Thread: Banners Broker HYIP ponzi scam

I definitely don't hide behind a false name. My story is out there for all to see.

Sadly I just see evidence of a crap company that is totally secretive about everything it does. It may well be an assumption but that assumption of a Ponzi is brought about by itself.

I agree with a couple of your points about certain private info to not be made public, bit other things such as Chris Smith's background, key partnerships, speaking with the press, well that is just good PR opportunities being avoided.

I speak to affiliates almost every day and they always ask why I say the things I do, but also see sense in what I say! many of them don't trust what they are in and are keeping a low profile.

The only reason I came back was to voice my disapproval and disgust with your posting my private information in such a light that it puts my family at risk. I've said my piece, I didn't mean to get into a long drawn out debate again considering none of you really want to change your opinions....or are even listening.

You've hijacked the reputation of the company plain and simple. You have no proof of any kind and never did. It's a bunch of people who dislike the industry BBI is in, and will do everything they can to sabotage the company's success through misdirection and doubt. If you had proof to back your claims, you'd have posted it and watched BBI burn.

People will see you for what you are, and I've never had a thing to worry about with the police visiting me.

Thank You.

Stop it Terry. Please go away. You are telling lies and making up stories. You said you wouldn't post here any more. Please make that the one thing you say that isn't a lie.

(funny how your timing to make your exit coincides nicely with the end of your work day. you don't even play the 'faux victim' well)

Originally Posted by tdstern

If you had proof to back your claims, you'd have posted it and watched BBI burn.

I do, I have, and it is.

Originally Posted by tdstern

You've hijacked the reputation of the company plain and simple. You have no proof of any kind and never did. It's a bunch of people who dislike the industry BBI is in, and will do everything they can to sabotage the company's success through misdirection and doubt.
Thank You.

So that will be this reputation then..

"One such issue was in fact in the UK, where the representative there started charging affiliates for support when he should have referred them to BBI. He also signed up people under false pretenses to the tune of $4 Million which he placed in an offshore account."


Nice reputation you created there Terry, the work of a PR genius.

TERRY STERN

If you are really THE Terry Stern and genuinely are THE PR man for BB (or BBI or Stella Point, whatever the same company renamed is that you "work" for), then I am genuinely sorry if your neighbours, your girlfriend and your girlfriends little girl are suffering because of this matter. That should not happen if they are not involved and I feel sorry for them.

I do not feel sorry for other people's family members who ARE involved, as Mrs. Dixit apparantly is. She certainly seems to have let herself become involved and be named in company formation(s) or as director of certain company(s) that many people seem to consider to be dodgy or perhaps even criminal.

I do not feel sorry for YOU in the slightest.
Are you sure you are not my brother? He talks the ponzi line and reacts just as you do. He is an intelligent man - which you, in the beginning at least - appeared to be. You run at least one business of your own, so you must have a little understanding at the very least of the proper way to run a business. And yet, you claim that BB is a proper business and that it's methods of doing business are proper and normal? Terry, I do not usually insult people online, but you are either stupid or you are a liar - there can be no in-between for you. And I personally believe that you are an out and out liar that is supporting knowingly a criminal organisation and criminal activities.

Answer us this Terry:

WHY IS PayPal - FAR AND AWAY THE BIGGEST, MOST HONEST AND MOST WIDESPREAD AND EFFICIENT ONLINE PAYMENT SERVICE - TOO SMALL AND TOO EXPENSIVE FOR BANNERS BROKERS AND ALL THE OTHER ONLINE SCAMS AND CRIMINAL ACTIVITIES, AND YET IT IS THE ONLY PAYMENT METHOD YOU PERMIT ON YOUR OWN ONLINE JEWELLERY SHOP?

WOULD YOUR JEWELLERY BUSINESS ACCEPT OR CONTINUE TO DO BUSINESS WITH CUSTOMERS THAT HAD THE PAYMENT MORALS AND PROBLEMS THAT BANNERS BROKERS CONTINUALLY HAS?

IF YOU TREATED YOUR CUSTOMERS THE WAY BANNERS BROKERS TREATS THEIR AFFILIATES, WOULD THEY EVER DO BUSINESS WITH YOU AGAIN?

I could go on and on and on and on about the pathetic and stupid unbusinesslike methods that BB use to carry out their activities, but there is no point in an almost endless list of the idiocy that is BB's way of carring on business.

Even if BB was a legitimate business with a real product, no sane or sensible person should want to do business with a company with BB's business practices and payment morals. They would be insane to have anything to do with such an apallingly badly run organisation.

It is your business practices and your (lack of) payment morals that define you and BB as criminals and that should be an instant warning to anyone thinking of doing business with you. The reams of drivel that you and others have spouted about your so-called business model is in fact irrelevant, it is the apallingly bad organisation and business and payment methods that would instantly prevent sane and knowledgeable people from doing business with you, and it is you and BB that are morally bankrupt, if not in fact yet bankrupt.

And then, of course, despite the reams of garbage about the business model, I do not for a single moment believe that it is workable. Too many people who are either experts or are knowledgeable in the online advertising world have debunked the model and proved it is impossible. Apart from the silly self-created websites, cusomer companies and banner ads, no-one has been able to find any legitimate advertisers, publishers, customers, banner ads or any other proof of what must be fast approaching a billion dollar company given the doubling rate claimed from day one of the business (and what business is that by-the-way. I'm not sure as the "business" seeems to be changing almost weekly; doubler cycler, advertiser, broker, direct sales etc. What IS it really?)
There is no evidence whatsoever of the huge offices and infrastructure and hundreds, if not thousands, of employees that would be needed to efficiently run an organisation with the incredible activity and turnover that BB supposedly has. Where are these offices and infrastructures and staff Terry? You, as their top "PR" man, seem incapable of pointing us to this extremely necessary infrastructure needed to run such a huge business. The fact that you cannot (or will not????) is proof enough for me that you are knowingly aiding and abetting a criminal organisation and are knowingly engaging in criminal activities - which is why I have made reports to the authorities (excuse me for repeating that, but I would not want you and others to think I am just a keyboard warrior that doesn't have the guts to do anything about what I think is a crime, and I would hate you think I am hiding behind a keyboard trying to "tear down the good and mightily benevolent BB company"!)

And before you or anyone else asks, yes, I already reported what I know of BB to the authorities in two different counties - the SEC in the USA and the FSA in the UK, to both of whom I provided my full name and address, e-mail and telephone numbers and I was issued with a case number by the FSA to add information to in the future either from myself or from other sources, and I was advised by both government organisations that the information provided was a cause for concern and that this was indeed going to be looked into by the government authorities. Both authorities were concerend by the fact that BB (under any guise) did not appear to be registered to do business in either country, and yet the business as described online certainly seemed to be the kind of investment scheme that would need to be registered in order to do business. I know you claimed several times that BB is not doing business in the USA, but BB does in fact have many afilliates in the USA and has held seminars in the USA and is, in fact, doing business in the USA - all of which is most interesting to the appropriate authorities Terry.
They work slowly Terry, but you know damn well they will get there in the end.

Terry, it is my opinion that you are knowingly acting ilegally, and I have reported that belief to the authorities giving my full name and contact details. If I am correct, then I hope you get what you deserve for aiding knowingly in the ripping off of hundreds of thousands of inocent (yes, and stupidly greedy) people.
Listen for the doorbellTerry. For whom does the bell toll? It tolls for THEE!

Originally Posted by tdstern

And Mrs. Dobrott, aka littleroundman, I wonder how your husband Paul would feel if people started to harass him and visit your home in Texas making unsubstantiated claims over something you've been accused of without your accusers having any real proof of you or your company's wrongdoing? Not so much fun when things get personal is it? Isn't that the reason you use 4 different aliases and not your real name when you post on here? It's easier to attack people and companies when they can't identify you, but when they know who you are and where you live, things get a little more real don't they?

Thanks....Now I got Vegemite toast all over the screen......

Originally Posted by noname999

Terry, you have two courses of action here:

1) Contact the police and get them involved.

2) Contact stellar point/bb's legal team and let them take care of things.

Are you prepared to take one of these routes?

3)He can go F himself.....

Originally Posted by Finix

I'm not even going to discuss the difference between admins and third parties. It will fall of deaf ears here. Plus I don't work for Patryn any longer. He can come and defend his merchants himself. :)

Patryn is part of STP??.....I didn't know....Or maybe you confuse STP with HDmoney.....))

Originally Posted by okosh

Patryn is part of STP??.....I didn't know....Or maybe you confuse STP with HDmoney.....))

The other way around. STP is a part of VFS.

Originally Posted by Finix

The other way around. STP is a part of VFS.

0.0

I had no idea it was THAT bad.

Originally Posted by ProfHenryHiggins

0.0

I had no idea it was THAT bad.

I don't know why you had no idea. It's publicly available information. STP is listed on the VFS site.

Maybe because I never thought to look, Finix.

Originally Posted by tdstern

The only reason I came back was to voice my disapproval and disgust with your posting my private information in such a light that it puts my family at risk. I've said my piece, I didn't mean to get into a long drawn out debate again considering none of you really want to change your opinions....or are even listening.

You've hijacked the reputation of the company plain and simple. You have no proof of any kind and never did. It's a bunch of people who dislike the industry BBI is in, and will do everything they can to sabotage the company's success through misdirection and doubt. If you had proof to back your claims, you'd have posted it and watched BBI burn.

People will see you for what you are, and I've never had a thing to worry about with the police visiting me.

Thank You.

Translation: I can't answer any of the (very simple) questions that you've put to me, so I'm going to try my best to create a smokescreen by accusing you of being nasty people, despite my being the one who is vainly trying to defend what any right-thinking person can see as a scam

With regard to the "hijacking of the company's reputation" wasn't that what you rode into town on your big white horse to sort out?

You didn't really do much of a job of it, in fact if anything you've made BB come across as even more of a scam than it did before you arrived.

If any business (that wasn't part of BB) genuinely was ever considering hiring SP to handle their PR work a read through this thread should persuade them that you're just not up to the task.

If you were my PR guru and you conducted yourself the way you have here then you'd be down the unemployment office so quickly it would make your head spin.

Originally Posted by ProfHenryHiggins

Maybe because I never thought to look, Finix.

Take a look: VFS Network

(Patryn, you owe me big now. Pimping your network to a demon should count for something :)

Terry, not sure if you are still reading the forum thread or not, but just so you know, Heather's personal adddress and phone number are posted here on this forum. Also, you should know that Heather and littleroundman are not the same person, and since I know both I can confirm they aren't.

But these last few pages of you posting in this thread will go down as one of the poorest excuses for a defense of a program that I have ever seen. Since I have been exposing Ponzi's/scams for over 9 years now I have seen a lot, but none that approach your level of ignorance, stupidity and outright BS.

In every Ponzi once the heat gets turned up, and people start getting exposed and the spotlight on them, they react the way you have done. They all had no problem "promoting their scam de jour," but amazingly want to run for cover when the spotlight is turned on them. Your level of discomfort has not even come close to all the threats I have had made against me, and I will also add for many of the people who post in RS. So your being upset that a few people actually asked questions of your neighbors about you and knocked on your door at 3am pales in comparison to what I have expereienced. So forgive me if I am not shocked or outraged at your discomfort. This does not mean that you shouldn't have reported it to the police as you should. My only question is if you actually did report it to the police?

You see the problem I have is that I don't know whether or not I can believe your story that someone knocked on your door at 3:00am. It may have been a made-up story by you thinking you would gain our sympathy by telling it to us. My reason for saying this is because you have lied about so many other things here in this forum, I don't believe anything you say anymore. Sad but true.

BB's story has been debunked so many times right here in this thread, and especially in the last 3-4 pages that I am not surprised that you are putting your "tale" between your legs and getting out of Dodge. And yes I need mean "tale" because that is all it is.

The only question now is if BB runs with the money or the authorities step in first? I will add that if the authorities are going to act, they had better do it soon, or BB will have run with the money first.

One more thing I personally want to add. When personal information is posted here at Real Scam that comes from the public domain, the person who has their information published has no claim to have it taken down. It is from the public domain. If they remove all their information from the public domain, then they have a right to request their information be removed. Now if it doesn't exist in the public domain, then it should not be posted on any forum and should be removed. BUT this is a decision that is to be made by the admins and owner of RS not me.

stern; david are you really sure about banners brokers, tell me brother mason
hooker; sure about it? when did you ever make this kind of money you looser?
stern; well the moneys great but last night this dude came to my house saying something about his 70 year old mum getting scammed for 5k, he was pissed
hooker; yes brother, thats a dreamstealer be carefull of them
stern; and then my neighbours are looking at me all weird, turns out some PI types are asking for info about me
Hooker; thats realscam, they have an entire army of PI's snooping trying to discredit our fine establishment
Stern; realscam? but we checked them out, they run a not for profit site dont they? how can they afford PI's
Hooker; exactly! thats the depths the naysayers will go to, they all pay a tithe to the littleroundman who runs a PI army
Stern; hmm okay terry, but seriously this is getting a bit hot to handle, first you told me this was the big break I was waiting for my whole life, now its seems like its a scam but raj gave me 100 black panels and they don't cap until April and I dont know if I can do this till then
Hooker; hmm, ...feel the energy thats Flexkom!
stern: flexkom? I thought we did BB
Hooker, Multiple income streams my brother, multiple income streams ..

forgive me I digress, anyway I just found out that the 2 crappy old water filters that are still in the kitchen cupboard in my fathers house came from none other than David Hooker when he fronted NSA in the early 90's, he did a good job selling overpriced water filters to everyone and their dog, of course by the time the affiliates had 10 water filters each that they couldn't shift he moved on to pastures new, David Hooker if you are reading this hows about you buy those filters back off my dad like you promised you would in 1991 in that meeting in sheffield? as he recollects it "if you cant sell them filters for twice what you paid for them we will buy them back I promise", is how my dad remembers you saying it.

Originally Posted by tdstern

Bullshit. Private companies don't release the kind of information you're requesting. Publicly traded companies do, private companies don't...because they don't have to.

first of all they DO have to publish the directors and who owns the company. for example in Canada-

Canada Business Corporations Act

See Part IV

Second how can anyone defame someone like chris Smith who has no published background and cant show they exist?

That's rich. I come on here to explain how BBI works, and because you can't argue the description of the process, you claim it's nonesense. That's pathetic. You can't argue with the truth, so in your mind it's not the truth. What a surprise, you can't keep calling a company a scam if it's actually legit, so you reject the formal explanation, wich can be verified if you actually do the research you claim to be doing. There goes your credibility. Deliberately designed so it can't be disproven.

Actually no they cant prove a negative . Can anyone prove unicorns do not exist? No! It is for the people claiming unicorns exist to prove it. so wher is the evidence oiof the hundreds of millions of dollars in adverts handled by Banners Broker?

So far, you've demonstrated nothing of factual evidence that would support this claim. What you are doing is harassing people, making wild defamatory accusations based on circumstantial complaints by a small number of people and claiming it represents everyone.

If you claim defamation where are the lawyers to bring the defamers to court?
With "hundreds of millions" behind you surely you can even give the identity of a single law firm? No? Thought not.
It isn't for others to prove "no unicorns" you claim it is a magic way to do business the burden of proof is on you to prove it!

Yeah, because you've all demonstrated you can be trusted with any information that's given to you. Face it, you villianize companies that you don't understand because your limited intelligence says they're bad.

Nope we call something a scam when they refuse to provide evidence of being a legit business. Not because of lack of understanding but because of lack of audited accounts , background of staff, failure to meet deadlines, etc.

You make outlandish requests for information that isn't relevant, and then say it is and our unwillingness to provide it to you shows we're hiding things. Of course we're not going to share certain information, you blow things out of proportion to the point where you initiate panic, and abuse the information provided in order to harass businesses and individuals to the point where it causes genuine problems for the people running the business.

If it is a problem for you to provide the educational qualifications and work history of your CEO and board and if you fail to produce the annual accounts just like any other company then you are most likely a scam.

Prove you can be trusted is more accurate. Prove you have a reason to call the company a scam without rejecting official statements.

Look up "burden of evidence" and "shifting the burden " under "logical fallacy"
Next you will want us to prove "no unicorns" will you ? - oh look up "proving a negative " while you are at it.

Even the police now refrain from giving names of people being questioned during their investigations, because people jump to conclusions, ignore the facts, and take it upon themselves to inflict justice even though there's no actual cause for doing so. The news is full of reports on how people like you feel it's your right to inflict justice on others, burning down houses, harassing people's kids at school, causing a scene at their workplace. People that have no evidence, just a rumor that the person MIGHT be involved, so they instigate attacks, only later to find out the person was innocent...and yet those idiots still claim they were right.

If Ms Bento is not found guilty she might still bot be innocent but Im prepared to admit she was not found guilty. RS has not attacked schools or burned down houses now has it?

My website is a business website, and the information was for the purpose of addressing product returns, not posted on a website forum by a bunch of amateurs with no sense of what's right or wrong.

How will they return stuff when you just removed your "contact us" address from it?
And it makes no difference if it is a "busines" or "personal" website. ~You posted the page into the public domain.

Yet another reason why the company isn't going to show you anything. To you this is a joke, something to take up time, but to others it's their livelyhood, and you're making their lives complicated for no other reason than because you can. You can't prove a single accusation you've made against the company, all your 'facts' are complete and utter fabrications to do one thing, to see how much damage you can inflict.

The FACTS i posted are verifiable facts based on official documents e.g the actual company registration doccument from teh Canadian companies office. In opposition you supply no actual evidence - just your unsupported opinion. Hardly a strong position?

What evidence? Nothing you've actually said about the company has been accurate, so how is that evidence?

Again that is your opinion.
You have been shown the actual registration document for Stellar Point showing the name change from Banners Broker.
You are in denial and I do not refer to the river!

You're using circumstantial reports as evidence?

Im using actual official company registration data from the Canadian registration!
What are you claiming is factually wrong in that document?

Originally Posted by tdstern

It's too bad most of you are too cowardly to place your real information out for everyone to see, so that you could be held accountable for your actions and words and potentially discovered for who you really are.

When I reported you and your C0-conspirators of this scam to the authorities, I gave them my full name, address, and telephone number. They know exactly who I am and
how to reach me.

Originally Posted by tdstern

The members of this message board, have taken it upon themselves to put my family in harm's way through their own negligence and stupidity. They have assembled and posted personal information about myself in a place, and with the intent, to draw attention to both myself and my famly in order to satisfy their personal agendas. That's why I'm here.

so you are not here to do your job as a Stellar Pint employee a task which you ran away from but because as reslut of running away you got miffed because people posted information about you? Personal information which you yourself had already posted in public?
Also you have provided no evidence to support your empty claims about the motives for posting information about you. also no one posted anything about your family. AS I stated I have more information . some of that Information is about family members of Stellar Point and Banners Broker people in Canada and elsewhere. I have not posted that because I dont want to draw in peoples families. i can post it however and should I do so you could do nothing whatsoever about it. some of it concerns the people you work for so I would not advise you to demand that information of me because I might just post it if you demand I prove it.

There is no call for this kind of behaviour, and no reason why people here feel that personal information needed to be applied, so that my family no longer feels safe in their own house.

If you dont feel safe dont blame RS . Blame the scam which you are promoting.

Making accusations is one thing. I addressed them and moved on,

No you didnt! You waffled and made empty unsupported claims. Just as "I addressed them" is an empty claim.
WHERE did you address them?
Care to provide a reference to a message where you did so?

but the deplorable act of putting personal information about innocent people online in one place, and attaching that information to supposition and speculation about a scam wreaks of desperation and can only be traced back to sick individuals with no intent on actually realizing the truth.

The truth is YOPU posted that information. all I did was repost it here.

That's right, I said innocent, and until any of you can prove otherwise, they remain innocent,

Actually no they dont! That are ASSUMED innocent! I dont believe for one second that Raj and the gang are innocent but I will assume them innocent before the law. do you really think the Nazis were innocent when they were doing things for which no one was charging them as law breakers? are all the rioters and football hooligans who were not charged and found guilty "innocent"?

as does every single person employed by, or in representation of Banners Broker International. To say otherwise is a display of your ignorance.

see my last sentence. You display your ignorance.

It's too bad most of you are too cowardly to place your real information out for everyone to see, so that you could be held accountable for your actions and words and potentially discovered for who you really are.

But they arent promoting the scam that you are. You make yourself into a target in so doing.

Originally Posted by tdstern

And Mrs. Dobrott, aka littleroundman, I wonder how your husband Paul would feel if people started to harass him and visit your home in Texas making unsubstantiated claims over something you've been accused of without your accusers having any real proof of you or your company's wrongdoing? Not so much fun when things get personal is it?

Terry as far as i know in Texas they have very scant gun control. Im sure you know what I mean by "scant". anyone can get a gun including assault weapons. And iof you call up to someones door uninvited they may actually shoot you. Im not in favour of such laws but I really would not advise anyone to attempt to harass a Texan on theior door step. Canada is much more lax in legislation. So people dont tend to get shot as much and scammers dont tend to get prosecuted and sent to prison for life.

Originally Posted by tdstern

And Mrs. Dobrott, aka littleroundman,

Oh, P-U-H-L-E-A-S-E.

Stop now before you make yourself look more stupid and amateurish than you already have.

I'll tell you what,

every day I gain a greater appreciation of the phrase "give them enough rope and eventually they'll hang themselves," its' true meaning and how it applies to HYIP ponzi fraud and fraudsters.

Originally Posted by kiwichick

TERRY something else you got wrong, gosh you make a lot of mistakes....if I was the owner of a multi-million dollar company I would hire a better pr guy.......

Don't forget Terry the unprofessional and unskilled PR guy ran away from the debate.
This Terry you are now discussing with is Terry the "deeply personally hurt because my family is unjustly under attack " guy who only appears to be spewing out the same arguments and lack of supporting evidence as PR guy Terry and is doing it in his spare time.
Apparently Stellar Point is getting the same crap so called "PR" for free from him now. :)
In fact he is posting even more now for free then when they were paying him to do it!
Maybe it is a ploy by Terry to threaten Stellar Point that he will post loads more "PR" unless they pay him not to post it? ;)

Originally Posted by tdstern

The only reason I came back was to voice my disapproval and disgust with your posting my private information in such a light that it puts my family at risk. I've said my piece, I didn't mean to get into a long drawn out debate again considering none of you really want to change your opinions....or are even listening.

Im happy to change my opinion and admit I am wrong. If and when you provide ANY evidence to indicate I am.
It is a scam Terry! Take me to court and have me pay if it isnt why dont you?

You've hijacked the reputation of the company plain and simple.

You are contradicting yourself Terry. You said this was personal not business and now you are saying it is about he company!

]

If you had proof to back your claims, you'd have posted it and watched BBI burn.

You already admitted what was posted HAS damaged BB.
But even if it did there is nothing to support the contention that an antiscam website on its own will bring down and international scam.

People will see you for what you are, and I've never had a thing to worry about with the police visiting me.

They fact that you were not worried with their visit to you changes nothing.

Originally Posted by Beacon

Maybe it is a ploy by Terry to threaten Stellar Point that he will post loads more "PR" unless they pay him not to post it? ;)

You've found out Terrys secret ploy.... Terry Stern AKA Amanda Helpz! lol!

Originally Posted by Unknown_S

Not sure how legit this is, but someone claiming to be from Banners Broker UK with documents to upload. They posted on the official BB Facebook page.

Hi Guys - Quick update I am part of the banners broker team in the UK office. However i have just found out some important details! I CAN CONFIRM THAT BANNERS BROKER is a ponzi/pyramid scheme. Banners broker are doing a number of worldwide tours in which they will recuirt 1000s of more people. When these people INVEST into Banners Broker you guys who are waiting for your payment will be paid and the cycle starts again. This is the reason why BB is doing tours on a MONTHLY cycle. I DONT CARE what any hardcore BB fan says, I will upload some office documents i found when we moved to manchester later today. You can decide for yourself. BANNERS BROKER YOU CAN TRY REMOVE THIS COMMENT BUT I WILL COME BACK AGAIN AND AGAIN. Guys please get your money out, as soon as. Add me for the lastest news

http://www.facebook.com/paradss.loos

NB - for the guests reading, there is no evidence or belief Terry is Amanda