Thread: Banners Broker HYIP ponzi scam

As for the assertion that KFC or Coca Cola have a product and BB do not, there's a post on Finch's blog that's worth repeating here:

KFC: Their key product, chicken pieces, and their unique taste, are a result of the machines in which they are cooked, and the 11 secret herbs and spices that the late Colonel Harland Sanders apparently came up with. You eat the chicken, you taste the chicken, but if you’re doing to demand proof from the company that there IS in fact 11 herbs and spices, you’re going to be sadly disappointed.

Follow me?

BB: Their product is on-line advertising, With KFC, you eat and taste the chicken, but the vast majority of people don’t question whether there really are in fact 11 herbs and spices that make up the distinctive KFC flavour, similarly in BB, I see profit being generated into my eWallet over time by my managing my inventory of advertising campaigns running within the blind advertising networks, which is represented in my BB back office by various coloured panels of different values, I have about as much reason to demand from the company as to where the ads are and who their ad networks are as I would have demanding from KFC the chicken I’m about to eat actually contained 11 herbs and spices. There’s the ad panels, there’s the chicken. If you really liked the taste of KFC, would you stop going there if there were in fact only 5 secret herbs and spices, not 11 ?

It’s the taste of KFC that matters, similarly, with BB, it’s the profit generated by the advertising inventory that matters.


Hope this helps, I'd stick around, but I feel my time is better spent with my family than wasting too much time here, so have yourselves a great weekend and have fun doing what you do best I suppose....

I would like to add, however, my disappointment at both RealScam and the Finch blog, I was really expecting to find something of value added here in my absence, something that could be construed as 'concrete proof', but it's just more of the same trivial 'going around the circles stuff' - 314 pages of mostly trivial fluff is all I can see here.

You are making no sense. I asked you to show me where Terry showed how BB make money. that message doesn't do that.

And your comparison doesn't make any sense. You are not comparing like for like. You are comparing real products with imaginary profits. Try harder...

By the way, does anyone know if Paul Mc did the webinar on Thursday?

Originally Posted by waverider

I see profit being generated into my eWallet over time

Seeing is believing, isn't it? It's just too damn bad it's a scam, and you being paid is a part of it. Whether you know it or not makes no difference.

Originally Posted by waverider

As for the assertion that KFC or Coca Cola have a product and BB do not, there's a post on Finch's blog that's worth repeating here:

KFC: Their key product, chicken pieces, and their unique taste, are a result of the machines in which they are cooked, and the 11 secret herbs and spices that the late Colonel Harland Sanders apparently came up with. You eat the chicken, you taste the chicken, but if you’re doing to demand proof from the company that there IS in fact 11 herbs and spices, you’re going to be sadly disappointed.

Follow me?

BB: Their product is on-line advertising, With KFC, you eat and taste the chicken, but the vast majority of people don’t question whether there really are in fact 11 herbs and spices that make up the distinctive KFC flavour, similarly in BB, I see profit being generated into my eWallet over time by my managing my inventory of advertising campaigns running within the blind advertising networks, which is represented in my BB back office by various coloured panels of different values, I have about as much reason to demand from the company as to where the ads are and who their ad networks are as I would have demanding from KFC the chicken I’m about to eat actually contained 11 herbs and spices. There’s the ad panels, there’s the chicken. If you really liked the taste of KFC, would you stop going there if there were in fact only 5 secret herbs and spices, not 11 ?

It’s the taste of KFC that matters, similarly, with BB, it’s the profit generated by the advertising inventory that matters.

Tell me, Roger, when you go into KFC do they hand you a physical product for your money, or do they tell you that your lunch is somewhere, but they can't tell you where?

Also, to be 100% accurate you'd also have to be paying $2000 for your box of dead chicken bits and the KFC staff would have bought it, at a reduced rate, five minutes before it was due to go in the bin, from the Hungry Jack's next door...

ummm? What exactly doesn't make sense? I got my 15yo daughter to read the post, and she understands it, and when I got her to explain it back to me, it was along these lines:
* BB buys ad space from ad networks
* BB sells the panels through their packages to its members (affiliates), these panels require traffic which BB purchase
* BB buys the ad space, and re-sells them at a higher price, this creates a profit
* A proportion of that profit is shared with its members (affiliates), the rest is retained by the company, that's how they make money.

And yes, it's not really comparing 'like for like' - one is a real (tangible) product, you can feel it, touch it, etc the other is intangible, just because you can't feel it, touch it, etc, doesn't mean it isn't real.

Sorry can't try any harder. My daughter's 15 and she understands it quite well, and in the scheme of things just another average kid with mostly average grades.

Originally Posted by noname999

You are making no sense. I asked you to show me where Terry showed how BB make money. that message doesn't do that.

And your comparison doesn't make any sense. You are not comparing like for like. You are comparing real products with imaginary profits. Try harder...

If there's somebody here not making sense, it's Theseus - don't want to offend, but from that last post, I reckon you need to lay off the wacky weed and get that THC out of your system, dude, seriously...

Originally Posted by noname999

By the way, does anyone know if Paul Mc did the webinar on Thursday?

He used to be a regular on FB and the blogs until he went to canada, plenty of pics of him at the empty warehouse/200 man IT hub @ 5 Carlow.

If anyone has heard or seen of Paul Mc, head of banners brokers ireland and de-facto head of BBUK then please tell him his mummy, and real scam would like to know he is ok

Originally Posted by littleroundman

Therein lies the problem.

"They said"

Anyone who believes ANYTHING said in the HYIP ponzi world is going to be disappointed.

Regular HYIP ponzi players know, once you've sent your money, anything after that is pure luck.

Just wanted to make sure it didn't go unnoticed. :)

Originally Posted by waverider

ummm? What exactly doesn't make sense? I got my 15yo daughter to read the post, and she understands it, and when I got her to explain it back to me, it was along these lines:
* BB buys ad space from ad networks
* BB sells the panels through their packages to its members (affiliates), these panels require traffic which BB purchase
* BB buys the ad space, and re-sells them at a higher price, this creates a profit
* A proportion of that profit is shared with its members (affiliates), the rest is retained by the company, that's how they make money.

And yes, it's not really comparing 'like for like' - one is a real (tangible) product, you can feel it, touch it, etc the other is intangible, just because you can't feel it, touch it, etc, doesn't mean it isn't real.

Sorry can't try any harder. My daughter's 15 and she understands it quite well, and in the scheme of things just another average kid with mostly average grades.

'
It only makes sense to her because she knows as much about internet advertising as most 15 year old girls do, which is about nothing.
I called the company that took care of my internet advertising for the small business I used to own (which was primarily an internet business and I sold for a 7 figure sum) and then just to make sure a small business isn't radically different from a big business I put in a call to someone I went to school with who works for J Walter Thompson, one of the world's largest advertising agencies. JWT - Wikipedia, the free encyclopedia

My old "ad broker" looked at an earlier version of the above explanation and her general answer was "and people are stupid enough to believe this stuff?" She was amazed that no one had even bothered to Google the phrase "buy online advertising" and seeing how companies REALLY do it. Which is a good suggestion.

My friend at JWT hasn't got back to me, when he does I'll embarrass you even more.

Originally Posted by waverider

...
* BB buys ad space from ad networks (From Who?)
* BB sells the panels through their packages to its members (affiliates) (At incredibly inflated (unsustainable) prices), these panels require traffic which BB purchase
* BB buys the ad space, and re-sells them at a higher price, this creates a profit (To Who?)
* A proportion of that profit is shared with its members (affiliates), the rest is retained by the company, that's how they make (Scam) money.

And yes, it's not really comparing 'like for like' - one is a real (tangible) product, you can feel it, touch it, etc the other is intangible, just because you can't feel it, touch it, etc, doesn't mean it isn't real.

Sorry can't try any harder. My daughter's 15 and she understands it quite well, and in the scheme of things just another average kid with mostly average grades.

Your daughter is a prime candidate for being scammed by BB, they like people with the thinking ability of a 15 year old. Have you signed her up yet?

Originally Posted by waverider

* BB sells the panels through their packages to its members (affiliates)

No one buys those ad packs strictly to advertise, the price is too high. The only reason members are buying them at such prices is because they hope to make a return on their investment. When they stop hoping (when the program starts having payment issues), they stop buying. When they stop buying, the program starts having even more payment issues, and so on.

Originally Posted by Buster Gutt

Wow, that is wonderful news littleroundman. You can of course prove that claim? I'd hate to be posting incorrect information on my blog.

Why would I bother "proving" anything ??

This is a discussion forum, not a courtroom.

What I say here or you say on your blog is of no consequence.

We are both observers of something which is happening completely outside our sphere of influence.

If people choose to not listen or listen to anything I have to say, fine by me.

If we get right down to it, when somebody chooses to believe it's possible to repeatedly double their money or be paid 1% per day ROI why would I think they're going to listen to anything I say ??

I'm certainly not here to save the world.

Originally Posted by waverider

ummm? What exactly doesn't make sense? I got my 15yo daughter to read the post, and she understands it, and when I got her to explain it back to me, it was along these lines:
* BB buys ad space from ad networks
* BB sells the panels through their packages to its members (affiliates), these panels require traffic which BB purchase
* BB buys the ad space, and re-sells them at a higher price, this creates a profit
* A proportion of that profit is shared with its members (affiliates), the rest is retained by the company, that's how they make money.

And yes, it's not really comparing 'like for like' - one is a real (tangible) product, you can feel it, touch it, etc the other is intangible, just because you can't feel it, touch it, etc, doesn't mean it isn't real.

Sorry can't try any harder. My daughter's 15 and she understands it quite well, and in the scheme of things just another average kid with mostly average grades.

The bit in bold is the important bit, and the one that relates directly to the $2000 chicken burger in my analogy. Let's say, just for the sake of argument, that the banners exist. The figures that are being bandied about would mean than BB have a margin,the difference between what they pay their supplier and what they charge their customer, of over 36000%. Not even Columbian drug lords have that sort of mark-up, yet here you, and Teflon Terry are, telling us that not only do BB achieve this, but they do it over and over and over again, week in week out.

The question therefore, given that the every industry analyst states that the market for banner adverts is in freefall with prices decreasing almost daily, is where are all these sales coming from?

Do you really believe that someone charged with purchasing advertising space for a large national or multinational organisation (remember the claims, including yours, are of blue chip clients) is going to pay THREE HUNDRED AND SIXTY times the going rate? Remember the claim isn't just that ONE customer does, but that hundreds or thousands do. No wonder BB won't say who their clients are, their media buyers would all be queued up outside the job centre the very next morning.

What really amuses me though is that the more you, Teflon Terry, or the Happy Hooker try and explain it, the more preposterous the whole thing sounds. I almost look forward to hearing the next excuse for where the money comes from.

I'd imaging it won't be long before the claim is not that BB are like Google, but that they are Google, a secretive philanthropic section of the company that tours the world helping the poor and hard of thinking to achieve millionaire status in a few short weeks...

That's assuming that BB is in fact a scam, as is alleged here, however to this date there isn't a single shred of evidence both here and on the Finch blog that this is the case. What is clearly evident here, without any reasonable doubt, is that there's a lot of people who either don't understand how the whole thing works, or don't want to understand, and this is clearly evident in Hypanor's post above and the question whether I've signed up my daughter yet, asserting that she is a prime candidate for being scammed by BB.

No, I haven't signed her up yet, even though she really, really wants to. She did ask why, and I told her she must be over 18 before she can join, and referred her to this page
BannersBroker in particular the second paragraph which states :
The Banners Broker Privacy Policy applies to EVERYONE at Banners Broker International, INCLUDING YOU, OUR CUSTOMER. YOU HEREBY SWEAR THAT YOU ARE AT LEAST 18 OF AGE AND CAPABLE TO ENTER INTO A BINDING CONTRACT. YOUR USE OF THIS WEBSITE CONSTITUTES YOUR AGREEMENT TO THIS PRIVACY POLICY AND ANY SUBSEQUENT MODIFICATIONS THERETO. IF YOU DO NOT WISH TO BE BOUND BY THIS PRIVACY POLICY, PLEASE DISCONTINUE YOUR USE OF THE BANNERS BROKER WEBSITE.

* BB buys ad space from ad networks (From Who?)
* KFC buys the so-called 11 secret herbs and spices from who? Who supplies them with their secret ingredients? I do know 'Steggles' is one of their suppliers for the chicken, but exactly where they source their 11 herbs and spices (and what are they?) is a closely guarded secret, as is where BB buys their ad space from. Company secrets are none of your business. Does Coca Cola reveal who supplies them with the ingredients for their drink's formula? Ummm? Grow up mate, or stop smoking that wacky weed, mate.
* BB sells the panels through their packages to its members (affiliates) (At incredibly inflated (unsustainable) prices), these panels require traffic which BB purchase
* Good ol' KFC sells a 9-pack of their chicken pieces around here for about $AUD20, how much do they pay for their chicken??? I know for a fact that as a retail customer I can buy chicken drumsticks for $2.99/kg, wings for $1.99/kg, Chicken Maryland for $5.99/kg, now a big corporate giant like KFC would get those chicken pieces for a fraction than what me, the little retail customer, pays for them at the local butcher. I conclude (and agree with) that both BB and KFC are selling their product at incredibly inflated prices, but are they unsustainable? KFC's been around since before I was a kid about the age of my daughter, 15yo, and are still going strong. On the same token, unless they go belly-up for some reason, BB may well be still around when my 15yo daughter reaches my age (48)... Sorry, but that concludes that argument.... ;)
* BB buys the ad space, and re-sells them at a higher price, this creates a profit (To Who?)
* Never mind the thinking ability of a 15 year old. It seems here we're dealing predominantly with the thinking abilities of a 9 year old - Mr Terry Stern clearly pointed out when he explained how BB works, that the ad space is re-sold to AFFILIATES.... (reading is one thing, understanding is another, but I suspect THC might be a contributing factor to what's being discussed here)
* A proportion of that profit is shared with its members (affiliates), the rest is retained by the company, that's how they make (Scam) money.
* ...how they make (Scam) money... please elaborate, to this date, there's been nothing posted here, or over on Finch's blog, that could be construed as concrete proof that BB is a scam. A track record of being somewhat poorly managed and structured, yes. Rapid growth = growing pains = potential problems. Not all that uncommon in the business world, and some companies have in fact fallen by the wayside due to them becoming a victim of their own success, unable to cope with excessively rapid growth. When I joined BB in August last year, there were 100'000 affiliates, now it's somewhere around the 300'000 mark. That's an increase of around 200'000 in about six months !!! If that's not rapid growth in your books, show me any affiliate-based company on the face of this planet that's experienced that level of growth, and without significant growing pains !

Gotta love technology, here I am sitting @ the beach with my family, tapping away, girlie girl peeking over my shoulder, "dad, I've read all that crap, why do you even bother, they (BB) can flop out full disclosure, who they deal with, fully audited financials, proving otherwise, and these morons (her words) still wouldn't get off their case because it's outside their reality that it's possible to make money like this in on-line advertising"

It's becoming clearly evident that the critics have made up their mind and nothing will change that.

What astounds me is the complete lack of understanding, or willingness to even try to comprehend how this thing works, like "where are the ads", I mean this has been answered again, and again, and this simply doesn't sink in, in that they’re serviced by the ad networks as part of the agreement BBI has. Since the resellers the ad networks use aren’t advertising companies in themselves, the network services the ads, and through the resellers, can service more ads because they’re servicing more space.

Where does the money come from is another point, explained again and again, yet this forum and Finch just keeps sinking their crediblity down by a few more notches, by going around in circles as their forums length grow exponentially with fluff and anti-BB "hype" when the facts have been explained over and over again, and as Terry pointed out quite clearly, is that the brokers charge their clients a certain amount for the traffic that they’re looking for. The broker then services those clients, however, there’s a product called “remnant inventory” which the brokers pass to their resellers to generate revenue from. There’s a considerable amount of it, so there’s no worry about whether it can be sustained or not. Rather than lose the advertiser because the broker couldn’t service their needs, they use the resellers to fulfill the remainder of those contracts, which makes complete sense. The resellers get discounted rates on the ads run through them, but are allowed to mark-up those rates to any resellers they attract through their businesses. So the broker is tier one in this instance, and reseller (BBI for example) is a tier two, and any affiliates would be tier three. So the tier one broker sells space to the advertiser at market price, passes remnant inventory to the tier two resellers at a discount and pays them a discounted rate on servicing that inventory, who discount it even further and pay the tier three affiliate who purchases the ad space through packages. This is where BBI makes the bulk of their revenues, and how it can afford to pay an affiliate up-to twice the initial inventory purchase value back as commission and still earn a profit themselves.

Next comes traffic, because no revenue is earned by anyone without the ads actually being seen. The broker charges the advertiser a set amount for the traffic they want to have see their ads. The broker pays their in-house publisher network a certain amount for the number of ads shown, we’re all familiar with this model. When it comes to resellers however, that rate changes. The broker pays their tier two resellers a set amount for the amount of traffic they serve. Since the amount of traffic is based on what’s actually used, the more a tier two reseller uses, the better price they get on purchasing traffic. Tier two resellers are allowed to sell traffic to their tier 3 resellers or affiliates in any denomination they choose, at whatever pricing they choose, so obviously, in order to make a profit, the tier two reseller is going to mark up the cost of that traffic before selling it. BBI does this in the form of “traffic boosters” or “traffic packs” as you’ve seen them called. BBI pays for what it uses with the broker, but, charges the tier three affiliate up-front. BBI doesn’t require that the affiliate use all that traffic all at once however, they’re allowed to ‘bank’ it for use later if they wish. This gives the affiliate some flexibility in how they manage their ad space or ‘panel’ inventory. This is the second way BBI generates the bulk of its revenue.

You can make the incorrect argument that BBI generates the bulk of its revenue through affiliate sign-ups, however, with BBI having to constantly purchase both space and traffic, until they receive their commissions from the broker for the ad revenue generated, they require capital to purchase the space/traffic. The fees collected by BBI for the packages of space and traffic from its affiliates goes toward augmenting the available capital to purchase space and traffic from the brokers. No company in existence uses 100% its own capital to purchase products, it leverages its profits and sales revenue towards the continuous replenishing of inventory.


I'm going back in the water, to join my family, the iPad battery's in the red, got better things to do than try to argue with a bunch of people that appear to have the thinking ability of a 9 year old.... Sorry if that offended, but that's the impression you're sending out to the rest of the world.

Originally Posted by Hypanor

Your daughter is a prime candidate for being scammed by BB, they like people with the thinking ability of a 15 year old. Have you signed her up yet?

FYI - the above text, in bold blue, is an extract from an official statement by Mr. Terry Stern from the Stellar Point Corporate Team in response to forums/blogs who are experiencing some difficulty in understanding BB and how it works, and who are engaged in spreading false information and speculation, or just suggesting that BB is not what it says it is, so here's the full response:


Hello Everyone, my apologies for the absence. My job requires that my attention go to other avenues, so I’ll address a couple of issues further, then I will take my leave.

Second, it’s after reading hundreds of posts on dozens of websites that I’ve realized, none of you actually have looked at BBI the way I’ve been trying to explain you should be, you’ve all been looking at it from the perspective that it’s an advertising company, attracting advertiser dollars to the ad spaces, and not actually getting that it’s a brokerage for ad space and traffic.

So, let’s try this once more, and I’m going to ask that you actually read what I’ve written rather than just skip through it and try and tell me I’m an idiot and unaware of what I’m doing. After almost 20 years in dealing with MLM companies, looking at affiliate programs and helping companies transition from one market to another quite successfully, I have a better understanding of things than you might think. You’re also going to have to start all over and use different eyes if you’re going to want to understand who BBI is and how it works. Grab a coffee, this is going to be a long post.

Banners Broker International, is an online broker of web ad space and traffic impressions. We are NOT an advertising company, nor do we actively solicit advertising from companies. We offer an access point to companies looking to advertise online through their website, but, don’t get involved in the actual process other than to provide access to the brokers we deal with.

The ad space BBI purchases, is done through the broker’s we deal with who own reseller programs, however, BBI isn’t restricted to the specific terms those agreements state, due to a unique system created by Chris Smith. It’s already been stated, that initially when approached, most ad networks didn’t want to work with BBI because they weren’t interested in the program being offered, however, one did.

Now, the program we deal with takes the ad space purchased, breaks the space into ‘panels’ (which are virtual representations of the ad space), and then packages them into different packages. Each ‘panel’ has a different period of time that is required in order for a particular ‘panel’ to cap. Some can take as little as 2-3 weeks, some can take up-to 6+ months to cap. The advertising that is needed to service these ‘panels’ is provided through the ad networks as per the specifics of their program. If you want to know why the ad networks use resellers, ask them, it’s their program, as for why BBI uses affiliates? That’s easy. It’s a great distribution model for a company that wants to move its product quickly across a global landscape. BBI is a direct sales company, not an advertising company, so as such, we don’t subscribe to the traditional advertising model, because it was never intended to be such.

So you’re asking yourself, “where are the ads that go in the spaces we buy?”, the answer is, they’re serviced by the ad networks as part of the agreement BBI has. Since the resellers the ad networks use aren’t advertising companies in themselves, the network services the ads, and through the resellers, can service more ads because they’re servicing more space.

The next issue is traffic, where is it coming from then? The Brokers attract publishers who want to generate revenue from the traffic they attract, but in order to be part of the broker’s network, they need to meet certain criteria. You’ll have to ask them what that criteria is, because we aren’t directly involved in that either, however, once again, we do accept publishers looking to generate revenue, but they’re also passed through to the ad networks for servicing. Any options BBI provides to publishers or advertisers is done so through the software provided to us by the broker, it’s not BBI specific.

Ok, so you’re curious as to where the money comes from.

The brokers charge their clients a certain amount for the traffic that they’re looking for. The broker then services those clients, however, there’s a product called “remnant inventory” which the brokers pass to their resellers to generate revenue from. There’s a considerable amount of it, so there’s no worry about whether it can be sustained or not. Rather than lose the advertiser because the broker couldn’t service their needs, they use the resellers to fulfill the remainder of those contracts, which makes complete sense. The resellers get discounted rates on the ads run through them, but are allowed to mark-up those rates to any resellers they attract through their businesses. So the broker is tier one in this instance, and reseller (BBI for example) is a tier two, and any affiliates would be tier three. So the tier one broker sells space to the advertiser at market price, passes remnant inventory to the tier two resellers at a discount and pays them a discounted rate on servicing that inventory, who discount it even further and pay the tier three affiliate who purchases the ad space through packages. This is where BBI makes the bulk of their revenues, and how it can afford to pay an affiliate up-to twice the initial inventory purchase value back as commission and still earn a profit themselves.

Next comes traffic, because no revenue is earned by anyone without the ads actually being seen. The broker charges the advertiser a set amount for the traffic they want to have see their ads. The broker pays their in-house publisher network a certain amount for the number of ads shown, we’re all familiar with this model. When it comes to resellers however, that rate changes. The broker pays their tier two resellers a set amount for the amount of traffic they serve. Since the amount of traffic is based on what’s actually used, the more a tier two reseller uses, the better price they get on purchasing traffic. Tier two resellers are allowed to sell traffic to their tier 3 resellers or affiliates in any denomination they choose, at whatever pricing they choose, so obviously, in order to make a profit, the tier two reseller is going to mark up the cost of that traffic before selling it. BBI does this in the form of “traffic boosters” or “traffic packs” as you’ve seen them called. BBI pays for what it uses with the broker, but, charges the tier three affiliate up-front. BBI doesn’t require that the affiliate use all that traffic all at once however, they’re allowed to ‘bank’ it for use later if they wish. This gives the affiliate some flexibility in how they manage their ad space or ‘panel’ inventory. This is the second way BBI generates the bulk of its revenue.

You can make the incorrect argument that BBI generates the bulk of its revenue through affiliate sign-ups, however, with BBI having to constantly purchase both space and traffic, until they receive their commissions from the broker for the ad revenue generated, they require capital to purchase the space/traffic. The fees collected by BBI for the packages of space and traffic from its affiliates goes toward augmenting the available capital to purchase space and traffic from the brokers. No company in existence uses 100% its own capital to purchase products, it leverages its profits and sales revenue towards the continuous replenishing of inventory.
At no point does BBI state that any affiliate will “turn $100 to $10,000 overnight”, or any other such get-rich-quick garbage. It states, that if the affiliate sticks with the
program, and develops a strategy, that they can generate substantial earnings over time, with most requiring 8-12 months to elapse before any such returns.

Then there’s the arguments about BBI being a ‘straight-line cycler doubler’, or affiliates using the word ‘purchase’ to describe getting involved. Every company makes mistakes as they grow. Google started in a garage and didn’t do everything right the first time, and they still make mistakes, yet over time they managed to fix things to enable them to grow to where they are today. BBI recognizes that there were initially incorrect verbiage used to describe the BBI program, which is not at all unusual in start-up companies, and as BBI has grown, this verbiage has been adjusted to comply with international rules and regulations. Through the implementation of internal compliance offices, official documentation is being re-worded to correct any misleading statements, and hundreds of affiliates have already been contacted about their websites, blogs, twitter accounts, facebook pages, youtube videos, etc – and are being instructed to either take them down, or correct them to state the proper terminology…and they’ve been very co-operative in complying with our requests. That’s what the International Compliance and International Public Relations departments were created for. It’s going to take time, but it’s happening.

There’s also the issue of people not being paid on time. BBI made the decision, that unless a payment method is universally acceptable for each country they do business in, it’s not an option. There are also international money laundering regulations that an off-shore company has to address in order to comply with the international banking regulations in each country it does business in. This is why PayPal and direct bank deposits aren’t options, because they aren’t universally accepted payment options. STP and Payza were chosen along with the BB pre-paid cards because they complied with our payment needs, however, over time, it’s been realized, that using 3rd party payment processors has created new payment issues, so that’s also changed. Effective Feb 1st, the BB prepaid card will be the only payment option available. Why? Because it’s universally accepted everywhere we do business, and it allows BBI to pay more regularly. Since delays are the #1 issue, switching to this payment method will reduce the time it takes to pay their affiliates and solve these issues.

Lastly, there are some that claim they’ve never been paid. This could be true, but there’s more to the story than you’ve been told. If an affiliate hasn’t been paid, they’ve also been told the reason why. The reasons being: a) their account was in the negative when it came time to issue payment, b) their ID wasn’t complete in their profile, c) they chose the BB card and didn’t have room on card for payment, d)they didn’t activate their BB Card, e) they violated the Terms and Conditions and their accounts were locked. You might think (e) isn’t legal, however you’d be wrong. Companies are allowed to institute penalties on their clients/customers/members in order to protect themselves from damages, or to recover damages that might have been inflicted against them. When someone for example openly posts negative comments on a blog such as this, those comments damage the company, so the company can lock the account of the abusing member, and the member forfeits any fees paid and revenues earned to compensate the company for any damage their comments have caused. You can call it unfair, but, how else is the company to retrieve their losses at the hands of people that would openly do them harm? You would do the same thing, but in this case because it’s being done to you, it’s wrong? Sorry, but you read the T&C’s, knew the consequences, didn’t play by the rules and lost. Next time play by the rules and you’ll be fine. If you haven’t been paid, and none of the above apply, then my question is, why haven’t you contacted support? They’re at worst 3 days behind in answering tickets, and with over 90% of our affiliates regularly paid, what’s preventing you from getting your situation solved?

So there you have it. Every accusation, assumption, myth, irregularity, misleading comment, anonymous story, about Banners Broker International being a ‘ponzi’ or ‘scam’ all debunked and in the open for all to see, with plain facts anyone can verify if they do their research.

Anyone who still insists that BBI isn’t what it claims to be, has a hidden agenda, is maliciously causing trouble, and doesn’t want to understand.

I no longer feel that my presence is required to address any of the inaccurate claims or accusations placed against the company or its product, but if you would like to contact me you may do so, or you can visit the official company blog for more information.

Thank you.


end of Terry Stern's official post.

Originally Posted by noname999

This scam is not dead. I don't know why you think it is.

Prove it....Go on....Here is your big chance to show how you are right and how all the old hands are wrong....

Mortgage your house.....Withdraw all your savings....Max out your credit cards and deposit the lot in BB which you say is not dead....

Then come back and tell us how you made out......

I'm not proud....I'll be happy to admit that I was wrong and you were right.....

Originally Posted by waverider

That's assuming that BB is in fact a scam, as is alleged here, however to this date there isn't a single shred of evidence both here and on the Finch blog that this is the case.

It would be a pretty poor fraud, indeed, if a band of amateur forum posters could find the sort of "proof" required by their critics.

There will be no "concrete proof" unless and until someone gets access to the inner workings of Banners Broker.

Even then, as has happened in the AdSurf Daily and Zeek Rewards cases, there will be those who won't accept the evidence, in the AdSurf Daily HYIP, even AFTER it's instigator pleaded guilty and began his sentence.

IM(very)HO, attempting to "prove" anything to the "waveriders" of the world is as pointless as trying to explain quantum physics to someone who believes the sun revolves around the earth and evil spirits cause influenza.

Originally Posted by path2prosperity

I am not interested in academic arguments with you Finix but I advised Jason to listen to you and he is holding his own. I do not come into BB thread very often so I am not going to debate the matter. My washing machine is playing silly B's and I am more concerned about that than academic arguments. I have had my say FOR TODAY.

LOL....Smart move Judy.....As I'd bet the farm on Finix.....And I'd win that bet

Originally Posted by waverider

If there's somebody here not making sense, it's Theseus - don't want to offend, but from that last post, I reckon you need to lay off the wacky weed and get that THC out of your system, dude, seriously...

Hahahahahahaha.....Too funny....

Originally Posted by waverider

FYI - the above text, in bold blue, is an extract from an official statement by Mr. Terry Stern from the Stellar Point Corporate Team

Before we get to the statement,

explain to us all how "Mr Terry Sterns" statement is any different than a statement put up by someone pretending to be the official spokesperson of a pretend organization doing pretend business.

And your point? You're just sinking the credibility of this forum down further by going around and around in circles, adding more fluff and hype with no concrete proof. What we have is (what appears to be) an official representative of the company making a public statement, and a good one at that, however, the critics continue to stand their ground, asserting this is some kind of scam. It's a pointless exercise and a waste of time to convince the critics otherwise, and full disclosure on the part of BB by way of fully audited financials and open books will convince the critics otherwise, what's hilarious is they don't realize they're sinking their reputation (and that of the blogs they post on) down further. Maybe you should ask for share in the profits generated from ebook sales both here and over at finch's blog?

Originally Posted by littleroundman

Before we get to the statement,
explain to us all how "Mr Terry Sterns" statement is any different than a statement put up by someone pretending to be the official spokesperson of a pretend organization doing pretend business.

Originally Posted by waverider

And your point? You're just sinking the credibility of this forum down further by going around and around in circles, adding more fluff and hype with no concrete proof. What we have is (what appears to be) an official representative of the company making a public statement, and a good one at that, however, the critics continue to stand their ground, asserting this is some kind of scam. It's a pointless exercise and a waste of time to convince the critics otherwise, and full disclosure on the part of BB by way of fully audited financials and open books will convince the critics otherwise, what's hilarious is they don't realize they're sinking their reputation (and that of the blogs they post on) down further. Maybe you should ask for share in the profits generated from ebook sales both here and over at finch's blog?

I see you are fluent in "scammer talk"......Don't worry shill.....Your proof will come.....But as is ALWAYS the case it will come long after you have stuffed your pockets full of other peoples money.....Long after the people you suckered into this scam find out that their money is gone.....Long after it will make any difference...

CEP....ASD....LEGISI.....PIPS....And a host of others has shills like you who demanded proof.....LOL...Even after the admins plead guilty in court some of you shills still didn't think that was proof enough to call the program a scam.....

Go away shill....Go back to TG, MMG and facebook and use your scammer talk there cos it aint gonna work on anyone here.....

Excellent post there okosh, and one that is muchly appreciated - it adds absolutely nothing of value to this forum, well done.

Why don't you 'go away' - not in the sense you're speaking of, but since you show you're from beautiful Tasmania, why don't you look up that Super Granny - real name Mary Bosveld, she's located in a little town called Wynyard, she'd love to share her BB experiences with you over a cup of coffee, and reveal that she's being paid, and most of the time pretty much on-time, and she's continuing to build her team. I suppose it all boils down to the bottom line, who are you going to believe? A bunch of non-believers who talk big but produce little, or 300'000 or so affiliates who believe this is a great idea?

When all else fails and the ammo runs out, I suppose all that's left is to say "Go away shill....Go back to TG, MMG and facebook and use your scammer talk there cos it aint gonna work on anyone here....." lol

Originally Posted by okosh

I see you are fluent in "scammer talk"......Don't worry shill.....Your proof will come.....But as is ALWAYS the case it will come long after you have stuffed your pockets full of other peoples money.....Long after the people you suckered into this scam find out that their money is gone.....Long after it will make any difference...

CEP....ASD....LEGISI.....PIPS....And a host of others has shills like you who demanded proof.....LOL...Even after the admins plead guilty in court some of you shills still didn't think that was proof enough to call the program a scam.....

Go away shill....Go back to TG, MMG and facebook and use your scammer talk there cos it aint gonna work on anyone here.....

I in fact do know what the 11 herbs and spices are, it was published in a book 20 years ago by someone who took a job at KFC, pocketed a bag of the batter mix, took it to a food lab and had it analyzed. As could any of their competitors done. (you can assume that many have really) The "big secret" is more advertising hook than anything. Ditto for Coca Cola, and just for giggles the biggest difference between it and Pepsi is the citric acid in one is derived from lemons, and the other oranges...... (the book is 'Big Secrets', available on Amazon)

Another problem is you think I am trying to prove anything to you. You're somewhere on that "Stupid to Greedy" scale where you're beyond any redemption and all I hope for you is either clawbacks or your downline debating whether to sue you or kick the crap out of you, so you might want to hope you recruited your family and not the guys at the local biker bar.

My intention here is preserve for the record what a lying sack of **** you are, and every post you make just provides more "empirical evidence" of that.

And I don't have the right kind of access here, but if the IP you're posting from resolves to an area with a beach, I'll give $100 to your favorite charity. LRM can you check that?