Insurance Agents Held to High Standards / Tim Darnell's Insurance Escapades

[Soapboxmom]

Please see page 3.
173


Please Provide US With Your Insurance Background Information

EXPLAIN ALL "YES" RESPONSES. PROVIDE COMPLETE DETAILS AND ATTACH APPROPRIATE DOCUMENTS (e.g., Official Court Records).


1. HAVE YOU FILED FOR, OR BEEN DISCHARGED FROM ANY BANKRUPTCY (INCLUDING PERSONAL BANKRUPTCY), INSOLVENCY OR ASSIGNMENT FOR THE BENEFIT OF CREDITORS WITH A FILING OR DISCHARGE DATE, WHICHEVER IS LATER, IN THE LAST FIVE (5) YEARS?

Yes No

2. DO YOU HAVE DELINQUENT UNPAID DEBTS EXCEEDING, IN TOTAL, $10,000? (ADD TOGETHER DELINQUENT: CONSUMER DEBT, TAX LIENS, LOANS, CHILD SUPPORT PAYMENTS, ALIMONY PAYMENTS, CIVIL JUDGMENTS, AND OTHER DELINQUENT DEBT.


Yes No

3. WITH THE EXCEPTION OF SITUATIONS SPECIFIC TO CONTINUING EDUCATION, HAVE YOU EVER BEEN THE SUBJECT OF AN ADMINISTRATIVE PROCEEDING REGARDING ANY PROFESSIONAL OR OCCUPATIONAL LICENSE THAT RESULTED IN DISCIPLINARY ACTION?



Yes No

4. WITH THE EXCEPTION OF SITUATIONS SPECIFIC TO CONTINUING EDUCATION, HAS YOUR INSURANCE LICENSE EVER BEEN SUSPENDED BY, SUBJECT TO A CONSENT ORDER FROM, REVOKED BY, OR SURRENDERED TO, ANY REGULATORY AGENCY, OR HAVE YOU EVER BEEN FINED, PENALIZED, SANCTIONED OR SUBJECT TO ANY OTHER DISCIPLINARY ACTION BY A STATE OR FEDERAL REGULATORY AGENCY OR SELF REGULATORY ORGANIZATION OR ARE YOU CURRENTLY UNDER INVESTIGATION AS A RESULT OF YOUR ACTIVITIES IN THE BUSINESS OF INSURANCE, SECURITIES, BANKING, INVESTMENT BANKING OR REAL ESTATE?


Yes No

5. HAVE YOU EVER HAD AN INSURANCE AGENCY CONTRACT OR ANY OTHER BUSINESS RELATIONSHIP WITH AN INSURANCE COMPANY TERMINATED FOR ANY ALLEGED MISCONDUCT?


Yes No

6. HAVE YOU EVER BEEN CONVICTED OF, PLEAD GUILTY OR NO CONTEST TO, OR ARE YOU CURRENTLY CHARGED WITH OR UNDER INVESTIGATION FOR ANY MISDEMEANOR INVOLVING DISHONESTY OR BREACH OF TRUST OR ANY FELONY?


Yes No

7. ARE YOU NOW THE SUBJECT OF ANY COMPLAINT, INVESTIGATION, OR PROCEEDING THAT COULD RESULT IN A "YES" ANSWER TO ANY OF THE PREVIOUS QUESTIONS?





Yes No
Please Provide A Brief Response In The Below Remarks Section To Any Background Question 1 through 7 Which You Answered "YES" To :



REMARKS:
__________________________________________________ _______________
My friend that took her own life found it nearly impossible to get appointed with insurance companies because of the bankruptcy she filed due to her losses in an MLM. I bet known scammers find it very difficult to get appointed and be allowed to stay active. Tax liens, bankruptcies, bad credit, judgments etc. are all impediments to working in the insurance industry. And, isn't it nice they ask for official court records. That is my specialty!

Soapboxmom

[Soapboxmom]

http://www.insurancebrokerageamerica.com/Allianz-contract.pdf

Ouch! Any felony conviction is an automatic decline. So, whoever is behind www.heatherdobrott.com (http://www.heatherdobrott.com) when convicted will not be selling insurance. That's for sure! :RpS_scared:

Soapboxmom

[Soapboxmom]

Appointments TIMOTHY SPENCER DARNELL
CompanyActive
ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA05/11/2011
BANNER LIFE INSURANCE COMPANY05/13/2011
LAFAYETTE LIFE INSURANCE COMPANY, THE01/29/2008
NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE12/17/2008
PENN INSURANCE AND ANNUITY COMPANY10/11/2007
PENN MUTUAL LIFE INSURANCE COMPANY10/11/2007

Darnell is or was appointed with the following insurance companies. I sent Penn Mutual everything I had in 2007 and I was told by a former Advantage Conferences victim that he had been unceremoniously dumped by them. Legitimate insurance companies won't get involved in sleazy stranger owned life insurance programs. Who wants to underwrite policies on the elderly that are going to be resold to investors?

I have contacted the other four. I can't imagine how he got Banner and Allianz to appoint him with his business bankruptcy (http://www.realscam.com/f9/advantage-conferences-implodes-into-bankruptcy-just-its-predecessor-all-star-entrepreneur-tim-darnell-771/), $97,000.00 tax lien and deliquent property tax (http://www.realscam.com/f11/tim-darnell-catherine-cathy-starnater-darnell-both-sent-irs-hell-562/)etc. If he is the transparent and honest Christian he claims to be, I am sure he is happy that the companies have all the court records they need to have all the facts.

My friend that had been living with us and lost her life savings in Advantage Conferences was pushed into bankruptcy by that bogus stranger owned life insurance program. She had a very difficult time getting appointments because of that. I want to know how Darnell is getting appointed.

Soapboxmom

[Soapboxmom]

Scammer Timothy Spencer Darnell has once again managed to get appointed with an insurance company. Let's look at the application:

401

The third question is quite interesting. I filed complaints against Darnell with the Texas Department of Insurance. He was investigated for this stranger owned life insurance on seniors scam. 60 reps from his Advantage Conferences pyramid scheme got licenses to sell insurance. As no legitimate insurance company will underwrite policies that are going to be resold, the whole program imploded with hundreds of thousands promised to seniors and tens of thousands in commissions promised to reps. Not one cent changed hands and many of those folks involved were hurt very badly financially as Judy Sterling shared.


Texas Rep (me) - Filled Bankruptcy
Nebraska Rep (Widowed Male) - Home Forclosure
Minnesota Reb (Single Mom) - Home Forclosure
Texas Rep (Single Mom) - Demise from a 6 figure income to spending retirement money for living costs
Pennesylvainia Rep (Divorced Empty Nester) - Home Forclosure
Maine Rep (Coupel with 9 kids)- Home payments in arrears
Steven (can't remember what state he's in) (Divorced Empty Nester)- Home Forclosure
As no one had any signed policies Darnell was not prosecuted by the Department of Insurance. He received a warning letter for that insurance debacle.

The insurance company asked if he is involved in litigation. I hope he answered that truthfully as I am contacting them.

The application also asks if there are any judgments or liens (including state or federal tax liens) against you? The instructions say to "Please respond to all Questions for you personally and any organization over which you have exercised control. Wouldn't that include Advantage Conferences? Well, Advantage Conferences has a $300,000.00 judgment against it. Tim Darnell has a $97,265.17 IRS tax lien filed this January 2011 for the taxes he owed for 2005. He has a separate $8,000.00 lien. He refused to pay taxes from 1999-2005. He sent in Affidavits instead of returns and payment.

400

190

Darnell is once again delinquent on his property tax and will likely be facing suit shortly.

402

The application asks if one has ever declared bankruptcy. All Star Entrepreneur and Advantage Conferences were his companies, that he founded and ran out of his home and both imploded into bankruptcy.

http://www.realscam.com/f9/advantage-conferences-implodes-into-bankruptcy-just-its-predecessor-all-star-entrepreneur-tim-darnell-771/

The application also states, "I further authorize north American or any of its affiliates or their duly authorized representatives to contact any organization or individual who has knowledge of my employment history, credit history, financial status, or record of any illegal activity to obtain a record of such history , status or activities and hereby authorize the release of such information by such organization or individual in connection with this application....."

Operating a pyramid scheme in Texas is clearly illegal. Darnell was never prosecuted, but his suit with the Better Business Bureau got Advantage Conferences adjudicated to be a pyramid scheme. Not surprising as he wrote the comp plan for United Sciences (http://www.mlmwatch.org/04C/USA/usa.html) and it was deemed an illegal pyramid by 3 Attorneys General.

http://www.realscam.com/f11/advantage-conferences-sued-dallas-better-business-bureau-lost-summary-judgment-tim-darnell-jack-weinzierl-770/

When the Tru Dynamics large ticket conference scam went down in flames Tim Darnell was sued by his downline he ripped off. in a desperate attempt to weasel out of that legitimate lawsuit Tim Darnell denounced his United States Citizenship and his Texas residency. Can an alien / non-resident even be licensed and appointed?

http://www.realscam.com/f11/tim-darnell-timothy-spencer-darnell-not-united-states-citizen-resident-texas-affiant-mary-lou-starnater-773/

Darnell also stole the names of two different churches without their permission to set up a questionable charity. Certainly quite unethical to say the least.

http://www.realscam.com/f14/tim-darnells-treasures-kingdom-foundation-cottonwood-creek-baptist-church-769/

Tim Darnell also has a history of threatening people.

http://www.realscam.com/f11/jack-weinzierl-tim-darnell-fabrications-receiving-death-threats-being-stalked-soapboxmom-heather-dobrott-777/

http://www.realscam.com/f14/cottonwood-creek-baptist-church-allen-tx-pastor-john-mark-caton-tim-darnell-threatened-church-members-hot-spot-865/

The question is now what exactly did Darnell write on his application? The application warns him that the insurance company and its repressentatives may seek out more information from any party that has it. I will be emailing this to North American and all the other insurance companies that have appointed Darnell.

North American Company for Life and Health - We're Here For Life® | Contact Us (http://nacolah.com/nacolah/contact.asp)

Soapboxmom

[Soapboxmom]

Appointments

TIMOTHY SPENCER DARNELL




ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA
05/11/2011


BANNER LIFE INSURANCE COMPANY
05/13/2011


LAFAYETTE LIFE INSURANCE COMPANY, THE
01/29/2008


NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE
09/07/2011


PENN INSURANCE AND ANNUITY COMPANY, THE
10/11/2007


PENN MUTUAL LIFE INSURANCE COMPANY, THE
10/11/2007



__________________________________________________ __________________________________________________ __________
The insurance agent applications are quite interesting. When one signs they are agreeing to vigorous background checks and that the insurance company can talk to any individual or company that has relevant information. That is where I come in. Tax liens are often difficult to find. They are filed in the county office where one resides and the counties in Texas file them in all sorts of different fashions. I think IRS tax liens and bankruptcies etc. should be listed in a national registry.

My friend that took her own life ended up in bankruptcy due to a pyramid scheme and bogus stranger owned life insurance program. But, Darnell has his $97,265.17 tax lien because he refused to pay taxes and sent in Affidavits instead of returns and payment. He also renounced his citizenship and two pyramid schemes run out of his home that he founded imploded in bankruptcy. I think that information should be more easily verifiable in order to protect the public.

Soapboxmom

[Soapboxmom]

In Texas to get a license you must be a resident or licensed in your state of residence. For Scammer Darnell that is impossible. He submitted an Affidavit in Dallas County court renouncing his United States Citizenship and Texas residency. On that basis alone his insurance license should be revoked. That miscreant needs to return to Mars or wherever it is he hails from.


How do I apply for a Texas non-resident license?
Non-residents may apply by reciprocity and are exempt from the fingerprint requirement. Non-residents may apply to TDI by submitting:


completed TDI Agent/Adjuster License Application LHL206 (Individual) (http://www.tdi.texas.gov/forms/form11.html) or the Uniform NIPR non-resident application (http://www.nipr.com/non_resident_paper_licensing.htm);
application fee;
a letter of certification obtained from their home state department of insurance or a National Producer Database (PDB) printout.

A non-resident may also apply online (Electronic Non-resident Licensing (http://www.tdi.texas.gov/licensing/agent/age-nrl.html)).
Non-resident applicants who do not hold a current license in good standing in their state of residence must, through the law enforcement agency of that state, submit a copy of their criminal history records along with a completed license application and fees. If the resident state will not provide a criminal history record for licensing purposes, the applicant must provide a FAST fingerprint receipt (Fingerprint Card Scan Authorization Form (http://www.tdi.texas.gov/forms/lhllicensing/FAST_Card.pdf)) received from L1 (http://www.l1enrollment.com/) Enrollment Services or Prometric (http://www.prometric.com/Texas/Insurance.htm) evidencing that fingerprints have been submitted to the Texas Department of Public Safety. They must pass the proper Texas licensing examination (if required).



177

Soapboxmom

[Soapboxmom]

Whole life insurance, annuities and other insurance products have really high commissions. That is a recipe for disaster. Tim Darnell's Christian millionaire mentor who got Darnell all hot to do insurance is tangled up in lawsuits because of the lure of easy money in insurance.

Insurance Venue Marketing (http://www.docstoc.com/docs/72773558/Insurance-Venue-Marketing)

Tim tried to get into selling expensive dynasty trusts and such, but he couldn't reel in any clients with the resources needed for these deals. Archer Bonnema has an empire that has crunbled due to his insurance based escapades.

[Soapboxmom]

Now, Archer Bonnema's parents are suing him and this former millionaire mentor for Tim Darnell has declared bankruptcy. Quite a cautionary tale about insurance products and how they can be marketed. If it seems to good to be true it probably is.

http://stat.onestat.com/stat.aspx?tagver=2&sid=211221&url=http%3A//apps.collincountytx.gov/cccasesearch/Search.aspx&ti=Search&section=&custom=&rf=http%3A//apps.collincountytx.gov/cccasesearch/Search.aspx&tz=360&ch=22&js=1&ul=en-US&sr=1920x1080&cd=24&jo=No (http://www.onestat.com/aspx/login.aspx?sid=211221)


Case History









Case Number
417-01801-2011


Date Filed:
04/27/2011


Case Type:
CV - Consumer/Commercial/Debt


Status:
Appealed


Style:
Marcella June Bonnema,Roger BonnemaVs.Archer D Bonnema,Sherry Bonnema


JudicialOfficer:
Wheless, Cynthia M in 417th District Court








Parties






Type
Name
DOB
Address
Attorney


Defendant
Bonnema, Archer D
04/14/1953

Joyce W Lindauer


Defendant
Bonnema, Sherry

Jules P Slim


Plaintiff
Bonnema, Marcella June


David Rapp


Plaintiff
Bonnema, Roger

David Rapp











Case Events




Date
Event Type
Comments
Cancelled Reason
Time
Judge


04/27/2011
Plaintiff's Original Petition (OCA) $258.00






04/27/2011
Request for Citation $8.00
x2





04/27/2011
Citation






05/23/2011
Original Answer
Defendants Archer D. Bonnema and Sherry Bonnema's Original Answer





05/24/2011
Notice/Suggestion of Bankruptcy (Inactive - Pending)
Arch Bonnema's Notice of Initiation of Proceeding Under the Bankruptcy Code





06/16/2011
Request for Copies $1.00 / pg






08/15/2011
Counter Claim $40.00






10/06/2011
Amended Petition
Petition and Application For Temporary Restraining Order and Temporary Injuction





10/06/2011
Affidavit
of Marcella June Bonnema is Support of Plaintiff's Application for Temporary Restraining Order





10/06/2011
Temporary Restraining Order






10/07/2011
Certificate of Cash Deposit in Lieu of Surety Bond






10/07/2011
Correspondence
to Court





10/07/2011
Certified Documents Paid - $2 (1-4pgs) $5 (5+pgs)






10/20/2011
Temporary Restraining Order Hearing


9:00 AM



10/20/2011
Response
Defendant's Response to Application for TRO and Injunction





10/20/2011
General Docket Entry
Cash bond argeed release signed.





10/20/2011
Administrative Handling Fee $






10/25/2011
Certified Green Card Returned
for $ in registry





11/01/2011
Plaintiff's
Application for temporary restraining order and temporary Injunction





11/01/2011
Certificate of Cash Deposit in Lieu of Surety Bond

[Soapboxmom]

11/01/2011
Affidavit
of David Rapp in Support of Plaintiff's Application for Temporary Restraining Order





11/01/2011
Notice
of Deisgnation of Attorney in Charge for Defendant Sherry Bonnema





11/01/2011
Temporary Restraining Order






11/02/2011
Affidavit
of Marcella June Bonnema in Support of Plaintiff's Application for Temporary Restraining Order





11/02/2011
Address Change






11/02/2011
Request for Temporary Injunction $8.00






11/02/2011
Temporary Injunction






11/11/2011
Counter Claim $40.00






11/11/2011
Request for Citation $8.00






11/11/2011
Request for Cert Mail Only $55.00






11/11/2011
Citation






11/15/2011
Temporary Restraining Order Hearing


9:00 AM



11/17/2011
Certified Green Card Returned
Eggleston Flowers





11/17/2011
Motion to Quash






11/18/2011
Supplemental
Brief in Support of Temporary Injunction





11/18/2011
Plaintiff's
Emergency Motion to Compel Defendant's To Deposit Certain Funds into the Registry of the Court and Alternative Motions to Extend Temporary Restraining Order and For Expedited Discovery

[Soapboxmom]

11/22/2011
Deputy Reporter Statement






11/29/2011
Order
setting hearing





11/29/2011
Temporary Injunction






11/29/2011
Order
extending TRO





11/30/2011
Request for Writ of Injunction $8.00
X2





12/01/2011
Appeals - Notice Of Appeal






12/01/2011
Appeals - Correspondence
e-filed with the 5th COA & e-mailed to Court Reporter





12/02/2011
Appeals - Req for Reporter's Record






12/02/2011
Appeals - Correspondence
e-mailed Request to Court Reporter





12/05/2011
Original Answer
Jack B. Eggleston and Eggleston Flowers & King, LLP's Plea in Abatement, Special Exceptions, and Original Answer





12/08/2011
Appeals - Designation Letter/Req for Record
Defendants'





12/19/2011
Appeals - Clerk's Record Paid $






12/21/2011
Appeals- Clerk's Record
e-filed with the 5th COA (CD#53)





12/30/2011
Appeals - Correspondence






01/11/2012
Motion To Compel


9:00 AM



01/11/2012
Plea to Jurisdiction






01/11/2012
Response
To Plaintiff's Emergency Motion to Deposit Certain Funds into the Registry of the Court and Alternative Motions to Extend Temporary Restraining Order and For Expedited Discovery





01/11/2012
Motion to Quash






01/17/2012
Brief
Letter Brief





01/19/2012
Brief
in Response to Letter Brief





01/20/2012
Request for Copies $1.00 / pg
copy of Clerk's Record on CD





01/26/2012
Brief
Plaintiff's Brief on Legal Issues Raised by Defendants Related to Plaintiff's Motion to Compel





01/27/2012
Response
To Plaintiff's Second Letter Brief





03/08/2012
Conference with Judge
Telephone

9:00 AM



06/04/2012
Docket Control


9:00 AM

[Soapboxmom]

This millionaire mentor, Archer Bonnema, Darnell used a speaker for his scamferences is no longer in the millionaire mansion Darnell featured in his one issue wonder Givers Magazine in June 2007. Hooking up with Darnell and pushing questionable insurance products is a recipe for disaster.


662663664665666

[Soapboxmom]

667668669

So, Bonnema's millionaire mansion is gone and he is mired in litigation. Jack Weinzierl's million dollar mansion landed in foreclosure in 2009. Tim Darnell is sinking under a $97,265.17 tax lien on his much more humble home and is in imminent danger of losing it in a lawsuit filed by the taxing districts for delinquent property taxes. Folks should exercise great caution when doing business and be very careful not to be mentored into financial disaster by alleged Christian millionaire mentors. They aren't living the lifestyle they promise their marks!!!

Soapboxmom