MasterCard. BB are not releasing the name of the card company at this stage. They do not want to give the scumbags advance information that they can distort. It could be Visa, but I would doubt that. This process takes time. All of BB affiliate accounts have to be integrated with the card company’s computer. Setting up MasterCard took ten months. Chris Smith has said this one won’t take as long, but he has not put a date on it. The betting is on about August-September. He also said that the card company is well aware of the scuttlebutt and slander on the internet, but they have done their own due diligence on Banners Broker and are happy to sign a contract with a clause that does not allow them to pull the pin like MasterCard did. That is surely a vote of confidence in Banners Broker.
  
  Meanwhile, the only means of paying out affiliates requesting withdrawals of less than $10,000 is via third party card payment processing companies Solid Trust Pay (STP) and Payza. This has become problematic for Banners Broker, for a number of reasons.
  
  First, when MasterCard pulled the plug on BB, many affiliates panicked and pressed the withdrawal button. One story I have heard is that at one stage Banners Broker had a backlog of 700,000 applications for withdrawals, mostly for small amounts like $100. The majority of these originated in India, where there are tens of thousands of affiliates. BB’s system allowed for one withdrawal per week, or four per month. When you applied for a withdrawal, the button on the website was supposed to go grey for a week, so you could not make another withdrawal for another 7 days. As “luck” would have it, that button was not working at the time MasterCard pulled the pin, and tens of thousands of affiliates were sending in requests every day! This swamped the system and neither Banners Broker nor the payment processors could cope. Banners Broker have been trying to catch up the backlog ever since, but they are still way behind, and do not hide that fact.
  
  But the greater problem was that Vector Card Services, who were the agent for MasterCard, were based in Belize (South America), where BB’s bank is. So transferring funds from BB to Vector for uploading to BB affiliate MasterCard’s was a straightforward procedure that did not involve international transfer of funds. But STP are based in Canada, and Payza is in London, so suddenly BB had to transfer very large sums of money, $10 million and more at a time, out of Belize to other countries. In this age of obsession with terrorism, arms dealing, drug running, money laundering and tax evasion, and intense scrutiny on international transactions, even for amounts of $10,000, BB were confronted with yet another challenge that was not foreseen. Moving large amounts of money around the world is a huge challenge. I believe the new card will be the long term solution to this problem. But in the meantime, BB are still seriously behind with withdrawals. People are being paid, but with intolerable delays. Not surprisingly, the contemptuous internet trolls, devoid of morals, and with no interest whatsoever in conveying the true situation, are having a field day magnifying this issue out of all proportion. “Banners Broker is obviously going under. They can’t even pay their affiliates. You have all done your dough. We told you so,” etc.
  [1:16:21] Les Prosser: Does Banners Broker have a cash flow problem? I would have thought not. It is more a systems problem. All through this difficult period I understand that withdrawals of amounts beyond the first $10,000, which have always been handled differently, have been paid as usual and on time. Obviously this is a much smaller number, but for much larger amounts. I understand $100,000 is not unusual. I cannot verify most of this. This information is from sources that I consider reliable, and from people very close to the action. I have no reason to doubt any of it. Why Banners Broker cannot tell us all this stuff, and jam it up the noses of the despicable internet trolls, I don’t understand. But communication is not their long suit.
  
  Slowdown in Panel Movement
  There is now an additional issue that suggests to me that there may be more of a cash flow problem than I thought before. And it stems from the “lost” month last March when the website was down. In his last webinar Chris Smith mentioned the slowdown in advertising revenue. BB gets paid one month and 45 days after the end of the month. So payments for March internet activity came due from the middle of June onwards. That is why we have seen a bit more of a slowdown in panel movement lately. But like the website problem, and like the payment problem, this also should be temporary.
  
  On top of this, the first blind network broker that Banners Broker dealt with, Clicksor, pulled out quite some time ago. The reason? Idiots doing their own “due diligence” on Banners Broker were phoning Clicksor asking: “Is it true that you are acting as a broker for Banners Broker on the blind network?” I have read that Clicksor were getting more than one thousand calls a day at one stage. Clicksor just could not handle it anymore and pulled the pin. And you wonder why Banners Broker don’t tell us anything anymore? It is hard to soar like an eagle when you have to flock with turkeys. I understand that BB now deal with a much larger broker, and in fact it could be two or more of them. I know of no way of finding out that information. And I hope I never do. Because that would mean the idiots would also find out.
  
  The “Passive Income” Issue
  Apparently some other idiot put a large advertisement in a Canadian newspaper suggesting that Banners Broker was a wonderful “investment opportunity.” That is why BB was investigated by the Ontario Securities Commission. And that is why BB has been running backwards, at a million miles an hour, trying to undo anything that made this business look like an “investment” (like traffic packs, for example). If ever a government authority had an excuse to shut down a company because they believed it was not a genuine business, that was surely it. But clearly they just told Banners Broker that they had to do whatever it took to make sure it was not a “passive income” “investment” that would require licensing of affiliates, issuing a prospectus, etc. etc.
  
  Summary
  So, has Banners Broker had problems? Yes. But what business does not have challenges?
  
  Are any of these problems terminal, as the sleaze buckets of the blogging fraternity would like you to believe? You make up your mind. If you think that, then my advice would be to get out of Banners Broker or don’t get in. Go and join the contemptuous, parasitic swill who masquerade as your “helpers” so they can do exactly what they accuse Banners Broker of doing, and that is fleece you of your money.
  
  Is there any challenge that Banners Broker has not met? Not yet, as far as I can tell.
  
  Are they likely to solve the payment problem? You decide. I am confident they will.
  
  Is the slowdown in advertising revenue likely to be permanent? Again, you make up your own mind. I don’t know. I doubt it.
  
  Could Banners Broker go belly up? Any business could go belly up. Most of us didn’t have to sell our house to start our Banners Broker business.
  
  Do I think they will go belly up? No I don’t. But I can’t guarantee it, any more than I can guarantee that Woolworths won’t go belly up. The impression I get is that they keep on surviving challenges that might have crippled lesser businesses many times over. And they always emerge on the other side bigger and stronger than ever. From zero affiliates in October 2010 they now have more than 400,000 affiliates almost three years later. Their business model is the same as the successful Google model. I think they are here for the long term. That may be wishful thinking on my part, in view of my vested interest. But I cannot find any valid reason to justify abandoning them.
  
  Do they have a cash flow problem? Probably. What business doesn’t from time to time? It is often a seasonal or temporary thing, and I suspect it is the same with Banners Broker.
  
  In the face of the same dishonest crap on the internet about Banners Broker that you are reading now, I made the decision eleven months ago to ignore it and bend my back in what appeared to me to be one of the best business opportunities I had ever seen. It has been one of the best decisions I have made in my life. All the recent changes have not affected my business much at all, as my business is built on inviting and helping others into the business, not on traffic packs. I had given up all hope of a comfortable retirement a year ago, after a number of reversals in my life. Now, less than a year later, it would seem that I am set for life, thanks to Banners Broker.
  
  Are you having difficulty convincing others that Banners Broker is a legitimate business, and that the dirtbag trolls who spread their bile on the internet are nothing but dishonest scum? Do you think you are Robinson Crusoe? Give them a copy of this letter. If they still want to believe the lies, don’t waste your time on them. Next please!
  
  It is that simple. If not for you, then don’t waste your time on Banners Broker. This is a business. You have to work it like a business if you want it to perform. If it is “too hard,” then try something else. For me it is a no brainer. I know nothing to compare with this opportunity.
  
  Good luck!
  
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[QUOTE=Beethoven;58213]Angela's still confused, bless.

Last year she was certain that BB was BS!

This was before the Kool-Aid kicked in:

Angela apparently thinks that she actually has $500,000 in an account! LOL
But even more stupid is the assertion that with $500,000 capital one can withdraw $40,000 a month for the rest of ones life.
Well, maybe, if the rest of ones life is less than a year.....
Then there is the silly assertion that an internet site like Real Scam can frighten or force Master Card into deciding with whom they do business.
This is aside from the fact that it was not Master Card but another shady bunch called Vector card services whom it seems were using not a credit card but a debit card (aka "prepayed card " which is a whole different thing) with the Mastercard logo on it.

Then apparently Vector Card Services are "based in Belize" but their own website
Vector Card Services
says:
2275 Upper Middle Road East
Suite 101
Oakville, Ontario, Canada
L6H 0H3

But although they have offices in Canada they claim to come under US ( not Belize) law:

Vector Card Services

Some restrictions do apply. Cards CANNOT be distributed into countries, or involve organizations from countries, which have been sanctioned by the Office of Foreign Assets Control (OFAC) or the Financial Action Task Force (FATF). For an up to date list of sanctioned countries please see:

Sanctions Programs and Country Information or fatfgafi.org

Their Vector Card Services address is also registered to Toronto Canada.