Banners Broker Question and answers

[tdstern]

Let me introduce myself, I'm the International Public Relations Director for Stellar Point, for which Banners Broker International is our client.

Ok, first off, I would like to apologize for the silent treatment you've all received from us thus far. We've been undergoing some transitions, and we've wanted to wait until they've settled down before we dove into the 'deep end' with you here.

Now, with that out of the way, thus far we've extended our hand to Martin Osborn, Troy Dooly, Ted Nuyten and Rod Cook to come by our offices, speak with us, have a look at who we are, what we do, learn how it all works first-hand, then report their findings back to you, positive or negative. We're not interested in hearsay or incomplete information, out-of-context data or misrepresented facts, so we felt this was the best way to handle it. We chose these 4 individuals, because their blogs or articles have garnered the largest amount of attention online, and we felt that they would best represent their findings.

I would further like to invite the members of Realscam.com to speak up though and put the questions they'd most like to have answered here for me to address. This isn't to say you're not invited to come see our offices and learn about us first-hand, on the contrary, you are most welcome, just arrange a meeting through me and I'll make arrangements to accomodate your visit. I figured that since the majority of people here either wouldn't want to, or would be unable to visit, that I'd give you all an opportunity to ask your questions, and I'll do my best to answer them openly.

I would request however, that you keep things on-point and relevant. The information I give you will be as direct as I can make it, and I will answer them to the best of my ability. I may not post all answers at once, but I will answer every question I can.

I think the silence and speculation have gone on long enough, let's get some clarity and closure to this matter.

Terry Stern
International Public Relations Director
Stellar Point

[AshKen1]

Good afternoon Terry and welcome to realscam.

We really appreciate you being here and I am sure that my colleagues and I will have lots of questions to ask you in the very near future.

[Poyol]

Let me introduce myself, I'm the International Public Relations Director for Stellar Point, for which Banners Broker International is our client.

Ok, first off, I would like to apologize for the silent treatment you've all received from us thus far. We've been undergoing some transitions, and we've wanted to wait until they've settled down before we dove into the 'deep end' with you here.

Now, with that out of the way, thus far we've extended our hand to Martin Osborn, Troy Dooly, Ted Nuyten and Rod Cook to come by our offices, speak with us, have a look at who we are, what we do, learn how it all works first-hand, then report their findings back to you, positive or negative. We're not interested in hearsay or incomplete information, out-of-context data or misrepresented facts, so we felt this was the best way to handle it. We chose these 4 individuals, because their blogs or articles have garnered the largest amount of attention online, and we felt that they would best represent their findings.

I would further like to invite the members of Realscam.com to speak up though and put the questions they'd most like to have answered here for me to address. This isn't to say you're not invited to come see our offices and learn about us first-hand, on the contrary, you are most welcome, just arrange a meeting through me and I'll make arrangements to accomodate your visit. I figured that since the majority of people here either wouldn't want to, or would be unable to visit, that I'd give you all an opportunity to ask your questions, and I'll do my best to answer them openly.

I would request however, that you keep things on-point and relevant. The information I give you will be as direct as I can make it, and I will answer them to the best of my ability. I may not post all answers at once, but I will answer every question I can.

I think the silence and speculation have gone on long enough, let's get some clarity and closure to this matter.

Terry Stern
International Public Relations Director
Stellar Point

Welcome to RealScam, Terry.

Well, when Banners Broker was first established it was marketed as: "The World's First Straightline Cycler Doubler" why is this?

Source:
2704

[Dreamstealer]

Welcome to RealScam, Terry.

Well, when Banners Broker was first established it was marketed as: "The World's First Straightline Cycler Doubler" why is this?

Source:
2704

You don't need Terry for that. It is because it is a ponzi.

Thanks for coming over Terry.

[Dreamstealer]

And where are all the adverts.

[Poyol]

You don't need Terry for that. It is because it is a ponzi.

Thanks for coming over Terry.

Always nice for the PR Director to try and answer any questions we have though.

Jason

[Brenda]

to all - we all have questions for Terry, some more relevant / in depth than others as some here are simply more knowledgeable on ponzi's IT etc.

Rather than bombard with our own personal choices, is it worth compiling a list / sharting with the list recently done here?

@ Terry, perhaps you might outline how YOU wish to do this and where you want to start? Clearly you have read this thread and have a fair idea where we are going with our questions here and indeed what issues are questioned.

[Julie Diligent]

Rather than bombard with our own personal choices, is it worth compiling a list / sharting with the list recently done here?

Yes, Brenda, a good idea. Rather than a messy free-for-all, how about our questions be PM'd to one of us, who can then organise and express them in a single post for Terry to ponder. Martin/Finch would be the most obvious candidate for that task, I would suggest.

Welcome, Terry. What took you guys so long?

(That's a rhetorical question, by the way.)

[tdstern]

Thank you Brenda.

It would be much easier to answer questions if they're put together in an organized and grouped format, however, I will do my best to address those questions that end up not 'making the list'.

To answer the first question posed by Poyol...
If you go to the corporate website, you won't find that terminology there. The reason is, because we didn't say it, that information was put out by an affiliate, who has since been addresed.

One of the biggest problems for any company is to police what's being said by the people who take part in its programs in attracting other people. As part of our compliance policies, specific words and phrases have been put together to attempt to prevent issues just like this. To-date, many affiliate accounts have been frozen as a result of their misrepresenting the company's program through their personal blogs, twitter accounts, facebook accounts, etc. We give every affiliate an opportunity to correct ther mistake through either removing the offending comment, or retracting it. Some do, and unfortunately some don't.

We do our best to ensure that the message being put out by our affiliates represents the company and its products in as accurate a fashion as possible. If there's ever a question regarding what's been said about our company or its programs, please, visit the corporate website to find your answer. The company is growing, evolving, and as such is working to clarify some of the terminology that's been released over the past 2 years. We are moving as quickly as we can, as such, sometimes there will be oversights. We encourage those interested in knowing more, to contact the company directly, and we'll always work as diligently as we can to provide answers.

Thank You.

[Joe_Shmoe]

To answer the first question posed by Poyol...
If you go to the corporate website, you won't find that terminology there. The reason is, because we didn't say it, that information was put out by an affiliate, who has since been addresed.

The 7.8 Trillion $$ Advertising Industri Wants to Double Ur Money and Advertising! - YouTube (http://m.youtube.com/watch?v=e1e5KGw87QI)

That's not quite correct is it.

Kul one of the founders described it as "the worlds first straight line cycles doubler"

[noname999]

Welcome to realscam Mr. Stern. I would like to nominate Poyol as the one to put our list of questions together. Finch has already been given a platform by BB and i think Poyol should have the same(Especially considering the amount of work he has put in. And the fact that his account was taken off him).

And not the jump the queue here but just 2 very simple questions that you should know off the top of your head:
1) Do BB have an official twitter page? - if so can you give me the link?
and 2) Where and when did Chris Smith go to college?

(Okay, I know, its more like 4 questions but they are very simple ones so shouldn't take you more than a minute to answer.:RpS_smile:)

By the way, thanks for this opportunity. We have been waiting a long time.

[tdstern]

noname999,

Thank you, and dealing with Poyol will be fine.

Yes BB does have an official Twitter page,

Secondly, I can not give you the dates Mr. Smith went to University, however, he attended Ryerson University and holds a Bachelor of Commerce majoring in Information Technology with a minor in Communications.

I look forward to reading the questions by Poyol, and I will have the answers to you as quickly as I can put them together.

Thank You.

[hendyphilhendy]

[QUOTE=tdstern;412

t To-date, many affiliate accounts have been frozen as a result of their misrepresenting the company's program through their personal blogs, twitter accounts, facebook accounts, etc. We give every affiliate an opportunity to correct ther mistake through either removing the offending comment, or retracting it. Some do, and unfortunately some don't.


Thank You.[/QUOTE]

Where you state you give every affiliate the opportunity to rectify I disagree.

My account was locked and funds withheld. I emailed support as requested but to date no reply.

I don't want to rejoin but do want my initial funding (investment) refunded.

[tdstern]

hendyphilhendy,

If you can email me through the forums, your account information, I'll personally look into the matter and find out what happened, and what can be done to rectify it.

As for our twitter account, I mistakenly sent it without posting the link. https://twitter.com/bannersbroker is our twitter address.

Thank You.

[noname999]

As for our twitter account, I mistakenly sent it without posting the link. https://twitter.com/bannersbroker is our twitter address.

Thank You.

Can I ask, who has had access to make the company tweets on this? Have any ever been removed?

[noname999]

Glad you agree to Poyol. Of course I have volunteered him so will have to see if he is available first. Sorry P!

[Poyol]

I am available to be the collective voice and would be honoured to be so. I am legion; for we are many.

If you all agree I will be your voice.

On a personal note, Terry. I would like the same looking into for myself.

Email was jason_4205@hotmail.com

Jason

[Jerrygo]

well I suppose someone is collating questions to ask, so I wont go down that road. But I will say, that I believe the action taken against Phil, Payol, my uncle and many many more was despicable. And never would be undertaken by a reputable business. I believe the blocking of accounts, even for asking reasonable questions is a policy of bb. Serving 2 purposes. 1, to silence any small criticism and make "affiliates" compliant and afraid to speak out. And 2, a revenue gathering ploy to pay important early investors such as Stepsys. Many people just walk away and forget the loss. Others of us will never stop fighting these injustices.

[noname999]

Can I suggest that a new thread be made for the communication between TD and Poyol. I would also suggest that each point should be dealt with to its conclusion before moving on to the next one. I have seen lists of questions and pages of waffle in response, on previous occasions. It achieves nothing.

[tdstern]

Poyol, I will be in contact with you via email.

Jerrygo,

Many companies have policies in place that hold their affiliates, or account holders to be accountable for their actions, and have penalties in place for those that violate them.
Individuals are given clear channels to follow in order to voice their concerns, including but not limited to Customer Support options. Individuals who take it upon themselves to post company issues on private message boards, blogs, etc; outside of approved channels do so with the understanding that their access may be restricted, until such time as the offence can be appropriately addressed. Now, that being said, I do not have first-hand knowledge of the matters surrounding your accounts, however, if you would like to email me with your account details, I will look into it and see what information I can get for you.

I would like to caution you against making any rash judgements in lieu of getting formal answers. Supposition, conjecture, assumptions based on inaccurate, incomplete or hearsay leads to forming unfair or inaccurate opinions of a company. I'm trying to work with you to address these issues, I'm going to request that you give me that opportunity to do so without prejudgement or bias.

Thank You.

[kiwi chick nz]

I agree poyol has many questions for mr stern......I also have one for him......who is bb's New Zealand contact please? kiwi

[noname999]

Poyol, I will be in contact with you via email.



I would suggest that ALL communications regarding the Q&A should be posted on the new thread(for transparency).

[Poyol]

Terry, if you're emailing me please email jason-clark@outlook.com

Thanks

[Jerrygo]

Well knowing my uncle, a gullible man of almost 70, and the way he was treated, It is hard not to be prejudiced or biased against bb. But ok, I will get his details in the morning and pm them to you. Then well see what happens.
Poyol, I will be in contact with you via email.

Jerrygo,

Many companies have policies in place that hold their affiliates, or account holders to be accountable for their actions, and have penalties in place for those that violate them.
Individuals are given clear channels to follow in order to voice their concerns, including but not limited to Customer Support options. Individuals who take it upon themselves to post company issues on private message boards, blogs, etc; outside of approved channels do so with the understanding that their access may be restricted, until such time as the offence can be appropriately addressed. Now, that being said, I do not have first-hand knowledge of the matters surrounding your accounts, however, if you would like to email me with your account details, I will look into it and see what information I can get for you.

I would like to caution you against making any rash judgements in lieu of getting formal answers. Supposition, conjecture, assumptions based on inaccurate, incomplete or hearsay leads to forming unfair or inaccurate opinions of a company. I'm trying to work with you to address these issues, I'm going to request that you give me that opportunity to do so without prejudgement or bias.

Thank You.

[Theseus]

Let me introduce myself, I'm the International Public Relations Director for Stellar Point, for which Banners Broker International is our client.



Welcome to RS, Mr Stern, I realise the plan is to channel all questions through Jason, however if I may just ask this one here, to clear up who you actually represent. You state you are (newly) employed by "Stellar Point", of whom BB are a client, however Stellar Point up until recently traded as "Banners Broker", so for the sake of complete transparency are you stating that you are in no way directly employed by the owners of Banners Broker, namely Rajiv Dixit and "Chris Smith"?



I would like to caution you against making any rash judgements in lieu of getting formal answers.

It would perhaps be best for all then if you would be as kind as to answer each and every question in a concise and detailed manner, without quoting from and/or linking to Wikipedia (particularly in respect of the "blind network"). I'm sure you will be well aware that avoidance or obfuscation will bolster neither your nor Banners Broker's case.

Once again thank you for giving us this opportunity to put our questions to you.

[Whip]

noname999,

Thank you, and dealing with Poyol will be fine.

Yes BB does have an official Twitter page,

Secondly, I can not give you the dates Mr. Smith went to University, however, he attended Ryerson University and holds a Bachelor of Commerce majoring in Information Technology with a minor in Communications.

I look forward to reading the questions by Poyol, and I will have the answers to you as quickly as I can put them together.

Thank You.

Now would that be the black Chris Smith or the white 'stock photo' Chris Smith?

[Brenda]

Now would that be the black Chris Smith or the white 'stock photo' Chris Smith?

have to say, just a tad disappointed already. Smith went to Ryerson, can't remember what year, doesn't want to tell us what year? Not a very transparent starting point I fear, given that this info can be of no other value to us than to prove the existence of a real Chris Smith. Thought he was a 'math genius' anyway?

[Jerrygo]

Are the questions being put and answered by pm?

[Theseus]

Now would that be the black Chris Smith or the white 'stock photo' Chris Smith?

To be fair to Mr Stern I think it's probably best to lay off the sarcasm (tempting as it may be). Terry, if you could ascertain for us exactly when Mr Smith attended Ryerson that would be immensely helpful. That way your claims can be verified with the university. I'm sure you appreciate that answers along the lines of "I can not give you the dates Mr. Smith went to University" aren't really acceptable if you wish this exchange to be fruitful.

[noname999]

Terry: I was just wondering if you could answer my question as to who has/had control of the twitter account for BB, and if any tweets were ever removed? I know you are probably swamped with questions but just in case you missed it.

[Della Cate]

Sorry to be dim, but do we pm Poyol with our questions, is that how it's going to work?

Mr Stern has made the same offer on the comments part of Finch's blog, by the way.

I am always willing to listen to reasonable and sensible answers, but part of me still thinks "damage limitation".....

[Poyol]

I'm away for the night. Back tomorrow at 9.30am

[Whip]

Where you state you give every affiliate the opportunity to rectify I disagree.

My account was locked and funds withheld. I emailed support as requested but to date no reply.

I don't want to rejoin but do want my initial funding (investment) refunded.
Not only that but there has been proof posted in this thread of the heavy hitters 'misrepresenting' the alleged 'company' and nothing has been done to them.

[AshKen1]

I do hope that Terry is not going to be surprised if some people are not going to be convinced by what he says unless he can provide real hard evidence of what he says and real hard evidence of who he is. I also hope that he doesn't think that his appearance is going to distract us from examining BB (in whatever form it takes) as closely as we can.

:RpS_smile:

[Jerrygo]

I'm similarly dim Della.
Dont know where the Q + A went.




Sorry to be dim, but do we pm Poyol with our questions, is that how it's going to work?

Mr Stern has made the same offer on the comments part of Finch's blog, by the way.

I am always willing to listen to reasonable and sensible answers, but part of me still thinks "damage limitation".....

[AshKen1]

PM for you Della :)

[Whip]

To be fair to Mr Stern I think it's probably best to lay off the sarcasm (tempting as it may be). Terry, if you could ascertain for us exactly when Mr Smith attended Ryerson that would be immensely helpful. That way your claims can be verified with the university. I'm sure you appreciate that answers along the lines of "I can not give you the dates Mr. Smith went to University" aren't really acceptable if you wish this exchange to be fruitful.

It's a legitimate question. Don't you agree? Or have you already forgotten that they tried to pull that one?
I'm actually curious what kind of due diligence this person did before accepting this job.

[noname999]

From what I can gather, there will be a new thread set up especially for this Q&A session. Preferably, the only 2 people that will be posting there will be Terry and Poyol. Any questions you have should be PM'd to Poyol. He can then organise how he wishes.
I would think the best thing to do will be for each question to be dealt with and a conclusion reached by both parties, before a new question is tackled. This would help keep things simple and easy to follow. It also means that each subject will be explored thoroughly and avoids the chances of things being missed.

[Theseus]

It's a legitimate question. Don't you agree? Or have you already forgotten that they tried to pull that one?

Yes, they did it's a moot point now though, presuming of course they can provide sufficient information to allow the current incarnation to be correctly identified....

[Whip]

From what I can gather, there will be a new thread set up especially for this Q&A session. Preferably, the only 2 people that will be posting there will be Terry and Poyol. Any questions you have should be PM'd to Poyol. He can then organise how he wishes.
I would think the best thing to do will be for each question to be dealt with and a conclusion reached by both parties, before a new question is tackled. This would help keep things simple and easy to follow. It also means that each subject will be explored thoroughly and avoids the chances of things being missed.
Or we could just do it here for everyone to participate in. And who is the judge of 'conclusion'? The shills have already determined that in this thread already.

[Whip]

Yes, they did it's a moot point now though, presuming of course they can provide sufficient information to allow the current incarnation to be correctly identified....

How is it moot when it's blatant deception?

[AshKen1]

How is it moot when it's blatant deception?

Nope it's not a deception. It's called gagging people. And it's been done very neatly.

[noname999]

I have to agree, its not a moot point. There was a deception and this shouldn't be forgotten. People were told that stock picture was Chris Smith. The question we should be asking Terry is, why did they do that?

[StevenHoward]

Mr Stern, I'd like to thank you for posting here, hopefully this will clear things up once and for all and I can THEN run my Banners Broker account with confidence.

I myself have many many questions, but for now will just sit back and see how things play out.

I for one am prepared to give you the benefit of the doubt at the outset and accept you at face value as being an honest and upstanding employee of Banners Broker who KNOWS that Banners Broker is not a scam and will do everything in his power to tell the whole truth.

I ask every other poster to stop the snide remarks, they are uncalled for and will get us nowhere, except to lower the credibility of this thread, please treat Mr Stern with respect, he's here to do a job (instill confidence in Banners Broker) and has put his neck on the line.

Having said all that, I think the first thing we ought to be doing is making certain that we are really conversing with Mr Stern, this could after all be someone attempting to impersonate him with the intention of causing damage to Banners Broker (by giving false information).

I'm sure Mr Stern can think of a way to prove he is who he claims to be.

[RockLion]

Mr Stern

Why are affliates "Forced" to answer this question when they login to the dashboard

2705

I am unable to go to other functions like my e-wallet and manage inventory.

Is this survey mandatory to answer before being allowed to access other areas of the dashboard ?

[Theseus]

I have to agree, its not a moot point. There was a deception and this shouldn't be forgotten. People were told that stock picture was Chris Smith. The question we should be asking Terry is, why did they do that?

In the grand scheme of things it is of little or no importance, there are far more important points that need addressing. The danger of becoming hung up on minor points such as the use of a stock photo is that they may well choose to address such questions at the expense of more pressing issues. I'd be far more interested in learning the history to "the" Chris Smith as he had, until Mr Stern named a university, no backstory whatsoever.

However if they are willing to answer all questions that we put forward then I'm sure explaining why they felt the need to use an (apparently) stolen stock picture to represent their CEO will shed more light on the mindset behind the company.

[tdstern]

I guess being objective is going to be difficult for some, which I understand of course, but as I said, I'm asking for some civility here as we move forward. If it turns into a flame war, I'm going to respectfully remove myself from the line of fire. We have a long road ahead of us it would seem.

Banners Broker vs Stellar Point - Stellar Point is an Independent Marketing Consultancy and BannersBroker is our client. BannersBroker is a sole proprietorship with Mr. Chris Smith as the proprietor. Stellar Point is owned by Mr. Rajiv Dixit, and BannersBroker albeit is our biggest client currently, they are not our only client. I am employed by Stellar Point, not Banners Broker, however, as it's in our client's interest, I am acting on their behalf in this matter. Mr. Dixit has never been an owner of BannersBroker, however, he is on the company's Advisory Board.

Twitter account - We have a new gentleman who's handling things here now. There was another person who handled the account, but we've since removed that responsibility since we determined they weren't accurately representing the information we wanted them to send out. Unfortunately I can't confirm whether tweets have been deleted or not prior to it changing hands. Not every company tweets their own information, some use a service. When that relationship falls apart, steps have to be taken to regain control. That's what's been done here, we've recently retaken control over the content being put out on our Twitter channel.

Chris Smith's Graduation - I'm sorry, but I'm not privy to that information at this time, I will however endevor to get that information from you. I personally think it has little bearing on the current subject matter, that being said, it is a question asked, so I'll attempt to answer the question as I agreed to. I will state that Mr. Smith is a black gentleman, and not a white one. I can't speak to the photo that was used as I haven't seen it.

With regards to terminating people's account for TOS breach. Many companies do this, including Google. Whenever an account holder decides to start talking negatively about the company they're with, the account holder is notified via email and their account is restricted until such time as we can ascertain what's actually transpired, or in some cases, outright cancel accounts. It is clearly marked in our Terms of Service as what can happen in the case of breach, and if so, that all funds will become forefeit. This is and has always been in our Terms of Service. It's always regrettable that situations like this take place, however, some people take it upon themselves to walk outside the lines, and we need to have recourse to either bring them back in, or enact penalties that attempt to dissuade such behaviour.

Let's be clear. Banners Broker isn't alone in this practice, and although it's not favorable to the person(s) it affects, companies have little recourse should people take it upon themselves to speak ill of the companies they work with. If we simply refunded the money for everyone who complained, people would simply complain in public forums and blogs about every little issue, rather than use the proper channels.

There has been a good deal of mistakes made in the terminology used to describe the company by affiliates, however, these terminology mistakes do not affect the model that the company operates under. As with any young company, there are likely to be mistakes that require addressing, some more pressing than others, however, the company itself isn't operating under malicious pretenses and is hoping to clear up any misconceptions about its practices and business model.

[noname999]

Twitter account - We have a new gentleman who's handling things here now. There was another person who handled the account, but we've since removed that responsibility since we determined they weren't accurately representing the information we wanted them to send out. Unfortunately I can't confirm whether tweets have been deleted or not prior to it changing hands. Not every company tweets their own information, some use a service. When that relationship falls apart, steps have to be taken to regain control. That's what's been done here, we've recently retaken control over the content being put out on our Twitter channel.


Who was the original person in charge of the account? Who is the new person in charge of the account? Can anyone else have put up tweets on the account?

[tdstern]

Having said all that, I think the first thing we ought to be doing is making certain that we are really conversing with Mr Stern, this could after all be someone attempting to impersonate him with the intention of causing damage to Banners Broker (by giving false information).

I'm sure Mr Stern can think of a way to prove he is who he claims to be.

This can be difficult, since as you've put it, it can be quite easy to impersonate another in today's day-and-age, however, what I can tell you is...
I'm a member of the Freemasons, some have visited my LinkedIn profile to do research on me there. My title there states who I am and where I work, and I can be contacted there to verify my identity.
I also own a masonic jewellery website, which I can be contacted through, although I ask, that you respect it's a business, and not spam my email with hundreds of email. I think one would suffice.

Thank You.

[kiwi chick nz]

Mr stern please advise who from bb am I able to contact in nz with my questions? who is NZ's representative?

[StevenHoward]

With regards to terminating people's account for TOS breach. Many companies do this, including Google. Whenever an account holder decides to start talking negatively about the company they're with, the account holder is notified via email and their account is restricted until such time as we can ascertain what's actually transpired, or in some cases, outright cancel accounts. It is clearly marked in our Terms of Service as what can happen in the case of breach, and if so, that all funds will become forefeit. This is and has always been in our Terms of Service. It's always regrettable that situations like this take place, however, some people take it upon themselves to walk outside the lines, and we need to have recourse to either bring them back in, or enact penalties that attempt to dissuade such behaviour.

Let's be clear. Banners Broker isn't alone in this practice, and although it's not favorable to the person(s) it affects, companies have little recourse should people take it upon themselves to speak ill of the companies they work with. If we simply refunded the money for everyone who complained, people would simply complain in public forums and blogs about every little issue, rather than use the proper channels.


I think this is one of the craziest way's to handle people who are *YOUR COMPANIES* customers, because lets face it, no affilliates, no Banners Broker.

In my opinion people's accounts should be terminated only in extreme cases. If people complain publicly (and it's a genuine complaint) then address that complaint and put things right (if possible). Obviously if an affilliate is deliberately trying to cause harm, then that is a different matter altogether.

Why not create a forum with one section devoted to affilates moans and gripes?, that way you will find out what people want, what their problems are and more importantly, discover how to make Banners Broker a better, more profitable company.

Finally, I'm sorry, but to keep affilliates money is in my opinion theft, I'm amazed that nobody has actually sued BB for the money they're owed.

Don't you think it's time that some of these terms were updated to be a little more friendly to Banners Brokers customers (the affilliates)?.

[Brenda]

Guys please forgive my skepticism, just wondering why a change of plan? Wasn't only a few days ago that Finch was invited to the SP offices in Canada.

Is this new development in lieu of the visit or in conjunction with the visit? Has the visitation offer been revoked? Why do the words 'forensic accountant' spring to mind?

Am all for giving Mr Stern an opportunity, just saying!

[EagleOne]

First, let me say Welcome to RS Mr. Stern. I have been reading your comments to date and will reserve from making any in-depth comments for now. Let me just say that I have found some of your comments very interesting consdering your position/role for BB.

I look forward to your answering the questions put to you from members of this thread, and from time-to-time I may ask some of my own or make comments on your answers. In the meantime I will give you the floor.

[StevenHoward]

This can be difficult, since as you've put it, it can be quite easy to impersonate another in today's day-and-age, however, what I can tell you is...
I'm a member of the Freemasons, some have visited my LinkedIn profile to do research on me there. My title there states who I am and where I work, and I can be contacted there to verify my identity.
I also own a masonic jewellery website, which I can be contacted through, although I ask, that you respect it's a business, and not spam my email with hundreds of email. I think one would suffice.

Thank You.

I'm quite happy for Poyol to send you an email to verify your identity and contact you via linkedin.

I'm not trying to do a 419 on you, but also wouldn't it also make sense to have a photograph of you, Raj and Chris together ?

[sascode3]

I agree with Brenda's comments. I believe the Finchstar should travel to Canada and see it for himself. It would be good if he video's his whole trip.

[tdstern]

Rocklion,

Yes sir, the request is mandatory. It's how we ensure that everyone has had their say. We apologize if it's an inconvenience, but it's a small matter to request of you.

Thanks.

[sascode3]

Good suggestion Steve!

[noname999]

Who was the original person in charge of the account? Who is the new person in charge of the account? Can anyone else have put up tweets on the account?

Hi Terry, I think you may have missed my questions.

[StevenHoward]

Guys please forgive my skepticism, just wondering why a change of plan? Wasn't only a few days ago that Finch was invited to the SP offices in Canada.

Is this new development in lieu of the visit or in conjunction with the visit? Has the visitation offer been revoked? Why do the words 'forensic accountant' spring to mind?

Am all for giving Mr Stern an opportunity, just saying!

Brenda,

Some posters asked for some answers, Mr Stern is here to give them.

The invitation to Finch still stands (as far as I'm aware) but he couldn't travel until March, I believe that this is actually Banners Broker attempt to pave the way for the visit to go ahead.

We (collectively) asked for answers and have now been told we'll get them.

[kiwi chick nz]

mr stern, my question is really simple.......please advise who I am able to contact in New Zealand?

[tdstern]

Guys please forgive my skepticism, just wondering why a change of plan? Wasn't only a few days ago that Finch was invited to the SP offices in Canada.

Is this new development in lieu of the visit or in conjunction with the visit? Has the visitation offer been revoked? Why do the words 'forensic accountant' spring to mind?

Am all for giving Mr Stern an opportunity, just saying!

There hasn't been a change of plan. My intent on speaking to you here is in conjunction with his visit, whereas I hope to alleviate some of the confusion and misinformation that's been dealt prior to his arrival and reporting back to you. I have no intent on blurring the lines more-so than they already have been by others. My offer was made in earnest and stands. When Mr. Osborn is ready to visit, we'll work with him to ensure that arrangements are made to accomodate him.

Thank You.

[tdstern]

kiwi_chick_nz,

Currently we do not have an office in that region, however, we will be opening offices in China and Australia soon, to which New Zealand will fall under the Australian office's jurisdiction.

I hope this addresses your question.

Thank You.

[kiwi chick nz]

thanks for your reply mr stern, i understand you do not currently have an office here, but if I want to join bb or make contact with someone in nz how can i do this?



kiwi_chick_nz,

Currently we do not have an office in that region, however, we will be opening offices in China and Australia soon, to which New Zealand will fall under the Australian office's jurisdiction.

I hope this addresses your question.

Thank You.

[hendyphilhendy]

Terry

I cannot link easily as am on my phone; however,

You say that Stellar Point and Banners Broker are not connected. is it not the case that Stellar Point registered in Canada changed its name from Banners Broker Limited late last year?

Why was this.

[noname999]

Who was the original person in charge of the account? Who is the new person in charge of the account? Can anyone else have put up tweets on the account?

Hi Terry, I'll post the questions again in case they get lost. I await your response.

[kiwi chick nz]

AND bb's terms and conditions have not always been the same, they were altered in october 2012


Terry

I cannot link easily as am on my phone; however,

You say that Stellar Point and Banners Broker are not connected. is it not the case that Stellar Point registered in Canada changed its name from Banners Broker Limited late last year?

Why was this.

[RockLion]

Rocklion,

Yes sir, the request is mandatory. It's how we ensure that everyone has had their say. We apologize if it's an inconvenience, but it's a small matter to request of you.

Thanks.

No Sir,

I am NOT getting my chance to have my say. I do not like any of those options and normally I am invited if I would like to participate in a survey.
In many organizations I have worked for, the norm is to invite people (in this case affiliates) if they would like to participate in a small survey and send the
weblink to the survey (like surveymonkey)

I argue, If I did have my say, I would be given the "Other" option box. That way I could give other new names for packages I think might be of value.
You have not ensured I have my say, but rather ensured that I have a very frustrating and unpleasant experience of logging into my banners broker account.
It appears that banners broker have hijacked my account and unless I provide an answer to a survey, they are unwilling to allow me access to what is rightfully mine.

It's impossible to see how you would value my opinion, nor see how you are giving me a chance to have my say with so limited options.

You are actually demanding that I participate in a survey otherwise you will not allow me to progress.
This gives off the a very negative impression and perception of banners broker and words like blackmail, extortion and coercion immediately spring to mind.

from wikipedia
"Extortion (also called blackmail*, shakedown, outwresting, and exaction) is a criminal offence of unlawfully obtaining money, property, or services from a person, entity, or institution, through coercion".

I argue that my property is being withheld from me and obtained by banners broker unless I act in an involuntary manner of answering a survey.
You are unlawfully gaining a service from me. I also argue it is causing me emotional and psychological harm and this harm feels real to me.

Coercion (pron.: /koʊˈɜrʃən/) is the practice of forcing another party to act in an involuntary manner (whether through action or inaction) by use of threats or intimidation or some other form of pressure or force.

I am forced and/or pressured into answering this survey, and I am not really getting my say. Further I am being forced into choosing only 1 of 10 options
(I really don't like any of them) !

Further I really do feel intimidated by this process.
It is this type of behavior that is giving off a very negative and unprofessional perception of banners broker.

In what ways does this behavior from banners Broker come across as professional ?

[hendyphilhendy]

Link to name change

https://www.ic.gc.ca/app/scr/cc/CorporationsCanada/fdrlCrpDtls.html?corpId=7250037&V_TOKEN=1344531032642&crpNm=bannersbroker&crpNmbr=&bsNmbr=

[noname999]

Hi Terry, I'll post the questions again in case they get lost. I await your response.

Just to clarify, did you see my questions?

[Jerrygo]

QUOTE=tdstern;41312]
With regards to terminating people's account for TOS breach. Many companies do this, including Google. .[/QUOTE]

Well, BB is always comparing itself to google. Being fair, and civilised about it, it is possible that Google might ban someone for complaining too loudly. But they or ebay or amazon or paypal or any other legitimate business would never ban someone AND confiscate all that persons money and property. It would never happen. Never ever

[Joe_Shmoe]

Link to name change

https://www.ic.gc.ca/app/scr/cc/CorporationsCanada/fdrlCrpDtls.html?corpId=7250037&V_TOKEN=1344531032642&crpNm=bannersbroker&crpNmbr=&bsNmbr=

Another question would be we should be asking Terry is, why did they do that?

[samuel.r]

Mr. Stern,

To prove that Banners Broker is legitimate then you need to prove that the revenue and margin exists at the scale Banners Broker claims. At this writing the official number from Banners Broker is 265,000 members.

Let's make it simple. Let's say that all of those members each only earn an average of $500 in profit, per year. This pales in comparison to the marketing speeches given by the ICs, so it is an extremely conservative number. In fact, it is lower than the typical amount of $567.57 per year disclosed at the bottom of your own website's page, here:

BannersBroker (http://bannersbroker.com/main/adpubcombo)

So, after operating expenses (including ad inventory purchases), that means you need $132,500,000 per year free cash flow in order to pay all those members.

I will let you propose a solution to this question, Mr. Stern. Tell us how you can unequivocally prove that Banners Broker generates that $132.5M of yearly net margin, through the online advertising business. My only request is that you don't use statistics to 'prove' this. I don't care how much money is out there. We need to see the proof that Banners Broker does what it claims to do, in a market with nearly zero barrier to entry.

[Beacon]

Poyol, I will be in contact with you via email.

Jerrygo,

Many companies have policies in place that hold their affiliates, or account holders to be accountable for their actions, and have penalties in place for those that violate them.
Individuals are given clear channels to follow in order to voice their concerns, including but not limited to Customer Support options. Individuals who take it upon themselves to post company issues on private message boards, blogs, etc; outside of approved channels do so with the understanding that their access may be restricted, until such time as the offence can be appropriately addressed. Now, that being said, I do not have first-hand knowledge of the matters surrounding your accounts, however, if you would like to email me with your account details, I will look into it and see what information I can get for you.

I would like to caution you against making any rash judgements in lieu of getting formal answers. Supposition, conjecture, assumptions based on inaccurate, incomplete or hearsay leads to forming unfair or inaccurate opinions of a company. I'm trying to work with you to address these issues, I'm going to request that you give me that opportunity to do so without prejudgement or bias.

Thank You.

I realise you will be answering Terry in a separate thread. I just want to draw Terry's attention and others to some factually and legally incorrect statements.
companies can only act to a certain level and to do so requires a formally pre agreed contract with their account holders. for example a bank can offer to pay a certain interest rate if the deposit is left in the account for a year. If the depositor removed their money the bank can withdraw the interest.

However a bank using such an agreement refusing to give back a depositor their own money when they request it would be "ultra vires". In other words, Banners Broker have no authority to enter into a contract which would prevent people from withdrawing their own money. In any case no evidence of any contracts have been produced let alone ultra vires ones.

so Question 1 - Do you understand what "ultra vires " means?

Secondly whether or not anyone made any rash judgements what authority has Mr Stern to "caution" anyone?
Thirdly whether or not anyione has unfair opinions how does that convey a right to refuse to pay someone their own money?

Having pointed to the content of Mr Sterns post I would also question his bone fides. What evidence has he supplied that he is an employee of Stellar Point ( formally known as Banners Broker Canada Limited)?
Can Mr Stern supply the official annual returns of Stellar Point i.e. the Yearly accounts?
Can he State who are the Directors of Stellar Point?
I really dont think Stellar Point are "on the square" or on the level with you Mr Stern. I myself have suffered personal loss and sometimes I wonder to myself who will help this poor widows son.

[RockLion]

Mr. Stern,

... disclosed at the bottom of your own website's page, here:
BannersBroker (http://bannersbroker.com/main/adpubcombo)

Unfortunately I am unable to visit this page for 2 reasons.

1) I cannot logout of my banners broker account, as even clicking on the logout button re-directs to the Survey at
http://bannersbroker.com/adpubcombo_dashboard/survey

2) because I am logged into the banners broker account, I am unable to goto this website because I am re-directed to the Survey at
http://bannersbroker.com/adpubcombo_dashboard/survey.

[Mundorf]

Hmmm..let me ask you a question...how many torpedos did we have here launched from MS BB stumbled scam ?...quite a few...they all exploded with lot of noise and smoke but did not soften the way we say BB is a ponzi...if you ask me..now the empire is sending sofisticated,diplomatic and polite star to neutralize real.scam battleship as much as possible and try one more time to show the face of legit and serious business...they tried with bombs - didn't work...now they send gentleman in gloves and suit - will not work ofcourse but I must say -I am impressed what kind of arsenal this scam is using to swim in the lake without waves..it's just amazing...BB is really an awesome ponzi scam

[Joe_Shmoe]

Please don't forget to answer these questions Terry



Welcome to RealScam, Terry.

Well, when Banners Broker was first established it was marketed as: "The World's First Straightline Cycler Doubler" why is this?

Source:
2704




To answer the first question posed by Poyol...
If you go to the corporate website, you won't find that terminology there. The reason is, because we didn't say it, that information was put out by an affiliate, who has since been addresed.

Nah! I don't think so.

Kul Josun himself calls it "The World's First Straightline Cycler Doubler a script built from scratch" in this infamous YouTube video many times.

http://youtu.be/e1e5KGw87QI?t=11s

Here is the picture of the White "Project Manager Chris Smith" that Terry is not familiar with. Introduced at about 48 seconds in taken from the same video Turns out to be a stock photo you can purchase for about £20 (note the interesting cropping)

2707 2708


Also at 3:20 Kul says "Both Chris & I are the founders of Banners Broker" is that correct?

Is Kul now back in the fold after going their separate ways in the summer?

[littleroundman]

At the risk of offending our esteemed new member, how about we agree to ignore the peripheral issues and get to what I consider the core of the matter ??

That is, how is "Banners Broker" the only company, let alone "advertising company" on the planet able to offer the rate of return it does to its' "members"

http://imageshack.us/a/img841/8292/44507187.gif

Given the fact that simply stating "this is not an investment" has been repeatedly proven in court to be an invalid excuse, when compared to the Howey Test

Given the fact "ad packs" have been repeatedly proven in court to be materially non existent.

Given the fact that neither "surfing" or "upgrading panels" can in any way be considered meaningful work.

Given the fact Banners Broker have consistently violated normal business practices by unilaterally cancelling the memberships of unhappy "members"

Given the fact there are increasing numbers of "members" reporting not being paid.

Given the fact while Banners Broker is claiming "billions" of its' ads are on the internet, no more than a handful at best have been produced.

Given the fact Banners Broker has claimed to be "working with" and/or "partnering with" one of what it claims is one of the worlds' "Top 10" online advertising agencies and several of the worlds' leading brands, no evidence exists outside of what Banners Broker claims.

Given the fact the notoriously slow to react Indian authorities HAVE acted, and very publicly acted.

Given the fact Banners Broker has allowed itself to remain on the "usual suspect" HYIP ponzi forums, where NO legitimate business is discussed.

Given the fact a supposed multi billion dollar "international advertising broker" has, in effect, "closed" for at least 3 weeks over the Christmas break.

Why on earth would we, or anyone else choose to believe an anonymous poster claiming to be the "spokesperson" and who is either unwilling or unable to provide the only "inside" details which would prove Banners Brokers legitimacy ???

I'll say again:

Our function is not to "prove" anything.

Our function, as the REALSCAM.com (http://www.realscam.com)logo says is to allow people to decide for themselves.

http://www.realscam.com/images/misc/realscam-logo1.gif

I would suggest any reader who thinks 1% a day, week or even month return on his/her money is possible, is already beyond accepting any evidence we could provide to the contrary.

I liken it to trying to explain nuclear physics to somebody who still believes the sun revolves around the earth and can "prove" it every morning at dawn.

[Beacon]

Here is the picture of the White "Project Manager Chris Smith" that Terry is not familiar with. Introduced at about 48 seconds in taken from the same video Turns out to be a stock photo you can purchase for about £20 (note the interesting cropping)

2707 2708


[SIZE=3][COLOR=#000080]Also at 3:20 Kul says "Both Chris & I are the founders of Banners Broker" is that correct?

Is Kul now back in the fold after going their separate ways in the summer?
Indeed we can see the smiley faces white chris all the way up to
Dec 22 2011

BANNERS BROKER (http://web.archive.org/web/20111222125952/http://www.bannersbroker.com/?)

Isnt the wayback machine great?

It even has the original "double your money" page.
http://web.archive.org/web/20101024192655/http://www.bannersbroker.com/?

[littleroundman]

Isnt the wayback machine great?

It even has the original "double your money" page.
BANNERS BROKER (http://web.archive.org/web/20101024192655/http://www.bannersbroker.com/?)

http://img259.imageshack.us/img259/7555/doublenu.gif

[EagleOne]

In regard to Mr. Stern gracing us with his presence here offering to answer all of our questions, here are just a few of my random thoughts:

I find it quite interesting that a person who is supposed to be the media spokesman for BB cannot provide detailed information about the cv/bio of the owners of BB, let alone provide any of his cv/bio when coming here. Rather odd since I know a lot of media spokesmen/women or PR Person that would never undertake an assignment of this kind without knowing this basic information first.

BB's own "Official Blog" when this launched claimed it was a straight line double cycler and even said so in explaining their compensation plan on Nov 1, 2010. They also did not mention their famed "Blind Netowrk" until after Jan 2012. Up until then BB claimed they "owned" the websites where the ads were being placed. Now if Mr. Stern doesn't know this, all he has to do is read back just a few pages and he will see exactly how BB launched and what they were claiming. I especially loved their "rebel' claim. Nice touch. Prior posts now have demonstrated this point for Mr. Stern. Again one would think their PR person would not only be aware of the origin of BB, but have answers as to why this was done.

More importantly, let's cut to the chase. Now did any of you really think that Mr. Stern would, by answering all our questions, declare that BB is a Ponzi at the end of the day? Seriously? This is all for show to say they came on this forum and were not afraid to address our questions, and a Ponzi would not do that. Never mind the questions will not be honestly answered. It will be nothing more than BB speak. They are into damage control, or at least attempting to do so. This forum just like FinchSells, Troy Dooly, Rod Cook and a whole host of others are a royal pain in their side and is hurting recruiting. It is why Mr. Stern is here to try to defuse this forums effectiveness. This is nothing more than smoke and mirrors to convey that BB is not a Ponzi.

BB has been running its mouth claiming that their crack legal team was going to start going after all the bloggers/forums, or anyone else that was bad-mouthing BB. I say let them sue. Besides, the mantra is that unless the courts rule it a Ponzi, it is not a Ponzi. Ponzi playbook page 2. So let's let them sue anyone, and then have the person sued give BB an anal exam with forensic accountants and forensic computer experts to get to the truth during the discovery phase. Why waste time with this back and forth with "pretend?"

Wanna bet that BB doesn't sue anyone? IF they were, they would have already done it.Just more smoke and mirrors.

[RockLion]

Mr Stern

Why are affliates "Forced" to answer this question when they login to the dashboard

2705

I am unable to go to other functions like my e-wallet and manage inventory.

Is this survey mandatory to answer before being allowed to access other areas of the dashboard ?

Banners Broker have updated their "forced" survey to include Optimum ..
However, I am still unable to access my panels, e-wallet and other dashboard functions

2709

[Theseus]

Banners Broker vs Stellar Point - Stellar Point is an Independent Marketing Consultancy and BannersBroker is our client. BannersBroker is a sole proprietorship with Mr. Chris Smith as the proprietor. Stellar Point is owned by Mr. Rajiv Dixit, and BannersBroker albeit is our biggest client currently, they are not our only client. I am employed by Stellar Point, not Banners Broker, however, as it's in our client's interest, I am acting on their behalf in this matter. Mr. Dixit has never been an owner of BannersBroker, however, he is on the company's Advisory Board.



To clarify then, you say


Stellar Point is an Independent Marketing Consultancy and BannersBroker is our client

which ties in with the official line given by Rajiv Dixit



Bannersbroker Limited has shut down operations as a Reseller for Banners Broker International.
Stellar Point Inc has been contracted to handle the support for Canada and Internationally. We welcome them aboard as our new Canadian Partner

and gives the impression that Stellar Point are indeed an new, independent, company to which the day to day running of BB has been outsourced. The trouble is that the official Canadian Govt sites paints a different picture, Terry....

2710

Stellar Point are not, as one can plainly see a new company which has been "contracted to handle the support", it is the same company that we are told has been shut down, merely under a new name. As for Banners Broker International, could you point us to where (anywhere) that this company is legally registered with Chris Smith shown as a director?

[Whip]

At the risk of offending our esteemed new member, how about we agree to ignore the peripheral issues and get to what I consider the core of the matter ??

That is, how is "Banners Broker" the only company, let alone "advertising company" on the planet able to offer the rate of return it does to its' "members"

http://imageshack.us/a/img841/8292/44507187.gif

Given the fact that simply stating "this is not an investment" has been repeatedly proven in court to be an invalid excuse, when compared to the Howey Test

Given the fact "ad packs" have been repeatedly proven in court to be materially non existent.

Given the fact that neither "surfing" or "upgrading panels" can in any way be considered meaningful work.

Given the fact Banners Broker have consistently violated normal business practices by unilaterally cancelling the memberships of unhappy "members"

Given the fact there are increasing numbers of "members" reporting not being paid.

Given the fact while Banners Broker is claiming "billions" of its' ads are on the internet, no more than a handful at best have been produced.

Given the fact Banners Broker has claimed to be "working with" and/or "partnering with" one of what it claims is one of the worlds' "Top 10" online advertising agencies and several of the worlds' leading brands, no evidence exists outside of what Banners Broker claims.

Given the fact the notoriously slow to react Indian authorities HAVE acted, and very publicly acted.

Given the fact Banners Broker has allowed itself to remain on the "usual suspect" HYIP ponzi forums, where NO legitimate business is discussed.

Given the fact a supposed multi billion dollar "international advertising broker" has, in effect, "closed" for at least 3 weeks over the Christmas break.

Why on earth would we, or anyone else choose to believe an anonymous poster claiming to be the "spokesperson" and who is either unwilling or unable to provide the only "inside" details which would prove Banners Brokers legitimacy ???

I'll say again:

Our function is not to "prove" anything.

Our function, as the REALSCAM.com (http://www.realscam.com)logo says is to allow people to decide for themselves.

http://www.realscam.com/images/misc/realscam-logo1.gif

I would suggest any reader who thinks 1% a day, week or even month return on his/her money is possible, is already beyond accepting any evidence we could provide to the contrary.

I liken it to trying to explain nuclear physics to somebody who still believes the sun revolves around the earth and can "prove" it every morning at dawn.

I just like seeing what new excuses can be made up to put in the book.

[Hypanor]

Wow, all the fun happens when we're asleep here downunder!

Great to have Terry come and answer questions, but we don't really need you - Roger is back, he'll answer them all much more succinctly!

2711

[hendyphilhendy]

Terry,

Which is the correct legal entity with whom a Banners Broker contract entered into and in which country are they registered.

In addition what is the company official address to direct legal correspondence, in particular issue a legal claim to get money back.

[okosh]

Wow, all the fun happens when we're asleep here downunder!


It's the one thing I hate about all this....We never get any of it "Live".....

[EagleOne]

It's the one thing I hate about all this....We never get any of it "Live".....


:Fiddler: :Fiddler: :Fiddler:

There, now do you and kiwi chick nz feel better now. I feel your pain.

[kiwi chick nz]

thanks eagleone, much appreciated.... what song are the fiddlers playing? a funeral song for banners broker perhaps......


:Fiddler: :Fiddler: :Fiddler:

There, now do you and kiwi chick nz feel better now. I feel your pain.

[kiwi chick nz]

hypanor pm'd you

[kiwi chick nz]

hi poyol, welcome back hope you had a nice night out, have been staying up late eagerly awaiting your return wondering if you have received any news from mr stern

[Hypanor]

Replied, kiwi sis.

MODERATORS: Can I suggest that all conversation from and to do with Terry be moved to a specific topic. That way we can keep gathering information here without getting the two threads mixed up.

[Poyol]

I have not had an email from Mr Stern as of yet.
I've had one question up to now, name not to be public knowledge yet.

Jason

[Poyol]

hi poyol, welcome back hope you had a nice night out, have been staying up late eagerly awaiting your return wondering if you have received any news from mr stern

I was in bed asleep!
If only I didn't have work in the morning!

Jason

[CommodityTrader]

I have a feeling this week is going to be a big one for getting the bottome on Banners Broker. Poyol, I hope it goes well.
As requested from other members it would be very useful to split the threads so Poyol and Terry can discuss the questions Poyol wants to ask on our behalf and the conversation here can remain. Since Terry appeared, this thread has looked a bit disorganised and I bet it is frustrating for Terry to try and answer so many questions members are asking.

Terry, I know you are probably a very busy man but now you have stepped into Real Scam you need to give it full attention. I feel it may be key for Banners Broker's future how you handle the next few days. If Poyol pushes you on answers you give it is only because he has spent a great deal of time trying to ask basic questions that have not been answered leading to his and others to determine something is not quite right about Banners Broker. He is passionate and is doing the right thing to help people and give clarity on Banners Broker.

I have a cup of tea and I am constantly refreshing the screen with excitement. Lets make this productive and professional.

Hey Terry, if you have discovered something amazing and new to the advertising industry, I am sure many here would be on board in a flash. You just have some very educated and experienced minds ot pursuade.

CT

[Hypanor]

I have not had an email from Mr Stern as of yet.
I've had one question up to now, name not to be public knowledge yet.

Jason

PM sent...

[Hypanor]

Hey Terry, if you have discovered something amazing and new to the advertising industry, I am sure many here would be on board in a flash. You just have some very educated and experienced minds ot pursuade. CT

Heck yeah, I would finally have another use for all those free sign-ups I've done! I wonder, are they counted in the 250,000 affiliates?

[noname999]

I would stress again that the format should be one question at a time. This should be discussed in detail before moving on to the next one. Otherwise things may be glossed over. So if you have only got one question Poyol, that ok. That could be explored first.

Terry: I really didn't think what I asked would be that difficult to answer. Do I take it that you can't/won't answer?

[Poyol]

I am in the process of collating some questions - I have my first one. But won't open a new thread until Terry is back.

Jason

[Poyol]

Okay,

I'll start the ball rolling.
Please do not interrupt Terry once I have asked the question - if we ask one at a time we're more likely to get answered.

Jason

[Poyol]

Question asked by {Name Undisclosed}

Explain the purpose of 'Monetize Group', the 'parent company of Banners Broker': http://www.monetizegroup.com/.

Why is Banners Broker registered in Belize, not Canada?
Who are its directors and where can we see verified documentation of its directors?

[AshKen1]

Deleted this and sent as PM to Poyol and Martin88

[Poyol]

Question asked by {Name Undisclosed}

Explain the purpose of 'Monetize Group', the 'parent company of Banners Broker': Monetize Group (http://www.monetizegroup.com/).

Why is Banners Broker registered in Belize, not Canada?
Who are its directors and where can we see verified documentation of its directors?

[Mundorf]

Where is BB baron...I have a question for him:
Why huge delay in payments and why always longer and longer waiting time frame?
2718

[Maxwell Johnstone]

I will ask the questions myself, I dont need anyone doing it for me and neither should anyone else. If you have questions ask. We are grown ups here.

My question is..you guys still have an office. in oshawa? That little garage looking building?

Maxwell

[Poyol]

Maxwell, the reason for having a spokesperson is that it stops people talking over each other.

http://en.wikipedia.org/wiki/Spokesperson

[Maxwell Johnstone]

I dont care. this is a forum and a Q&A thread. I dont know you or anyone here and I have questions I have and ask myself. Its no one elses business.

If I break the forum rules then mods can do whatever but I will ask whatever I want.

Thanks for your understanding in the matter
Max

[Beacon]

deleted and sent as pm to poyol

[tdstern]

Ok, my apologies to everyone who's waiting with "baited breath" for answers. My position requires that I share my time between addressing concerns online as well as with our current affiliate base.

That being said, I have 2 things I'm going to post.

First, to address the question of "Monetize Group".

Monetize Group is the parent company for, and owner of BannersBroker International and a number of other companies, of which Chris Smith is the sole owner of Monetize Group.
The reasons it was registered in Belize and not in Canada have not been released to me, nor can I expect they will be. Certain information is confidential and realistically, not relevant to our discussion.
Since 'Monetize Group' is the parent company for a number of companies, with Chris Smith as the sole owner, you have your directors.

Now, with regards to the company in general, perhaps this will help focus the questions more, and address your concerns with regards to how the company runs.

BB buys ad space from ad networks with the understanding that they're going to package that ad space up and resell it to their network of affiliates. These packages contain panels, each panel has a certain
value and each has a specific time period it will take for that panel to mature, some as little as 2-3 weeks and some take 5-6 months or more. Each panel also requires a specific amount of traffic to mature. Each panel also has 2 values, what BB paid for it and what it's charging the affiliate for it.

With me so far?

As BB sells the panels through their packages, they require traffic for these panels to generate revenue, which BB purchases in order to service the traffic needs of the panels. In return for purchasing the panels, BB pays a dividend to the affiliate once the panel matures, however, that panel is generating live revenue as the panel is running from the ad network. So BB is generating revenue from the sale of packages to affiliates, as well as from the ad network for serving ads. The ads appear on the ad space BB has purchased from the Broker in the blind network, as well as on publisher sites BB has attracted. Whether BB has 1 site, 100 sites or 100,000 sites in their network , they've already purchased ad space through their affiliation with the ad network, and that ad space rests on sites within the ad blind etwork. So no matter what, there's advertising that will satisfy the panel needs. Since BB is paid every 2 weeks from the ad networks they do business with, and the panels mature at staggered intervals, BB is constantly serving ads and generating income. Now, it's understood no business will pay on its products what it gets paid to sell them, so BB reduces the amount it's paid by the ad networks for that advertising so it can afford to pay its affiliates and generate a profit.

Now since it takes traffic to generate ad revenue, BB purchases bulk traffic from the ad networks as well, which generate upwards of 3 Billion impressions per day. Again, since no company will sell a product for what it pays, it marks up the cost of the traffic to resell to the affiliate, the difference of course is profit for BB, and as BB owns the space and ads keep running, this revenue flows to BB. As it takes impressions to activate panels, and impressions for panels to mature, those impressions or traffic must be purchased up front. Now, an affiliate isn't required to use all their traffic up front, but they must purchase it up front, like a variety store can't buy individual cans of soda, it must buy cases. Since the purchased traffic represents a specific amount, and since each panel requires a different amount to activate, traffic purchases are constantly being made, and since BB only pays for what it uses, there's always going to be a surplus, which represents profit for BB.

So, if we look at things together, BB generates revenue from the banners placed in the space it purchases, and through the amount of time it takes for the panels (which is a virtual representation of an ad space BB purchased in the blind ad network) to mature, it generates revenue from the sale of traffic that it takes to activate those panels, and since it only pays for the traffic it actually uses, that's where the revenue BB generates comes from. Since it pays less to the affiliate than what it earns from the ads, and (to use an analogy) it pays on the cans of soda used not the cases bought, there's a surplus of revenue that represents profit that it can now turn around and pay its affiliates with while maintaining profitable growth.

Any advertising generated either through the site or through affiliates is passed through to the ad networks, BB takes a commission on that sale, and passes 10% to the affiliate for bringing in the business. When it comes to publishers (people looking to monetize their websites with ad revenue), those sites are added to the BB internal or "choice" network, and leveraged with the ad blind network to get better pricing deals. The affiliate is paid 10% of the revenue generated by the ads revenue to the publisher with BB and the publisher splitting the balance.

This is how BB works in a nutshell. We've already established what the Blind Ad Network is, and it can be easily researched. It's easily discovered that these companies all offer the ability for companies to
"resell" their products (ads and traffic) to other resellers. It comes down to packaging really and how these initial "resellers" package what these networks provide to them to add enough value to resell others.


Hopefully, this will explain to you better what BB does and how it does it.

Understand, I will not get into specifics of releasing confidential financial information, nor will I go into depth on who the ad networks we're involved with are, for good reason. There have been so many calls and claims BB isn't what it appears, that we have a stressed relationship with Durham Energy, and with one of the ad networks we're currently with Clicksor. We're not violating any of their TOS, nor is BB doing anything illegal, but the disruption these inquiries is having is creating a stressful environment for everyone concerned.

As for the legal case in India, I will formally state that as long as the court case is active, I will not be releasing any information on it. Any information will be released through official channels by those authorized to do so.

[tdstern]

Maxwell,

Their office is located at: 5 Carlaw Court, Whitby, Ontario, Canada. We were located in Oshawa, however our needs have grown so they purchased the building they're in now to meet them.

Thank You.

[tdstern]

One additional thing...

There seems to be a question regarding payments and the time it takes to receive them.

Payments were released, for example, on Jan 11th, 2013 - this represents the date the payments were released to the banks for distribution to the affiliates. BB does not have control over the time it takes for the payments to clear the financial institutions the funds have been released to. Usually it takes 5-10 days, however, it may take longer depending on where you're located and the institution you're dealing with. BB has no control over the funds once they have been released.

Thank You.

[Poyol]

Question asked by: Hypanor

How can a business be sustainable when its 'product' (if it existed) is far beyond the realms of real world pricing? For example, 6 million global ad impressions cost $49 from say Feedjit (there are plenty of others with similar pricing). It would cost you $18,000 with Banners Broker. Thats an increase in price of 36,734%.

[samuel.r]

Now since it takes traffic to generate ad revenue, BB purchases bulk traffic from the ad networks as well, which generate upwards of 3 Billion impressions per day. Again, since no company will sell a product for what it pays, it marks up the cost of the traffic to resell to the affiliate, the difference of course is profit for BB, and as BB owns the space and ads keep running, this revenue flows to BB. As it takes impressions to activate panels, and impressions for panels to mature, those impressions or traffic must be purchased up front. Now, an affiliate isn't required to use all their traffic up front, but they must purchase it up front, like a variety store can't buy individual cans of soda, it must buy cases. Since the purchased traffic represents a specific amount, and since each panel requires a different amount to activate, traffic purchases are constantly being made, and since BB only pays for what it uses, there's always going to be a surplus, which represents profit for BB.

So, if we look at things together, BB generates revenue from the banners placed in the space it purchases, and through the amount of time it takes for the panels (which is a virtual representation of an ad space BB purchased in the blind ad network) to mature, it generates revenue from the sale of traffic that it takes to activate those panels, and since it only pays for the traffic it actually uses, that's where the revenue BB generates comes from. Since it pays less to the affiliate than what it earns from the ads, and (to use an analogy) it pays on the cans of soda used not the cases bought, there's a surplus of revenue that represents profit that it can now turn around and pay its affiliates with while maintaining profitable growth.

Mr. Stern, with all respect -- this sounds interesting but it fails when reduced to practice. You have basically re-stated the vague inventory analogies used by various marketeers of BB for months now.

I'm going to re-quote myself here:


Let's make it simple. Let's say that all of those members each only earn an average of $500 in profit, per year. This pales in comparison to the marketing speeches given by the ICs, so it is an extremely conservative number. In fact, it is lower than the typical amount of $567.57 per year disclosed at the bottom of your own website's page, here:

BannersBroker

So, after operating expenses (including ad inventory purchases), that means you need $132,500,000 per year free cash flow in order to pay all those members.

I will let you propose a solution to this question, Mr. Stern. Tell us how you can unequivocally prove that Banners Broker generates that $132.5M of yearly net margin, through the online advertising business. My only request is that you don't use statistics to 'prove' this. I don't care how much money is out there. We need to see the proof that Banners Broker does what it claims to do, in a market with nearly zero barrier to entry.

Read what I wrote, and then read what you described. The amount of advertising traffic you would require, in order to satisfy that yearly $132.5M amount of liability, would be absolutely enormous. You did quote one number -- 3 billion impressions per day -- or roughly 90 billion impressions per month. Clicksor's total capacity is around 5B impressions per month -- so you are telling us that you have forged partnerships with 18 times the throughput of Clicksor -- or (ignoring Google) the entire capacity of the top advertising networks in existence, for the sole benefit of consumption by Banners Broker?

Tribal Fusion -- the biggest gorilla in this space -- has a monthly capacity of 20 billion impressions. Not my data, their data:

Tribal Fusion: Advertiser FAQ (http://www.tribalfusion.com/SmartAdvertisers/faqs.html)

So Banners Broker was able to forge a business relationship with all these top-tier companies and also convinced them to basically starve off their own organic business, and instead transfer the profit of that traffic over to Banners Broker?

Mr. Stern -- you said you refuse to discuss detailed financials, but even this hint you give makes no sense. You need to be able to explain $132.5M of net cash flow per year -- I'm using your own data, not mine.

[Maxwell Johnstone]

Thanks for the answer terry. I have more I will ask later when i have the time.

[Joe_Shmoe]

The reasons it was registered in Belize and not in Canada have not been released to me, nor can I expect they will be. Certain information is confidential and realistically, not relevant to our discussion.

That's not a satisfactory answer Terry. I thought you where a Bod in Banners Broker not a Shroom.
I don't think any of us expected an answer to this question did we? (from Banners Broker)

It looks like we need to ask the Organ Grinder these questions.
If you keep answering "Certain information is confidential" and the like. There is little point asking questions.

[tdstern]

@samuel.r
If read what I wrote, I did not state that we received 3 Billion impressions per day, what I said was...
"Now since it takes traffic to generate ad revenue, BB purchases bulk traffic from the ad networks as well, which generate upwards of 3 Billion impressions per day. "

The networks generate 3 Billion impressions per day, not BB.



The amount of advertising traffic you would require, in order to satisfy that yearly $132.5M amount of liability, would be absolutely enormous. You did quote one number -- 3 billion impressions per day -- or roughly 90 billion impressions per month. Clicksor's total capacity is around 5B impressions per month -- so you are telling us that you have forged partnerships with 18 times the throughput of Clicksor -- or (ignoring Google) the entire capacity of the top advertising networks in existence, for the sole benefit of consumption by Banners Broker?

I would love to know where you're getting your numbers from in order to feel that the cost of doing business isn't realistic? First off, I said that traffic had to be bought all at once, not used all at once. BB pays only for what's actually used by the affiliates, not what's bought by them. You are assuming too much.


So Banners Broker was able to forge a business relationship with all these top-tier companies and also convinced them to basically starve off their own organic business, and instead transfer the profit of that traffic over to Banners Broker?

Please show me where I said BB forged a relationship with "all these top-tier companies" or "convinced them to basically starve off their own organic business". I don't appreciate having what I said twisted around. You asked for answers, I'm providing them.



Mr. Stern -- you said you refuse to discuss detailed financials, but even this hint you give makes no sense. You need to be able to explain $132.5M of net cash flow per year -- I'm using your own data, not mine.


Yes, I am refusing to discuss internal private financial data with you, nor am I required to do so. Your assumption that I owe you an explanation as to our financial capabilities is incorrect. I need to be able to explain where the company gets its inventory from, how it's used in our products, and how revenue is generated from it. Nothing more. I have done this. If there's something you don't understand with regards to the process, I will do my best to explain it so you can. If you're looking to see where every dollar flows, I'm going to have to disappoint you. You aren't entitled to that information, in fact, I'm not entitled to that information.

Let me be blunt for a moment.

You're a bunch of people with alias identities, who have made assumptions regarding who BB is and what they do. Your research has only provided you with a partial picture into what BB does and how it does it, which has left you with questions. Compound that with the incomplete stories you've heard (essentially hearsay) and incorrect terminology that's been used by some affiliates, and I have a messy picture to clear up. This doesn't mean the company is guilty of any wrongdoing, it means that I have to correct everything that's been said wrong, and put things back on the right track.

I understand your frustrations, however, if you want the truth, you need to be open to hearing it. Present your questions and I'll answer them where I can. Certain things you aren't entitled to, you'll have to accept that. If you have evidence BB is doing something wrong, I along with the proper legal authorities are interested in seeing it. Unfortunately, some of you, no matter what is said will feel that I'm not beng honest and BB isn't what they appear to be. That was the case before I came here so I don't expect it to change, however, the answers I'm providing to you are, to the best of my knowledge, accurate.

Now, if we can keep things on point in asking questions, I'll continue to answer them. If this is going to turn into a "we demand details, you're a scam" witch-hunt, I'll thank you all for having me, and leave you to official channels for your answers.

I hope we have an understanding and can move forward to get some clarity on things.

Thank You.

[Poyol]

Apropos Banners Broker International Limited: Why IoM, not Canada? The company was originally registered in the name of Bedford Ltd. in January 2010 before being changed to Banners Broker International Ltd. as late as April 2012. Why 'Bedford Ltd'; why not 'Banners Broker' from the beginning? Why that name-change delay? Who were it's original directors? Why is the company 'hiding behind' nominee director Stephen Mark Epplestone? Will you show us verifiable documentation of who really owns the company? If not, why not?

[noname999]

@Terry: Who has been and is now in charge of the official twitter account? Has anyone else access to tweet from it?

[Poyol]

Noname, I will ask that next. :)

[Brenda]

Jason, apologies for hijacking your thread, just needed to clarify something for Mr Stern.

' you are a bunch of people who hide behind aliases'

I wish to assure you Mr Stern, that I never sought out BB, BB sought me out.

Like many here, I was told it was an investment,compared to google and facebook, it was implied that BB worked with Coke Cola and Toyota and other big hitters and for 5 minutes work a week I could make huge returns. All the things that BB deny.

It was MY due diligence that brought me here.

My anonymity, not only protects me Mr Stern, but also your representative, who if they really believed what they told me, expects to retire in BB on a very hefty monthly pension from their BB investments

[hendyphilhendy]

I don't hide behind an alias.

I must say that was a really poor response and I am disappointed. I expected more.

[tdstern]

Brenda,

I apologize for what that person has said to you, and I'm not sure of who the individual is or what their capability of retiring on their earnings is, but I'm not here to misrepresent any facts about myself or the company, there's no need to.

I'm here to show we're as legitimate a business as Coke or Toyota, and to dispell any rumors or half truths regarding our operations. Period. I hope I get an honest attempt to do just that by the people here, without prejudgement or bias.

[tdstern]

hendyphilhendy,

May I enquire then as to what you expected?

[noname999]

@Terry: CAN YOU PLEASE ANSWER MY QUESTIONS?

[samuel.r]

Let me try this again.

Your official Facebook page said 265,000 members. Actually, now it says 300,000 members. Your company website, BannersBroker Ad-Pub Combo (http://bannersbroker.com/main/adpubcombo) says typical earnings of $567 per year. I generously rounded that down to $500 per year.

The math is simple here - Banners Broker claims to be paying out at least $132M per year. Those of us who know how the advertising industry works understands that at the margins required if we OWN the traffic would mean that at least 1.25x that number in gross revenue. To be leveraging some other company's residual/surplus traffic then the gross revenue would have to be even higher, since the owning network will want their cut of the margin.

I'm not telling you that you have to have the top tier ad networks in a stranglehold in order to get that kind of residual business from them -- your own numbers are telling you that.


Yes, I am refusing to discuss internal private financial data with you, nor am I required to do so. Your assumption that I owe you an explanation as to our financial capabilities is incorrect.

That's a bold statement coming from the PR head of a company that solicits thousands of people around the world to invest in it. So, you expect someone to buy one of your packages that could cost thousands of dollars, with no explanation of the company financial capabilities, to substantiate the claims the company itself makes? Does that make sense?


If you're looking to see where every dollar flows, I'm going to have to disappoint you. You aren't entitled to that information, in fact, I'm not entitled to that information.

I can accept that I'm not "entitled" to this detailed level information, nor did I ask for "every dollar" to be identified -- I just want the overall math to hang together. I disagree with you however -- YOU are not only entitled to that information, you NEED it.

So, you are willing to accept what you are told about how this company works, and you are "out there" as their PR leader -- yet you are not privy to how the financials work, or how these incredible amounts of profit are substantiated? If found to be fraudulent do you realize the personal liability you will be dealing with? I'm not trying to scare you -- I'm frankly amazed that you allow yourself to be put in this position without having been disclosed to how your own company makes the profit it claims to make. If you worked out on the warehouse loading dock that would be one thing but for heaven's sake you are the VP of Public Relations (!)

[RockLion]

Mr Stern,

Why am I still being coerced into participating in a survey that I do not wish to partiicpate in ?


No Sir,

I am NOT getting my chance to have my say. I do not like any of those options and normally I am invited if I would like to participate in a survey.
In many organizations I have worked for, the norm is to invite people (in this case affiliates) if they would like to participate in a small survey and send the
weblink to the survey (like surveymonkey)

I argue, If I did have my say, I would be given the "Other" option box. That way I could give other new names for packages I think might be of value.
You have not ensured I have my say, but rather ensured that I have a very frustrating and unpleasant experience of logging into my banners broker account.
It appears that banners broker have hijacked my account and unless I provide an answer to a survey, they are unwilling to allow me access to what is rightfully mine.

It's impossible to see how you would value my opinion, nor see how you are giving me a chance to have my say with so limited options.

You are actually demanding that I participate in a survey otherwise you will not allow me to progress.
This gives off the a very negative impression and perception of banners broker and words like blackmail, extortion and coercion immediately spring to mind.

from wikipedia
"Extortion (also called blackmail*, shakedown, outwresting, and exaction) is a criminal offence of unlawfully obtaining money, property, or services from a person, entity, or institution, through coercion".

I argue that my property is being withheld from me and obtained by banners broker unless I act in an involuntary manner of answering a survey.
You are unlawfully gaining a service from me. I also argue it is causing me emotional and psychological harm and this harm feels real to me.

Coercion (pron.: /koʊˈɜrʃən/) is the practice of forcing another party to act in an involuntary manner (whether through action or inaction) by use of threats or intimidation or some other form of pressure or force.

I am forced and/or pressured into answering this survey, and I am not really getting my say. Further I am being forced into choosing only 1 of 10 options
(I really don't like any of them) !

Further I really do feel intimidated by this process.
It is this type of behavior that is giving off a very negative and unprofessional perception of banners broker.

In what ways does this behavior from banners Broker come across as professional ?

[noname999]

Wow Terry, so active on Finchsells. Writing reams of material. I thought you might be able to spare me a moment just to give me a couple of names. Would take way less time.
I'll ask again: Will you please answer my very simple questions? You said that was why you were here.

[Beacon]

First, to address the question of "Monetize Group".

Monetize Group is the parent company for, and owner of BannersBroker International and a number of other companies, of which Chris Smith is the sole owner of Monetize Group.
The reasons it was registered in Belize and not in Canada have not been released to me, nor can I expect they will be. Certain information is confidential and realistically, not relevant to our discussion.
Since 'Monetize Group' is the parent company for a number of companies, with Chris Smith as the sole owner, you have your directors.



Eh no we dont. the following is from
BELIZE
COMPANIES ACT
CHAPTER 250
REVISED EDITION 2003

which you can find here: http://www.privacy-solutions.com/Belize%20Companies%20Act.pdf

What are "the objects of the company." c.f. Section 5 (c)
which are NOT private and have to be stated


5. (1) The memorandum of every company must state-
(a) the name of the company, with “limited” as the last word of
the name in the case of a company limited by shares or by
guarantee;
(b) the address in Belize at which the registered office of
the company is to be situated;
(c) the objects of the company.


26. (1) Every company shall keep a register of its members and enter
therein the following particulars-
(a) the names and addresses of the members, and the occupations, if
any, and in the case of a company having a share capital, a
statement of the shares held by each member
...

27. (1) Every company having a share capital shall once at least in
every year make a list of all persons who, on the fourteenth day after the first
or only ordinary general meeting in the year, are members of the company, and
of all persons who have ceased to be members since the date of the last return
or (in the case of the first return) of the incorporation of the company.
(2) The list must state the names, addresses, and occupations of
all the past and present members therein mentioned, and the number of shares
held by each of the existing members at the date of the return,


None of the above is confidential.
Can you produce any of it?



81. (1) A company whose objects require or comprise the transaction
of business outside Belize may, if authorised by its articles, have for use in any
territory, district or place not situate in Belize, an official seal, which shall be a
facsimile of the common seal of the company, with the addition on its face of the
name of every territory, district or place where it is to be used.
(2) A company having such an official seal may, by writing under
its common seal, authorise any person appointed for the purpose in any territory,
district or place not situate in Belize, to affix the same to any deed or other
document to which the company is party in that territory, district or place.


Do you hold such a seal or such authority? who holds such authority on brhalf of Banners Broker in Canada?
Who holds it in the UK? In India? In australia?

Who affixed the seal to the contract between Banners Broker International ( Belize) Limited and Stellar Point Canada Inc.?


116. If at any time the number of members of a company is reduced, in the
case of a private company, below two, or, in the case of any other company,
below seven, and it carries on business for more than six months while the
number is so reduced, every person who is a member of the company during
the time that it so carries on business after those six months, and is cognisant of
the fact that it is carrying on business with fewer than two members, or seven
members, as the case may be, shall be severally liable for the payment of the
whole debts of the company contracted during that time, and may be severally
sued for the same, without joinder in the action of any other member.


Arkward for Mr Smith dont you think?




As for the legal case in India, I will formally state that as long as the court case is active, I will not be releasing any information on it. Any information will be released through official channels by those authorized to do so.

Why not? Just because something is "sub judice" is no reason as to why you should not say what you are aware of as regards legally required information e.g. who ownd BB India? It does not prejudice any case to reveal something which is already required by law.
Who is authorised to release information about BB in India?

[tdstern]

Apropos Banners Broker International Limited: Why IoM, not Canada? The company was originally registered in the name of Bedford Ltd. in January 2010 before being changed to Banners Broker International Ltd. as late as April 2012. Why 'Bedford Ltd'; why not 'Banners Broker' from the beginning? Why that name-change delay? Who were it's original directors? Why is the company 'hiding behind' nominee director Stephen Mark Epplestone? Will you show us verifiable documentation of who really owns the company? If not, why not?

BannersBroker is owned by Monetize Group, and since this company is based in IoM, Banners Broker International is based there. Chris Smith is the sole owner of Monetize Group, and is the CEO of Banners Broker International.

In reality, these questions are actually have nothing to do with the matter at hand, however, here are the answers...

Bedford Ltd was a shelf company purchased in order to expedite the company's formation and execution. This is actually a common practice for companies to perform. The delay came actually in the processing of the paperwork and for no other reason. The directors of the company come from Monetize Group, of which it is a private company, so a nominee director was placed. No verifiable documentation will not be provided, as it's a private company and for security reasons, is not disclosing this information to you.

Honestly, if you look at how you've all reacted, sending in email and calling Durham Energy and Clicksor to the point of harrassment, with accusations of impropriety without evidence, can you blame them? If that information were made public, his wife, kids, etc would be contacted by countless numbers of people. This action prevents people like the ones on this board from doing exactly that to his and the other director's families. After those actions, any arguement complaining about not releasing the information is moot. It didn't take much research to determine that BBI is related by Monetize Group, or you wouldn't have already asked about them.

As for the Twitter account, I have already answered that. We have a new person looking after the account, and has for approx. a month now. The previous individual wasn't following our instructions and wasn't posting accurate information so we relieved them of that responsibility. There have been no deletions since that point of any tweets.


I think some of you expect too much from this exchange. Private financial information won't be released to the public, and wouldn't be released by any company regardless of whether their legitimacy was in question or not. I do not require intimate financial information in order to do my job. I know the model, I know the Brokers, I know the industry and I understand the program....what else do I need exactly? I know that communication from the company to its affiliates is experiencing issues right now, and I know there have been payment issues for some affiliates over the past, however, payments do get issued, and in a $500 Billion industry, $132 Million worth of payouts isn't an issue if the business is there, which it is.

Now, can we stay on target and topic?

Do you have any questions relating to how the company works, how the program works, etc, which I was lead to believe was the real basis for discovering whether this was all a scham or not?

Thank You.

[Beacon]

Brenda,

I apologize for what that person has said to you, and I'm not sure of who the individual is or what their capability of retiring on their earnings is, but I'm not here to misrepresent any facts about myself or the company, there's no need to.

I'm here to show we're as legitimate a business as Coke or Toyota, and to dispell any rumors or half truths regarding our operations. Period. I hope I get an honest attempt to do just that by the people here, without prejudgement or bias.

Can you then produce the legally required annual company returns for Stellar Point Canada?

[tdstern]

Mr Stern,
Why am I still being coerced into participating in a survey that I do not wish to partiicpate in ?

Quite plainly, because it's the company's website, and they want their affiliates to vote. Every company is different, their site, their rules.

[ProfHenryHiggins]

BannersBroker is owned by Monetize Group, and since this company is based in IoM, Banners Broker International is based there. Chris Smith is the sole owner of Monetize Group, and is the CEO of Banners Broker International.



I think that the Cummine family of the United Kingdom may beg to differ with that claim, as Harry Cummine and his son Andrew appear to be running the actual Monetize Group. Not your Chris Smith.

[noname999]

As for the Twitter account, I have already answered that. We have a new person looking after the account, and has for approx. a month now. The previous individual wasn't following our instructions and wasn't posting accurate information so we relieved them of that responsibility. There have been no deletions since that point of any tweets.




With all due respect you have not answered the question already. I asked you for names, you have not given them. Why are you being so evasive?

[tdstern]

The gentleman's name who handles the Twitter account is David, who has other functions as well as addressing our Twitter needs.

Now, since some of you are asking questions that have no bearing as to whether the company is a scham or not, I'm going to limit my answers to those asked by Poyol.

I'm also going to say this as tactfully as I can.

Company financial information is not relevant, nor are you entitled to it. If you feel you are, formally request it through official channels. If it's legally required, then it will be provided by those authorized to do so.
Personal information regarding the officers or staff will not be provided. Even if it was within my power to give you, I would not due to how you've demonstrated how you handle access to that information.

Honestly, did you think harrasing the people at Durham Energy was a good idea? Everything that's been posted on this forum by others has been circumstancial, incomplete, misinformed, assumed or plain old wrong. You decided to go to our neighbor and tennant and cause trouble through email blasting them and calling them, and then expect BB to openly release information exposing the personal information of its officers and senior staff?

Now, back to you Poyol.

[noname999]

The gentleman's name who handles the Twitter account is David, who has other functions as well as addressing our Twitter needs.



Do you really think that is a clever response. You are here trying to defend BB and that is how you respond to a very simple question.

David what? What was the other person's name? Who else has access to tweet from that account? These are very simple questions. Why won't you answer them?

[Theseus]

Do you have any questions relating to how the company works, how the program works, etc, which I was lead to believe was the real basis for discovering whether this was all a scham or not?

Thank You.


Yes, the one you've been dodging over at finchsells...


Let me give you some (official) Banners Broker quotes;

“How it works: We supply you with inventory (online ad space) on various websites owned and operated by Banners Broker – think of it as your own profitable online real estate. Each of these sites already has a sizeable amount of existing traffic. So each time your ad space produces impressions for selected banners on the site, you earn a commission.”

” Learn how easy it is to keep doubling your money and turn $20 into $10,000 through the doubling process! ”

Could you explain how the above quotes fit with your description of BB’s activities?

[Theseus]

Oh and, Mr Smith's university education, did you manage to come up with the dates for this? And did he undertake both his undergrad and post grad work at the same institution?

[noname999]

Okay, that is about 5 questions of mine alone you have so far decided not to answer. Why are you here again?

[Beacon]

BannersBroker is owned by Monetize Group, ...Bedford Ltd was a shelf company purchased in order to expedite the company's formation and execution. ...
, as it's a private company and for security reasons, is not disclosing this information to you.


You have been shown Belize law. UK law is the same. The annual returns memorandum list of directors is all open for the pubnlic to see. Can you oproduce any of them? Who is entitled to use the seal of Banners Broker Isle of Man Limited?




Honestly, if you look at how you've all reacted, sending in email and calling Durham Energy and Clicksor to the point of harrassment,


If you are suggesting there is a harassment case that is for them to determine and for them to take.


with accusations of impropriety without evidence, can you blame them? If that information were made public, his wife, kids, etc would be contacted by countless numbers of people.


The information IS public. By LAW a director has to list an address and name.



This action prevents people like the ones on this board from doing exactly that to his and the other director's families.


A while ago you stated BB International was owned by Chris smith the sole shareholder and director. Now it appears ther are more than one Director and chris Smith isnt it!



I think some of you expect too much from this exchange. Private financial information won't be released to the public, and wouldn't be released by any company regardless of whether their legitimacy was in question or not. I do not require intimate financial information in order to do my job.


No but you should be aware of the statutory requirement to publish the names of shareholders and directors. It isnt priivate. Nor are the overall accounts. Specific accounts maybe but the overall assets /Liabilities Balance Sheet and the overall Profit and Loss account arent. They have to be filed for revenue purposes.

For your information This is a guide to the Isle of Man 2006 Companies Act which allows for one person companies. UK and Irish Law requires two directors and a secretary who may be a director.
The Act does not distinguish between public and private companies.The Act simply requires the directors or the proposed directors (in the case of a company yet to be
incorporated) to ensure that any offering document issued in relation to a company:
● contains all material information relating to the offer or invitation contained therein (i) that the
intended recipients would reasonably expect to be included therein in order to enable them make an
informed decision as to whether or not to accept the offer or make the application referred to therein;
and (ii) of which the directors or proposed directors were aware at the time of issue of the offering
document or of which they would have been aware had they made such enquiries as would have
been reasonable in all the circumstances; and
● sets out such information fairly and accurately.

http://www.applebyglobal.com/publication-pdf-versions/guides/guide-to-the-isle-of-man-companies-act-2006-(september-2009).pdf

I think BB may have a problem with Isle of Man Law.


Do you have any questions relating to how the company works, how the program works, etc, which I was lead to believe was the real basis for discovering whether this was all a scham or not?

Thank You.

Eh no the return of company accounts, the list of directors, the merandum of association., Who can use the seal? the members of the company? where the company has a bank account? Why a company changes a name from Banners Broker to Stellar Point and then claims to be contracted to Banners Broker. Why is it registered in Belize and then moved to Isle of Man?
What is the background of the staff? List of staff? Qualifications? History? Who is Chris Smith? What is his background?

All that sort of stuff is a basis for suspecting a scam?

[Joe_Shmoe]

Oh and, Mr Smith's university education, did you manage to come up with the dates for this? And did he undertake both his undergrad and post grad work at the same institution?

No No No Theseus he won't answer that, that's personal information don't you know. :RpS_rolleyes:
How about a date of birth so we can send Chris Smith a Birthday card?

This guy has been sent here to de-rail us & waste our time.

[Beacon]

Company financial information is not relevant,

It is iof you cant provide even rudimentary data such as the company name, address, names of shareholders or Directors.


nor are you entitled to it. If you feel you are, formally request it through official channels.



Anyone can have iot but they would have to get in tough with several company registration authorities. You however shoudl have a copy of all this data to hand.
You should for example have a copy of registration doccuments with a company number. But you cant produce any of that?



Personal information regarding the officers or staff will not be provided.


Nobody is asking for that. People are asking for the academic or work record credentials of Chris Smith who claims to have gone to college and to have experience in his field. It is good PR to show how good your staff are. You already mentioned his clooege how come you cant find the year?



Honestly, did you think harrasing the people at Durham Energy was a good idea? Everything that's been posted on this forum by others has been circumstancial, incomplete, misinformed, assumed or plain old wrong.


Are you saying Payol harrassed people at Duram Energy? You do realise what a "sweeping statement" is? If not look it up under "logical fallacy". Your claims about "everythin posted by others" comes under that definition.


You decided to go to our neighbor and tennant and cause trouble through email blasting them and calling them, and then expect BB to openly release information exposing the personal information of its officers and senior staff?


1. WHO email blasted your neighbour? Who specifically are you accusing?
2. WHAT personal confidential information are you suggesting you are being asked to reveal? The names of the Directors of your company? Ther academic backgrounds or business history of your staff? Just what do you think a PR department does? You really want proplr to believe that publicity for the past achievments of your senior management is something a PR department should be avoiding?

[ProfHenryHiggins]

It appears to me (a layman in this area of business) that the "Monetize Group" brand name in Europe is held by the UK company at www.themonetizegroup.co.uk, not by the BB company at monetizegroup.com.

Additionally, looking over BB's policies, I noted this:
2734

By itself, it seems normal and innocuous. Until one notes the matching wordage at Zenkrewards.com,
2735


Now, Mr. Sterns, pray tell what the nature of the connection is between Banners Broker which you represent, and Early Earns, referred to at Zenkrewards.

I also see that the phone number 661-770-9988 and email address domainservice80@gmail.com, associated with Banners Broker and formerly showing a Las Vegas, Nevada postal address, are now showing the 35 New Road address in Belize that BB is claiming. Perhaps I should start listing every website I can find registered under these, so we can determine which are owned by "Chris Smith" and which are just clients of a hosting service.

[Beacon]

Quite plainly, because it's the company's website, and they want their affiliates to vote. Every company is different, their site, their rules.

This is a bit rich coming from you who just lectured others about personal data and privacy. Even if you own a website there are strich legal implications as to forcing people involuntarily to reveal information such as personal opinions or preferences.

[Theseus]

No No No Theseus he won't answer that, that's personal information don't you know. :RpS_rolleyes:
How about a date of birth so we can send Chris Smith a Birthday card?

This guy has been sent here to de-rail us & waste our time.


I'm sure that's not the case, Mr Stern is a serious professional PR man and BB International is a legitimate company with agents all over the world. I can't see why such a simple question as "when did Mr Smith attend Ryerson University university?" would cause him any trouble in addressing.

I'm also confident that Mr Stern will have absolutely no problem clarifying up why he stated Chris Smith has
a Bachelor of Commerce majoring in Information Technology with a minor in Communications

when all BB pr says he has a masters degree?

Just little details, but they all add up.....

[Joe_Shmoe]

@samuel.r

Now, if we can keep things on point in asking questions, I'll continue to answer them. If this is going to turn into a "we demand details, you're a scam" witch-hunt, I'll thank you all for having me, and leave you to official channels for your answers.


Terry you didn't expect an easy time here did you?

Stay or go it's up to you, we won't be silenced by threats that you might leave.

But I would say this is Banners Brokers last chance to convince people it is not a Ponzi scheme. You came here to try to do that yes?

So being as you can't go into financial specifics how about something a little more simple and not so commercially sensitive?

How about some more info on Chris Smith?
Why can you not tell us the years he attended Ryerson University? Not "demanding details" but details are important when talking about a guy running a multi-million dollar company who just recently appears to have just popped into existence.

Will Chris not provide you with this innocent non-commercial non-sensitive piece of information?
If not why not?

[baylee]

No No No Theseus he won't answer that, that's personal information don't you know. :RpS_rolleyes:
How about a date of birth so we can send Chris Smith a Birthday card?

This guy has been sent here to de-rail us & waste our time.

That's the it looks to me.

[Beethoven]

(Edited to save space) ...I know the model, I know the Brokers, I know the industry and I understand the program....what else do I need exactly?

Do you have any questions relating to how the company works, how the program works, etc, which I was lead to believe was the real basis for discovering whether this was all a scham or not?

Thank You.

Apologies, I would direct this to Poyol, however I feel that my question is relevent to the basis of the controversy over BB:

Mr Stern, you have stated that you know the brokers. Who are they? And are you able to verify your connetion with them? Shedding some light on this shady area would be key in convincing people that the model is genuine.

Thank you

[Nourjan]

Despite the level of sophistry exhibited by Mr Stern, he is doing a very poor job at vindicating BB. This isn't about selling jewellery or bling-blings, unless he provides some real answers, I doubt anyone here would be satisfied with the trinkets he offered so far.

[littleroundman]

Despite the level of sophistry exhibited by Mr Stern, he is doing a very poor job at vindicating BB. This isn't about selling jewellery or bling-blings, unless he provides some real answers, I doubt anyone here would be satisfied with the trinkets he offered so far.

Yep,

but, consider the amount of "time" he's gained those really behind Banners Broker.

Does anyone really think PR people go to a higher education institution for 4 or 5 years to learn to tell the "truth, the whole truth and nothing but the truth" ??

Here's the thing,

you guys KNOW Banners Broker is a fraud and you're here being played.

What chance have the naive and desperate got ??

[baylee]

Yep,

but, consider the amount of "time" he's gained those really behind Banners Broker.

Does anyone really think PR people go to a higher education institution for 4 or 5 years to learn to tell the "truth, the whole truth and nothing but the truth" ??

Here's the thing,

you guys KNOW Banners Broker is a fraud and you're here being played.

What chance have the naive and desperate got ??

Thank you LRM, Excellent post, truthful and straight to the point.

[tdstern]

Let me clearly state the following:

Personal attacks on me will be ignored, as will anything you have to say. I'm not interested in pandering to your desire to "try and get under my skin", I'm trying to be professional and stay on relevant facts, of which, who the company directors are, why it was registered in a particular country aren't relevant nor are they important. You can quote all the legal jargen you want, but it's not going to change the fact that specific information isn't going to be released to you simply because you ask on a forum. If you want to know specific things or want copies of what you believe are public documents, then contact our corporate offices, identify yourself and make a formal request for it, but I'm not putting that information here. If you want it, I've told you how to get it. If you're not willing to do the work, then stop asking. No company anywhere would comply with your request here, and to deny it isn't hiding.

To some of you, nothing I say will change your mind. I've already posted what the company does and how it does it. If you read it, there shouldn't be many questions as it's pretty clear. I've already stated that some of our affiliates have spoken wrongfully about the company, its products and how things work. We're working to correct that through cleaning up the language, educating some, and prosecuting others.

You think this is dammage control? You're right it is.
There have been people, some at higher levels, that have breached the trust provided to them and moved forward with their own agendas, besmeeching the name of the company, and drawing doubt as to its practices. One of my duties is to address them, not sit on forums and blogs all day trying to convince some people who've already made up their mind, or want access to information they don't need, that we are who we say we are. I'm doing this out of courtesy for the lack of a voice the company has put out over the past 2 years about itself and its practices. You want answers, then let's go about this nicely. Don't demand, I owe you nothing. If nothing I say will satisfy you, I suggest you stop reading now, otherwise what's the point?

If you want to know about the program and how it works, ask.
If you have questions about things you've heard and want clarification, ask.
If you have an issue with an affiliate or something they've said and want it addressed, bring it up. I love going after those people.
If you're asking for documented proof that Monetize Group owns BannersBroker, or when Chris Smith went to University, you're wasting my time as it's not relevant.
If you want to know who administers our Twitter account, it's not relevant since they have no involvement in the company related to policies, procedures, or products. If you can justify why you want their name, in a manner to my satisfaction, I may provide it, otherwise no.

Anyone can self teach themselves to program a computer or website, write a book, build a house or sell a car. Some are better than others. Proof of education prooves nothing of relevance since we're not asking you to invest in BBI, I'm not even asking you to buy their products. I don't care if you do. I'm here to address the issues you have with what the company has done to present itself as a 'ponzi' scheme in your eyes, and help you to understand that they aren't. Showing company A owns company B isn't proof, neither is knowing where people went to school. You aren't investing in the people, you're buying products, based on whether you believe or not the program in place supporting those products does the job.

So, Poyol, I'll answer questions relating to the information I've specified only. I trust, you and I can get the important issues addressed.

[Hypanor]

Well seeing as how this has turned into a free for all - Mr Stern, perhaps you can tell us the story behind Donald Kernan? It appears he 'invented' Banners Broker, not 'Chris Smith'...

http://www.realscam.com/attachments/f8/2727d1358270846t-banners-broker-hyip-ponzi-scam-donald-kernan.jpg

http://www.realscam.com/attachments/f8/2729d1358271143t-banners-broker-hyip-ponzi-scam-donkernan.jpg

http://www.realscam.com/attachments/f8/2728d1358271119-banners-broker-hyip-ponzi-scam-swom.jpg

http://www.realscam.com/attachments/f8/2730d1358271306-banners-broker-hyip-ponzi-scam-dreamertopia.jpg

http://www.realscam.com/attachments/f8/2731d1358271521t-banners-broker-hyip-ponzi-scam-lbrandy.jpg

[Theseus]

Terry, Terry, you seem to be getting a trifle agitated, "jargen", "besmeeching"?? "dammage"? That aside, "We're working to correct that through cleaning up the language, educating some, and prosecuting others."

Seriously, Banners Broker are prosecuting people? Are you sure you've got that the right way round, surely it is Banners Broker who are being prosecuted? Or was that perhaps a freudian slip, and you mean persecuted?


If you're asking for documented proof that Monetize Group owns BannersBroker, or when Chris Smith went to University, you're wasting my time as it's not relevant.

`Sorry, but we beg to differ, these are crucial points, points you should have been prepared to answer, your lack of willingness or ability to do so points to either a lack of knowledge of your subject, or a wilful attempt to hide the true ownership of Banners Broker. If your client has nothing to hide neither of these points should be an issue.


Showing company A owns company B isn't proof, neither is knowing where people went to school.

Once again, sorry but that's exactly what they are. The very fact you refuse to be drawn on the subjects is as good as proof that there is indeed something rotten in the state of Denmark, or in this case Banners Broker.


You aren't investing in the people, you're buying products, based on whether you believe or not the program

But tht's exactly what BB have been doing, putting Chris Smith forward as a "maths genius" with a masters degree and selling BB based on the strength of his background and acumen. Now you're telling us that this is of no importance?

You've obviously never heard the expression "buy the seller, not the goods", in this case the seller comes across as a team who have already cut their teeth on a previous ponzi scheme, and as for the product, that appears to consist solely of some Monopoly-like squares and a load of advertising that no-one has ever seen.

These, Mr Stern, are the important issues.

[Theseus]

Well seeing as how this has turned into a free for all - Mr Stern, perhaps you can tell us the story behind Donald Kernan? It appears he 'invented' Banners Broker, not 'Chris Smith'...

http://www.realscam.com/attachments/f8/2727d1358270846t-banners-broker-hyip-ponzi-scam-donald-kernan.jpg

http://www.realscam.com/attachments/f8/2729d1358271143t-banners-broker-hyip-ponzi-scam-donkernan.jpg

http://www.realscam.com/attachments/f8/2728d1358271119-banners-broker-hyip-ponzi-scam-swom.jpg

http://www.realscam.com/attachments/f8/2730d1358271306-banners-broker-hyip-ponzi-scam-dreamertopia.jpg

http://www.realscam.com/attachments/f8/2731d1358271521t-banners-broker-hyip-ponzi-scam-lbrandy.jpg

Odd that, two companies with such similar names....

2736

I'm sure Chris Smith and the other 5 "founders" just made a mistake when they chose that name, nearly a year after Donald Kernan formed an almost identical business in the same city.


There's no way it could happen twice......

2737


Oops, bit of a faux pas there, Terry, but fear not, there's an ace pr guru on hand to explain it all....

[kiwi chick nz]

[QUOTE=tdstern;41589]Let me clearly state the following:

Personal attacks on me will be ignored, as will anything you have to say. I'm not interested in pandering to your desire to "try and get under my skin", I'm trying to be professional and stay on relevant facts, of which, who the company directors are, why it was registered in a particular country aren't relevant nor are they important. You can quote all the legal jargen you want, but it's not going to change the fact that specific information isn't going to be released to you simply because you ask on a forum. If you want to know specific things or want copies of what you believe are public documents, then contact our corporate offices, identify yourself and make a formal request for it, but I'm not putting that information here. If you want it, I've told you how to get it. If you're not willing to do the work, then stop asking. No company anywhere would comply with your request here, and to deny it isn't hiding.

To some of you, nothing I say will change your mind. I've already posted what the company does and how it does it. If you read it, there shouldn't be many questions as it's pretty clear. I've already stated that some of our affiliates have spoken wrongfully about the company, its products and how things work. We're working to correct that through cleaning up the language, educating some, and prosecuting others.

You think this is dammage control? You're right it is.
There have been people, some at higher levels, that have breached the trust provided to them and moved forward with their own agendas, besmeeching the name of the company, and drawing doubt as to its practices. One of my duties is to address them, not sit on forums and blogs all day trying to convince some people who've already made up their mind, or want access to information they don't need, that we are who we say we are. I'm doing this out of courtesy for the lack of a voice the company has put out over the past 2 years about itself and its practices. You want answers, then let's go about this nicely. Don't demand, I owe you nothing. If nothing I say will satisfy you, I suggest you stop reading now, otherwise what's the point?

If you want to know about the program and how it works, ask.
If you have questions about things you've heard and want clarification, ask.
If you have an issue with an affiliate or something they've said and want it addressed, bring it up. I love going after those people.
If you're asking for documented proof that Monetize Group owns BannersBroker, or when Chris Smith went to University, you're wasting my time as it's not relevant.
If you want to know who administers our Twitter account, it's not relevant since they have no involvement in the company related to policies, procedures, or products. If you can justify why you want their name, in a manner to my satisfaction, I may provide it, otherwise no.

Anyone can self teach themselves to program a computer or website, write a book, build a house or sell a car. Some are better than others. Proof of education prooves nothing of relevance since we're not asking you to invest in BBI, I'm not even asking you to buy their products. I don't care if you do. I'm here to address the issues you have with what the company has done to present itself as a 'ponzi' scheme in your eyes, and help you to understand that they aren't. Showing company A owns company B isn't proof, neither is knowing where people went to school. You aren't investing in the people, you're buying products, based on whether you believe or not the program in place supporting those products does the job.

So, Poyol, I'll answer questions relating to the information I've specified only. I trust, you and I can get the important issues addressed.[/QUOTE

So do affiliates invest in bbi? I thought we bought advertising space? but then in your earlier posts you said bb is not an advertising company, now i am really confused

I have asked before and you told me to wait for an australian branch to open, there are already affiliates in New Zealand, I would like a contact in my own country. Please provide me with someone to contact in New Zealand, a name is fine i can use a directory to find their details, alternatively you can get someone from nz to email me kiwichicknz@hotmail.com
I don't think it is asking too much to be able to contact someone from your own company

[okosh]

I'm here to show we're as legitimate a business as Coke or Toyota, and to dispell any rumors or half truths regarding our operations. Period. I hope I get an honest attempt to do just that by the people here, without prejudgement or bias.

So far you have shown that BB is as legitimate as "AdSurfDaily" or "ColonEndParenthesis" :RpS_rolleyes:

[okosh]

I agree with Brenda's comments. I believe the Finchstar should travel to Canada and see it for himself. It would be good if he video's his whole trip.

Only if we get a Bugs Bunny cartoon b4 the main feature.....

[okosh]

kiwi_chick_nz,

Currently we do not have an office in that region, however, we will be opening offices in China and Australia soon, to which New Zealand will fall under the Australian office's jurisdiction.

I hope this addresses your question.

Thank You.

Will the Aussie office be here in Tassi with supergranny running the show??......

[Brenda]

Brenda,

I apologize for what that person has said to you, and I'm not sure of who the individual is or what their capability of retiring on their earnings is, but I'm not here to misrepresent any facts about myself or the company, there's no need to.

I'm here to show we're as legitimate a business as Coke or Toyota, and to dispell any rumors or half truths regarding our operations. Period. I hope I get an honest attempt to do just that by the people here, without prejudgement or bias.

Firstly, there is no need to apologize, that individual was very aware of their sales pitch, it wasn't inspirational, imo, it was taught, I've seen it crop up again and again, with those recruited from Ireland to Florida to Australia to the UK, it is no coincidence, same analogies.

Mr Stern, I am but a simple person, however, if I want to become a milliner, set up my own business 5 months before the Melbourne Cup, is my first instinct to set my company up in China because it will take 2 weeks whereas it will take 6 months in Australia, or prepare myself well for the next Melbourne Cup, confident in the longevity of my product?
If Mr Smith had imagined a unique business opportunity, and was confident over the long term it would be prosperous, why set it up off-shore, why not Canada? You see at the end of the day, if it doesn't make sense, if the logic doesn't add up, it's questionable, even to an ordinary person.

I accept that your role within SP was ' not to sit on forums and blogs all day' but quite frankly, and at the risk of using your own words, being blunt, but who asked you? Seriously, who asked you?

Using the KIS approach, ( keeping it simple) let's go back to basics, who is Chris Smith?

You see , it wasn't the techie stuff that concerned me, because like most, it goes over our heads, but the stuff that just did not make sense, oh and btw, your rep intended to retire on a pension of 10,000 dollars pm in 2014 all from a meager 1,000 dollar INVESTMENT in Jan 2012.

Terry, I do feel for you, I hope you know truly, that as the messenger for a company in which you are a new employee, you carry much of the risks of this exposure. Shame the big fish were too busy to engage. Who is Chris Smith?

[Joe_Shmoe]

@Terry you said you you would answer questions, so far all you have done is waste out time..

Why the reluctance to discuss the past of the guy we know as Chris Smith?
The guy popped into existence very recentley. Just think how this looks.
Banners brokers pimps any shills are always asking others to invest. In this scheme.

This is very much the last chance saloon for Banners Broker to convince people they do not run. Ponzi scheme.

So far you have done a very poor job, and concidering you are supposed to be a proffesional PR guy the same old ugly Banners Broker attitude that all the other pimps and shills display are now starting to show.

If you don't want to answer our questions you might as well go on your merry little way.

[littleroundman]

Will the Aussie office be here in Tassi with supergranny running the show??......

"IF" and I do mean "IF" Banners Broker were stupid or arrogant enough to even attempt to open an Australian office, how long would you give them before ASIC, the AFP, ACCC or one of the state Attorneys General was all over them like a bad rash ??

[Beacon]

Let me clearly state the following:

Personal attacks on me will be ignored, as will anything you have to say.


I wonder who "you" is. a while ago it was "everyone here"
I have yet to see any evidence of any personal attack by me on Mr Stern.



I'm trying to be professional and stay on relevant facts, of which, who the company directors are, why it was registered in a particular country aren't relevant nor are they important.


LOL The actual owners of a company and the person in charge isnt important? The changing of a mname from Banners Broker to Stellar Point inst relevant whey the person who claims to be PR for Stellar Point claims it has no relation to Banners Broker? The fact its it is the exact same company and only changed its name six months ago from Banners Broker to Stellar Point isn't important? That FACT isnt relecant to the false claim made by Mr stern about there being no connection between Banners Broker and Stellar Point?



You can quote all the legal jargen you want, but it's not going to change the fact that specific information isn't going to be released to you simply because you ask on a forum. If you want to know specific things or want copies of what you believe are public documents, then contact our corporate offices, identify yourself and make a formal request for it, but I'm not putting that information here.


LOL Mr Stern claims to be here to provide information. He then is unable to provide publically available information about his own company and is in denial regarding the name change of Banners Broker to Stellar point. WE already have the publically available doccuments. Anyone can access them. Mr Stern however is unable to provide them or comment on them. so much for open honest and transparent dealings with Stellar Point.



If you want it, I've told you how to get it. If you're not willing to do the work, then stop asking. No company anywhere would comply with your request here, and to deny it isn't hiding.


LOL . Every single legit company on the net with a webpage has a "contact us " page. It is usual to find a list of the top people in the company and their business backgrounds. This however does not exist for Banners Broker or Stellar Point. Not alone do companies provide it they actually provide it freely without anyone having to ask.

One really must question the level of knowledge of Mr Stern about his own employer as well as about complaince and Public Relations in General.
apparently compliance is "jargon" and public relations is refusing to provide information about a company that with very little extra effort anyone can get.



To some of you, nothing I say will change your mind.

Is Mr Stern certain about that? Is he open to change his mind or will he never change it no matter what ids brought to his attention?
I wonder wjhat conditions would have to be satisfied before Mr Stern woudl accept things are not quite right at Stellar Point?
Well we know who has a closed mind here now dont we? Well all of us except some notable people who refuse to provide freely available information and declare that that is PR.


I've already stated that some of our affiliates have spoken wrongfully about the company, its products and how things work. We're working to correct that through cleaning up the language, educating some, and prosecuting others.


Mr Stern seems to confuse Affilliates with "company" He provides no information at all about the company. He claims ther are prosecutions. WHERE? Who is the "crack legal team"

[strosdegoz]

What a load of crap, are you guys really playing this game?

The first answer was a lie and all the rest. He says that BB wasn't promoted as the world first straight line doubler cycler, but there are tons of proof that confirm just that.

[Beacon]

Let me clearly state the following:

Personal attacks on me will be ignored, as will anything you have to say.


I wonder who "you" is. a while ago it was "everyone here"
I have yet to see any evidence of any personal attack by me on Mr Stern.



I'm trying to be professional and stay on relevant facts, of which, who the company directors are, why it was registered in a particular country aren't relevant nor are they important.


LOL The actual owners of a company and the person in charge isnt important? The changing of a mname from Banners Broker to Stellar Point inst relevant whey the person who claims to be PR for Stellar Point claims it has no relation to Banners Broker? The fact its it is the exact same company and only changed its name six months ago from Banners Broker to Stellar Point isn't important? That FACT isnt relecant to the false claim made by Mr stern about there being no connection between Banners Broker and Stellar Point?



You can quote all the legal jargen you want, but it's not going to change the fact that specific information isn't going to be released to you simply because you ask on a forum. If you want to know specific things or want copies of what you believe are public documents, then contact our corporate offices, identify yourself and make a formal request for it, but I'm not putting that information here.


LOL Mr Stern claims to be here to provide information. He then is unable to provide publically available information about his own company and is in denial regarding the name change of Banners Broker to Stellar point. WE already have the publically available doccuments. Anyone can access them. Mr Stern however is unable to provide them or comment on them. so much for open honest and transparent dealings with Stellar Point.



If you want it, I've told you how to get it. If you're not willing to do the work, then stop asking. No company anywhere would comply with your request here, and to deny it isn't hiding.


LOL . Every single legit company on the net with a webpage has a "contact us " page. It is usual to find a list of the top people in the company and their business backgrounds. This however does not exist for Banners Broker or Stellar Point. Not alone do companies provide it they actually provide it freely without anyone having to ask.

One really must question the level of knowledge of Mr Stern about his own employer as well as about complaince and Public Relations in General.
apparently compliance is "jargon" and public relations is refusing to provide information about a company that with very little extra effort anyone can get.



To some of you, nothing I say will change your mind.

Is Mr Stern certain about that? Is he open to change his mind or will he never change it no matter what ids brought to his attention?
I wonder wjhat conditions would have to be satisfied before Mr Stern woudl accept things are not quite right at Stellar Point?
Well we know who has a closed mind here now dont we? Well all of us except some notable people who refuse to provide freely available information and declare that that is PR.


I've already stated that some of our affiliates have spoken wrongfully about the company, its products and how things work. We're working to correct that through cleaning up the language, educating some, and prosecuting others.


Mr Stern seems to confuse Affilliates with "company" He provides no information at all about the company. He claims ther are prosecutions. WHERE? Who is the "crack legal team" involved in prosecutions? Mr Sterrn cant name a single persion on the company legal team either.



There have been people, some at higher levels, that have breached the trust provided to them and moved forward with their own agendas, besmeeching the name of the company, and drawing doubt as to its practices.


WHAT company? Woudl Mr Stern be referring to Stellar Point or Banners Broker which in fact is the same company which just changed its name? How can people besmirch
a name which was changed to Stellar Point from Banners Broker?


One of my duties is to address them, not sit on forums and blogs all day trying to convince some people who've already made up their mind, or want access to information they don't need, that we are who we say we are.


LOL Mr Stern goes on about names and cant even accept that teh Name of Stellar Point was in fact Banners Broker until about six months ago!
He says he is Stellar Point not Banners Broker but the actual official doccumentation shows that it is the same company which changed its name.
We know who he says he is and we know Stellar Point is the Banners Broker company from six months ago with a name change.
Anyone can check it in two mins
Here
https://www.ic.gc.ca/app/scr/cc/CorporationsCanada/fdrlCrpSrch.html?locale=en_CA

Corporation Number:7250037

Anyone can see the name change under
"Corporate Name History"


Im doing Mr Sterns PR job for him.


I'm doing this out of courtesy for the lack of a voice the company has put out over the past 2 years about itself and its practices.


One might ask which is better - "no PR" or "inept PR"?

If Banners Broker/Stellar Point has failed to put out any information about itself and then subsequently as part of its PR Strategy declares "we are not revealing any ionformation about the company" how is that any different from not revealing information about themselves?


You want answers, then let's go about this nicely. Don't demand, I owe you nothing.


So what? I didnt demand. I asked Mr Stern for information which anyione can get. I informed him of rudimentary things which a PR executive should know.
If he comes here to help out enquiries then surely he could do things like telling peoople the name of the company he works for and whether that company was called Banners Broker six months ago?




If you have questions about things you've heard and want clarification, ask.


I asked about clarifying that Stellar Pouint was Banners Broker six months ago. Mr Stern has avoided this clarification.



If you want to know who administers our Twitter account, it's not relevant since they have no involvement in the company related to policies, procedures, or products.

But Mr Stern cant even provide contact details or background of ANYONE in the company related to policies, procedures, or products.
Something which he admits above is "relevant" in his own opinion.



Anyone can self teach themselves to program a computer or website, write a book, build a house or sell a car. Some are better than others. Proof of education prooves nothing of relevance


Mr Stern seems not to notice that it is actually relevant because PEOPLE CLAIMED to have gone to certain universities and then cant back this up.


I'm here to address the issues you have with what the company has done to present itself as a 'ponzi' scheme in your eyes, and help you to understand that they aren't. Showing company A owns company B isn't proof, neither is knowing where people went to school. You aren't investing in the people, you're buying products, based on whether you believe or not the program in place supporting those products does the job.


Mr Stern seems not to understand that nothing about the company or product is supported. Banners Broker attracts new investing Affilliates on the hearsay and good will of personal word of mouth. Here Mr Stern is actually claiming that investments should be made with nothing presented on paper! That billion dollar industries are based on a "pig in a poke" buying philosophy! Again no evidence whatsoever exists to support this claim. Not alone that but in their hearsay presentations Banners Broker DO make claims about the qualifications of Chris Smith and various others as well as claiming a rich business history.

[Hypanor]

LOL . Every single legit company on the net with a webpage has a "contact us " page. It is usual to find a list of the top people in the company and their business backgrounds. This however does not exist for Banners Broker or Stellar Point. Not alone do companies provide it they actually provide it freely without anyone having to ask.

Just to reinforce that point, here's a couple of websites for companies in the online advertising business as examples. Note the 'Company' pages provide pretty detailed info on the senior staff.
Leadership (http://www.federatedmedia.net/about/leadership/)
About Us | Sharethrough (http://www.sharethrough.com/about-us/)

I particularly like the 2nd one - "We believe the future of advertising will be about thoughtfully integrating brand content on sites people love to go to, not slapping ads in an ugly box, banner or force-fed pre-roll".
Oh dear, has Chris missed the boat?

[strosdegoz]

No Sir,

I am NOT getting my chance to have my say. I do not like any of those options and normally I am invited if I would like to participate in a survey.
In many organizations I have worked for, the norm is to invite people (in this case affiliates) if they would like to participate in a small survey and send the
weblink to the survey (like surveymonkey)

I argue, If I did have my say, I would be given the "Other" option box. That way I could give other new names for packages I think might be of value.
You have not ensured I have my say, but rather ensured that I have a very frustrating and unpleasant experience of logging into my banners broker account.
It appears that banners broker have hijacked my account and unless I provide an answer to a survey, they are unwilling to allow me access to what is rightfully mine.

It's impossible to see how you would value my opinion, nor see how you are giving me a chance to have my say with so limited options.

You are actually demanding that I participate in a survey otherwise you will not allow me to progress.
This gives off the a very negative impression and perception of banners broker and words like blackmail, extortion and coercion immediately spring to mind.

from wikipedia
"Extortion (also called blackmail*, shakedown, outwresting, and exaction) is a criminal offence of unlawfully obtaining money, property, or services from a person, entity, or institution, through coercion".

I argue that my property is being withheld from me and obtained by banners broker unless I act in an involuntary manner of answering a survey.
You are unlawfully gaining a service from me. I also argue it is causing me emotional and psychological harm and this harm feels real to me.

Coercion (pron.: /koʊˈɜrʃən/) is the practice of forcing another party to act in an involuntary manner (whether through action or inaction) by use of threats or intimidation or some other form of pressure or force.

I am forced and/or pressured into answering this survey, and I am not really getting my say. Further I am being forced into choosing only 1 of 10 options
(I really don't like any of them) !

Further I really do feel intimidated by this process.
It is this type of behavior that is giving off a very negative and unprofessional perception of banners broker.

In what ways does this behavior from banners Broker come across as professional ?


Best post ever!!!! +1
ROFL. Major rant over the small survey, great job.

[Poyol]

Why not let him play his game?
His answers will only show lack of answering the questions we ask.

[Joe_Shmoe]

@Terry Knowing who the leadership of a company you are investing in is quite important. It is common practice for companys to give out leadership information Why don't Banners Broker?
If your not careful you could find yourself investing in a Ponzi scheme that is being run by people with a history of running Ponzi schemes. So yes this is very important and if not resolved is just another red flag.This guy we know as Chris Smith just popped into existence very recently as far as we are concerned. We do know a little more back story of Raj Dixit however.
If your not familiar with Raj's history Google the following ICF World Homes Raj Dixit

[strosdegoz]

Read the whole thing and it was extremely entertaining until tdstern hits his reply button.
Anyways thanks everyone for the amusement, going to sleep now.

Tdsterm... ROFL!

[noname999]

@Terry: What brokers are BB in partnership with?

[Mundorf]

One additional thing...

There seems to be a question regarding payments and the time it takes to receive them.

Payments were released, for example, on Jan 11th, 2013 - this represents the date the payments were released to the banks for distribution to the affiliates. BB does not have control over the time it takes for the payments to clear the financial institutions the funds have been released to. Usually it takes 5-10 days, however, it may take longer depending on where you're located and the institution you're dealing with. BB has no control over the funds once they have been released.

Thank You.

No,that was not my question.Why the members must wait 5,6 weeks their money arrives from BB to money processors - STP,Payza.Any legit company once send money to someones account (payment processor),it never exceeds 48 hours - NEVER -for the simple reason money is covered by specific sale - is not collected so it's not a variable

[littleroundman]

It is common practice for companys to give out leadership information

In fact, when companies are asking for money, it's mandatory.

There IS no product.

There are only VIRTUAL "banners" and VIRTUAL "impressions"

Without "leadership information" there is only trust.

[Poyol]

I am not the RS.com spokesperson anymore.
Answer questions from all members fairly.

Thanks

[tdstern]

To all,

I am in the office and working to address what you've posted, I also have meetings today, so I request that you be patient for my response.

I will clear up one issue though, Donald Kernan Jr. is not, nor has ever been a founder, owner or senior member of the Banners Broker International team. The compliance department has been notified of the information you've posted and is taking action to rectify it.

Thank You.

[littleroundman]

The compliance department has been notified of the information you've posted and is taking action to rectify it.

Sure they are.

Other than stamping their collective feet and holding their breath until they turn blue, what the hell else can they do ???

A nasty letter from a pet lawyer ??

Sue ???

You've got to be kidding me.

The next time a HYIP ponzi owner/operator appears voluntarily in a courtroom will be the first.

Compliance department, my a**

[Joe_Shmoe]

To all,

I am in the office and working to address what you've posted, I also have meetings today, so I request that you be patient for my response.

I will clear up one issue though, Donald Kernan Jr. is not, nor has ever been a founder, owner or senior member of the Banners Broker International team. The compliance department has been notified of the information you've posted and is taking action to rectify it.

Thank You.

Thanks we await your answer with interest & patience :)

[Hypanor]

Gee Donald must have a big account by now. I wonder if it will be confiscated?

[Theseus]

To all,

I am in the office and working to address what you've posted, I also have meetings today, so I request that you be patient for my response.

I will clear up one issue though, Donald Kernan Jr. is not, nor has ever been a founder, owner or senior member of the Banners Broker International team. The compliance department has been notified of the information you've posted and is taking action to rectify it.

Thank You.


Gee Donald must have a big account by now. I wonder if it will be confiscated?


The way I read it Donald Kernan jr. isn't claiming to be a member (founder or otherwise) of Banners Broker, he states he founded Banner Brokers Inc. some 9 months before Mr Smith founded his similarly named firm. If anything he should be taking action against your company.

Will you also be taking action against the other Stellar Point? They too seem to have pre-stolen your company's name by setting up a business years before...

[noname999]

Okay guys. Can we save these kind of discussions for the other thread. We are again going to attempt to apply a structure to this Q&A session.
I will put forward the questions as they are put to me. It will be a slow process so please have patience. When answers are received, if you need a follow up let me know.

@Terry: Are you happy enough to discuss with myself instead of Poyol?

[noname999]

Hi Terry, you were here earlier and now seem to have moved over to the other thread. Can you let me know your response so we can get this Q&A session started?

[tdstern]

Alright, let me see I can address the multitude of questions posted here....and noname999, if you want to try and harness in all of this and put it forward, I'd appreciate it.

First, Mr. Donald Kernan Jr. is not an owner of the company, nor has he ever been an officer with the company.

Second, @Theseus, I appreciate your concern, but I am just fine. That being said, the compliance department is currently collecting evidence against affiliates who are in violation of the TOS as set out by the company, and will be pursuing whatever action they feel is warranted.

I clearly haven't denied access to information, I simply stated I will not be releasing that documentation here, in front of what essentially are 'ghosts'. If you would like copies of publicly available documentation, you can formally contact our office, identify yourself and request that the information be sent to you. BannersBroker International, like others, is a Private company and is entitled to restrict access to certain information. If you claim otherwise, you apprently aren't very familiar with business practices today. What you've attempted to do is twist my unwillingness to present company documents to a bunch of unidentified strangers, into my hiding something which isn't the case. There are proper channels for requesting the information you've requested, if you want it, I've shown you how to get it.

The corporate bios will be placed on the website shortly, as it's currently undergoing review to correct and add any information that may have been omitted or incorrectly posted. Once that has happened, you will have your information.

Apparently in here, the term "innocent until proven guilty" doesn't apply, as not a single shred of evidence supporting the claims you've made against the company. You object and incorrectly have labelled who BBI is and what they do, and are refusing to accept any explanation I have offered. If you want me to be open-minded, it wouldn't hurt if you were too.

Let's clarify again, there is only one founder, Chris Smith who is the CEO of BBI and owner of Monetize Group. There are many companies named Stellar Point, as there are other companies that share names, I fail to see our point in showing another company with a similar name.

@kiwi_chick_nz,
No, affiliates do not invest in BBI, they purchase a product as part of a program that deals in ad space and internet traffic. BBI is not an advertising company and doesn't sell advertising...any reference to the contrary has been corrected and is not being endorsed by the company.

As far as pointing you to someone in New Zealand, I'm afraid you're going to have to go to BannersBroker (http://www.bannersbroker.com) and go through the process. If you want a specific affiliate's information or to contact you, we don't directly get involved with that. Stellar Point is not BBI, and as such, we do not get involved with that level of service. My suggestion is to either visit the corporate website for BBI and find out how to locate an affiliate, or to source one out through various methods of Social Media.

@okosh,
I do not know where exactly the office will be located at this time, but if supergranny wishes to be the Independent Contractor that oversees that region, they can contact the company and formally request it.

@Brenda,
Every single company looking to make money is located offshore. Google, Facebook, the Canadian and US Government, Banks, etc are all registered offshore with corporate offices located in the countries they do business in. This is commonplace in business, and your asking that question shows me that you do not understand how businesses operate. If you're looking for an answer to your question, I suggest you contact the companies I've listed and ask the same of them and see what answer you get. Why do companies change their names after starting up? Many of these companies started of as Shell companies, with established directors. Once the company has been bought, the current directors resign and the new ones take their place. The company name then changes and everything moves forward from there. Why buy a shell company? Simple, it takes no time at all to start up a new company after purchasing a shell, but it takes time to start one from scratch.

There are those of you who may question my professionalism, or the professionalism of the company, yet, I respond to your questions in a professional manner, asking you to be professional and respect the procedures set in place to honor some of your requests and you bawk at them accusing me of stalling or of being unable to provide certain information. If you want it, be professional, and request the information. I haven't denied your request entirely, I stated I won't put it here, you'll have to formally ask for it through the proper channels using the proper methods.

Honestly, to think that "the big fish" wouldn't be too busy, is like expecting Apple's Tim Cook, or Facebook's Mark Zuckerberg to jump on here to address your issues. As the Director of International Public Relations, I don't take offense to your comment.

@Joe_Shmoe,
You misunderstand me, it's not reluctance, it's refusal. The information you've asked for simply won't be discussed here. Public information on Chris Smith and the other primary officers of the company will be placed on the website shortly. Some of what you've (the people posting here) have asked for can be gained through using the proper channels, rather than attempting to gather it using nicknames on a site whose sole purpose is to make accusations against companies, without evidence (not assumptions, hearsay, out-of-context quotes, outdated information, incomplete or incorrect information). If you want the information you're looking for, as I've stated, contact the company, identify yourself, the information you're looking for and its intended use. Surely you'd be willing to do that to get what you're after. I mean, if you're after the truth and feel the information you're after will provide it, why not use the proper channels and identify yourself and your needs rather than hide behind a nickname and a monitor making accusations and attacking 'the messenger' because they won't give it to you? You're calling me deceptive and wasting time?

@Beacon,
This is exactly what I expected coming here attempting to communicate civily with all of you. You (the plural) take my words and twist them, adding details to what I write in order to satisfy your need to sound authoritative and substantiate your arguments.
If you are unable to distinguish the context of the words I'm using, then perhaps you're not the right person to be asking the questions you are. This isn't an attack, it's a clarification.

I have not stated we have no relation to BBI. What I stated was that Stellar Point is contracted to operate the recruting and training areas of BBI on their behalf. Initially when the company was first developed, the intent was for there to be a BB office in every company, however, this posed a problem as the company evolved. Stellar Point as it's now called, is the marketing arm for BBI, however, the company is also intending to service other clients. Something that can't be done under the name Banners Broker.

You can question my knowledge all you want, but, I don't sit here trolling the boards all day, complaining about companies without a shred of evidence, making loaded accusations based on circumstantial and selective information. I'm here defending my company's, and our client's reputation. If you're not really looking for that, and would rather be left alone to complain without contestation, just let me know, because so far, it appears you aren't really looking to establish how the company is able to do what it claims in order to correct the view of it being a 'ponzi' scheme. Who holds the company seal, who the directors are, why the company was formed overseas has no real bearing on whether the company is a 'ponzi'. Bernie Madoff was located in the US, ran a ponzi scheme for 2 decades, had a reputation of being an expert in his field and providing what he said, managed to find his way through multiple inquiries into his affairs by governmental agencies before he was caught. Your inquries have no bearing on whether the program can do what it says, but rather distract and detract from sourcing out the answers to legitimate questions on how the company operates and generates the returns it is.

@RockLion,
You may not understand why the company is requiring you to fill in that information, however, it's being done legally. What BBI has asked of you is fair and in no way compromises the integrity of either you or doing business with BBI, and as such, BBI can require every affiliate complete a poll of this nature without issue. I commend your attempt from once again trying to distract our attempts and getting to the real issues here, but once again, this tree bears no fruit.

@noname999,
Currently, BBI is doing business with Clicksor and OpenX.

@Mundorf,
There has never been a guarantee issued regarding the date(s) payments would be made, but rather the dates payments should be made barring interruption or incident. Before a payment is released, it's verified to be accurate. If it's found to be inaccurate it's corrected then re-generated to validate accuracy. Once found accurate, the funds are released to the processors. Once released, the time it takes to finalize is up to the processors, not BBI. BBI has no control over the time it takes to reach you. If you can name better alternatives to the systems being currently used that would satisfy the regulations in each country the company does business with, and won't cost the company additional fees to use, by all means share your wisdom here and be a part in fixing one of the issues at hand.

@littleroundman,
As mentioned multiple times, BBI purchases ad space and traffic from the ad networks we're involved with. Those would be the products. The packages we create in order to provide a system for others to generate an income from, are products. The panels and traffic bundles that affiliates purchase are products. So looking at industry definitions and not yours, please explain how what I've shown aren't products please?

Your opinion of BBI may be that it's a ponzi, however, there has been no evidence placed before anyone that demonstrates your opinion. If you are in posession of such evidence, what are you waiting for? Present it please and let's see what you've manged to uncover that doesn't actually exist.

@Theseus,
You apparently don't understand how its possible for multiple companies to operate under similar names. We are not BBI, the Stellar Point you've referred to isn't us. Simple.

I'm once again going to try and put things into focus, and I apologize for the delay in responding, it's been a busy day.

I'm here to help clear things up the best I can, which I thought was to address the important issues. I've given you answers to everything you've asked to the best of my capabilities, and provided you with the means to gather the information I can't provide to you here. You have a chance here to speak to the company you're accusing to be a 'ponzi' and get the important issues addressed. If the conversation doesn't start keeping to this direction, I am simply going to offer my thanks for listening and walk away, because it will have become obvious that you're not interested in hearing the truth, but rather, just gather information you can twist to distract others from learning the truth. If you want to be objective, then be objective, or it'll be just you talking to each other again because you blew your chance to get the answers that can clear all of this mess up.

Thank You.

[noname999]

Thats great Terry. Okay, what I will do is highlight the questions in red so as people can navigate through the thread easily.

[noname999]

What year did Chris Smith graduate from Ryerson University?

[strosdegoz]

tssperm, you wrote a 50,000 words post and didn't answer 1 single question. Shame on You.
Go back to your BB cloud and leave this place immediately, you are a joke.

[noname999]

Please Stros. Can you leave your comments on the other thread.

[noname999]

What year did Chris Smith graduate from Ryerson University?

[Theseus]

Alright, let me see I can address the multitude of questions posted here....and noname999, if you want to try and harness in all of this and put it forward, I'd appreciate it.

First, Mr. Donald Kernan Jr. is not an owner of the company, nor has he ever been an officer with the company.

No-one ever said he was, his (earlier) company is called Banner Broker Inc, the Smith/Dixit company is called Banners Broker Limited, can you see the subtle difference there, Terry?




@Theseus,
You apparently don't understand how its possible for multiple companies to operate under similar names. We are not BBI, the Stellar Point you've referred to isn't us. Simple.



Here we go again, it's not about multiple companies operating under similar names, it's about naming a company to make it appear, at a casual glance, to be related to another, like, for example opening a fast food establishment and calling it McDonnalds.

Even allowing for both of these being pure coincidences it doesn't explain why your boss, Rajiv Dixit, upon changing the name of Banners Broker Ltd to Stellar Point Inc., presented to your affiliates as an entirely unrelated company who had been contracted to handle BB's business,when in fast it was simply the same company with a new name.

Can you explain that?

I'm also still waiting for a response as to how you equate this

2741

Source (http://bannersbroker.blogspot.ca/2010_11_01_archive.html)


to the story you're currently peddling.

Oh and could you please let us know what years Mr Smith attended Ryerson, and why you state he has only an undergraduate qualification, when Banners broker state he is a "maths genius" with a masters degree?

[noname999]

Come on T. Can you give this a chance. Just post on the other thread. Terry is reading that too.

This is taking up enough of my time, I'd prefer not to have to repeat myself.

@Terry. Maybe we need to organise a time that we can both be on the thread to help speed things up?

[noname999]

What year did Chris Smith graduate from Ryerson University?

[Theseus]

Come on T. Can you give this a chance. Just post on the other thread. Terry is reading that too.



I'll leave you to it then, just make sure and ask all the salient questions. I'm sure Mr Stern has nothing to hide....

[noname999]

In what year did Chris Smith graduate from Ryerson University?

[RockLion]

Alright, let me see I can address the multitude of questions posted here....and noname999, if you want to try and harness in all of this and put it forward, I'd appreciate it.

@RockLion,
You may not understand why the company is requiring you to fill in that information, however, it's being done legally. What BBI has asked of you is fair and in no way compromises the integrity of either you or doing business with BBI, and as such, BBI can require every affiliate complete a poll of this nature without issue. I commend your attempt from once again trying to distract our attempts and getting to the real issues here, but once again, this tree bears no fruit.

Thank You.

Mr Stern,

I respectfully disagree with that assessment. I don't need to understand why I need to fill in that information.
The point is this survey should not comprise the integrity of me being able to access the functions of the dashboard.

The survey does compromise that integrity.

It is not fair to demand I do a survey to gain access to my property.

Banners Broker have also taken away my equitable position to access the dashboard and continue using my e-wallet, managing my inventory and purchasing panels, Traffic packs and qualifying those panels with the traffic packs ..

The issue is this poll does have the issue of compromising the integrity of me being able to :-

1) Fund my e-wallet
2) Purchase panels
3) Purchase a Traffic Pack
4) Qualify my panels

In what ways did I distract you from getting to the real issues ?
Are you able to describe the real issues, and if so, Please let us know what you think the real issues are ?

I thank you for helping this tree bear significant fruit as you are the one now promoting and endorsing criminal and unprofessional behavior from both banners Broker and Stellar Point Inc.

Shame on you !

[noname999]

In what year did Chris Smith graduate from Ryerson University?

[Lil Ol' Radical Me]

Quote Originally Posted by tdstern View Post
I'm here to show we're as legitimate a business as Coke or Toyota, and to dispell any rumors or half truths regarding our operations. Period. I hope I get an honest attempt to do just that by the people here, without prejudgement or bias.So far you have shown that BB is as legitimate as "AdSurfDaily" or "ColonEndParenthesis" :RpS_rolleyes:

So if i understand this right, Mr. Stern here is going to give us some Whole Truths regarding BBs operations. Ok fine up to now, but as any businessman will tell you, if you want to find out the truth about a business, you have to follow the money trail. So, Mr. Stern, where does the money come from to pay the affiliates the exponentially increasing sums due to them? It cant be from new members' money or that would make it a ponzi. It's not an investment, or it would be registered to sell the securities. If it comes from the sale of banner ads, they must be easy to find (not just by critics of BB, but by the general public) and they are not. There would have to be millions of them too, in order to produce the kind of income needed to pay out all those affiliates. Where are they? If the money comes from product sales, what exactly is the product? (Invisible ads do not usually provide much of a return - like winking in the dark)

And lastly, it can't be a HYIP, or our friendly local HYIP expert and pimp Strogeoz would never have called it a double something or other cycler, like your bosses did when they set BB up.

So what is BB that it can generate so much money legally for the people who join it?

And one last thing - why do you pèople call it a program? I have never heard of anyone in the advertising or investment world referring to their businesses as programs, so you will have to understand the confusion generated by this term.

Looking forward to an answer to the above questions. You want people to be open minded. No problem. If you can just let us know how this operation/program/business works to generate all that money, that will be fine and then we can decide. Shouldnt be a problem for you. We know how Google, Facebook, Amazon, etc etc generate their income. It's not rocket science when you sit down and work it out. The problem seems to be that it is a bit more difficult to figure out the answer with BB and some of fine folks here are fairly verbally and numerically literate, so maybe you can provide the answers

[Mundorf]

@Mundorf,
Once released, the time it takes to finalize is up to the processors, not BBI. BBI has no control over the time it takes to reach you. If you can name better alternatives to the systems being currently used that would satisfy the regulations in each country the company does business with, and won't cost the company additional fees to use, by all means share your wisdom here and be a part in fixing one of the issues at hand.



Thank You.

But then the way out is easy.Why don't you implement PayPal option - once released,the money is there in less then 48 hours and is ALWAYS less then 48 hours what brings me to the second question - Why is waiting period more and more longer? By the way - I spoke with some people using Payza and STP option in some other opportunity and they get money 2-3 days after it was released what makes your answer not valid as that would mean that BB members would need the same time to get money what is not the case.

[okosh]

The compliance department has been notified of the information you've posted and is taking action to rectify it.

Thank You.

For those wondering.....
The "compliance department" is right next door to the "Legal department" which is just down the hall from Santa's office where they collate which kid wants which toy :RpS_rolleyes:

[Beacon]

@Beacon,
This is exactly what I expected coming here attempting to communicate civily with all of you. You (the plural) take my words and twist them, adding details to what I write in order to satisfy your need to sound authoritative and substantiate your arguments.



Poor Mr Stern seems not to know what he means by "you" . He addresses a comment to me and then he is off again into sweeping statements and wild generalisations.
I think his logical fallacy baloon must be ready to pop by now. Apparently he thinnks that because one can make a general argument and cite a particular case that that means one can go from the particualr and assume the general case is true.



If you are unable to distinguish the context of the words I'm using, then perhaps you're not the right person to be asking the questions you are. This isn't an attack, it's a clarification.


Oh no it is quite clearly a ersonal attack as will become quite clear below Hint : Ill mark the words in bold with = personal attack after them


I have not stated we have no relation to BBI.

Mr Stern doen not seem to realise we are not argueing about that he did NOT say. We are discussing what he did say! He DID mention Stellar Point and it was brought to his attention that Stellar Point Canada Inc. was only six months ago called Banners Broker Limited. He refused to accept that fact.



What I stated was that Stellar Point is contracted to operate the recruting and training areas of BBI on their behalf.


That isnt true. recruiting is happening elsewhere apparently e.g. Portugal Poland UK India etc. and Stellar Point has no hand act or part in it. It seems only in Canada is Stellar Point doing any training. Wher for example is Stellar Pouint set up in other countries training people there?


Initially when the company was first developed, the intent was for there to be a BB office in every company, however, this posed a problem as the company evolved. Stellar Point as it's now called, is the marketing arm for BBI, however, the company is also intending to service other clients. Something that can't be done under the name Banners Broker.


So now there is the claim that Stellar Point is contracted by Banners Broker when we all know it is Banners Broker Canada under a new name. Mr Stern hasnt admitted changing the name but he does suggest that the nature of Business was changed.
If so
What articles of Stellar points business was changed? - NONE they are still using the old Banners Brokers ones.
In what way has Stellar Point "evolved" ? It has not changed in any way except name.
and who are the "other clients"?


You can question my knowledge all you want,


We have and Mr Stern has come up quite short on knowledge of the PR business and in any aspects of Management.


but, I don't sit here trolling the boards all day, complaining about companies without a shred of evidence, making loaded accusations based on circumstantial and selective information.


= personal attack. How hypocritical Mr stern is.


I'm here defending my company's, and our client's reputation.


Actually a more positive PR person would not be all defensive. and if I am destroyiong the reputation of Stellar Point/Banners Broker what have I stated which is wrong? If I have defamed them in any way surely their "crack legal team" will be in touch. So where are they?


If you're not really looking for that, and would rather be left alone to complain without contestation, just let me know, because so far, it appears you aren't really looking to establish how the company is able to do what it claims in order to correct the view of it being a 'ponzi' scheme.


Mr Stern has been asked "what in your eyes would indicate something is a Ponzi?" - He hasnt replied.
Mr Stern does not seem to realise that a company which does as it claims
1. Has articles and Memoranda - legal doccuments - in each country it operates which state thei objectives and who owns the company.
2. Has personell and bank accounts in each country too.
3. has details about the owners and managers of the company who has authority to speak for it etc.

If the PR executive of that company refuses to even talk about such details then that is a fairly good indication of something fishy.


Who holds the company seal, who the directors are, why the company was formed overseas has no real bearing on whether the company is a 'ponzi'.


Ther goes Mr Stern contradicting himself. this is exactly the type of thing which may "establish how the company is able to do what it claims"


Bernie Madoff was located in the US, ran a ponzi scheme for 2 decades, had a reputation of being an expert in his field and providing what he said, managed to find his way through multiple inquiries into his affairs by governmental agencies before he was caught.


So what? Banners Broker is running one for 2 years. Mr Stern doesnt consider the fact that authorities didnt act when others were pointing to his Ponzi is part of the reason he continued doing it. But the main issue Mr Stern raises her is "BB is not a Ponzi because other people ran Ponzis for longer" . the point is people didnt look into the underlying rules Madoff had or the protocols and procedures. The founding doccuments state the basis for these. As for the seal, the power to make decisions is vested in people. It is important to know that suitably qualified people are selected for these jobs and that they come under regulatory laws and authorities. Being transparent about that is what a PR department should be adept at. I stated "adept" not "inept"


Your inquries have no bearing on whether the program can do what it says, but rather distract and detract from sourcing out the answers to legitimate questions on how the company operates and generates the returns it is.


Mr Stern does not see to be aware that "company returns " MUST be legally reported. The reason such company law exists is so people can see a company is doing what it says in its founding doccuments and subsequent policies! Thet have direct and immediate bearing on how the company operates.

[Beacon]

For those wondering.....
The "compliance department" is right next door to the "Legal department" which is just down the hall from Santa's office where they collate which kid wants which toy :RpS_rolleyes:

Mr Stern seems to think "complaince" means that affilliates have to comply with company policy. He doesnt seem to be aware that complaince means being compliant with the regulations e.g. company seals, annual returns, lists of shareholdres and directors, audits etc.

[okosh]

@Terry you said you you would answer questions, so far all you have done is waste out time..


This is not true....
He is giving the new members here at realsam for which BB is their first experience into the scam world a real education in what the old hands call "scammer speak".....

[okosh]

There are only VIRTUAL "banners" and VIRTUAL "impressions"


And since Christmas there have only been VIRTUAL "payments" :RpS_tongue:

[okosh]

Mr Stern seems to think "complaince" means that affilliates have to comply with company policy. He doesnt seem to be aware that complaince means being compliant with the regulations e.g. company seals, annual returns, lists of shareholdres and directors, audits etc.

Expecting BB to "comply" with any of these things is like expecting the driver of the getaway car to "comply" with the road laws after the bank has been held up.....

[Beacon]

Mr Stern,

I respectfully disagree with that assessment. I don't need to understand why I need to fill in that information.
The point is this survey should not comprise the integrity of me being able to access the functions of the dashboard.

The survey does compromise that integrity.

It is not fair to demand I do a survey to gain access to my property.



rocklion it isnt just unfair it is illegal
For example
May 26, 2011, the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 (the “Regulations”)

The Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 (http://www.legislation.gov.uk/uksi/2011/1208/contents/made)
e-Privacy Directive (EC 2002/58).

Not alone can they not demand it but even if you answer the question they cant keep a copy of your answer or use your answer as part of a markleting campaign - which this blatent solication of a new title name for packs is clearly doing.

[okosh]

Please Stros. Can you leave your comments on the other thread.

Can you leave your posting the same stupid question over and over and over on the other thread......

So far Stros has contributed more to this thread then you have.....

[okosh]

Your opinion of BBI may be that it's a ponzi, however, there has been no evidence placed before anyone that demonstrates your opinion. If you are in posession of such evidence, what are you waiting for? Present it please and let's see what you've manged to uncover that doesn't actually exist.


I see you are fluent in scammer speak....

FYI...The law requires YOU to show evidence that BB is not a ponzi.....The ASD and CEP cases are proof of that....

[baylee]

I see you are fluent in scammer speak....

FYI...The law requires YOU to show evidence that BB is not a ponzi.....The ASD and CEP cases are proof of that....

Excellent post!

[baylee]

rocklion it isnt just unfair it is illegal
For example
May 26, 2011, the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 (the “Regulations”)

The Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 (http://www.legislation.gov.uk/uksi/2011/1208/contents/made)
e-Privacy Directive (EC 2002/58).

Not alone can they not demand it but even if you answer the question they cant keep a copy of your answer or use your answer as part of a markleting campaign - which this blatent solication of a new title name for packs is clearly doing.


Good find, and I hope rocklion doesn't give up on his question!

[hendyphilhendy]

Come on guys, this thread was set up with a specific purpose. Let's keep our comments to the original thread where we can still have discussion and ask questions. Terry and Noname will be reading them and can choose to include replies here.

This is an opportunity that we should at least take. Then we have a much better right judge their reactions afterwards.

[RockLion]

rocklion it isnt just unfair it is illegal
For example
May 26, 2011, the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 (the “Regulations”)

The Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 (http://www.legislation.gov.uk/uksi/2011/1208/contents/made)
e-Privacy Directive (EC 2002/58).

Not alone can they not demand it but even if you answer the question they cant keep a copy of your answer or use your answer as part of a markleting campaign - which this blatent solication of a new title name for packs is clearly doing.


Good find, and I hope rocklion doesn't give up on his question!

Thanks

I appreciate the vote of confidence :)

[noname999]

So it seems, Max isn't the only one trying to derail this process. Well done guys. I will ask again. Will you please save your comments on the other page. If you wish to have a question posed to Terry, let me know. I will put it to him. This free for all is totally unprofessional. We are never going to get anywhere. This is not rocket science.
If someone feels they will do a better job thats fair enough. Let me know by PM. Just stop acting like children. KEEP COMMENTS TO THE OTHER THREAD!!

@Terry: I would ask that you only address my questions for now. If there is a change we will let you know. Thanks.

[okosh]

Come on guys, this thread was set up with a specific purpose. Let's keep our comments to the original thread where we can still have discussion and ask questions. Terry and Noname will be reading them and can choose to include replies here.

This is an opportunity that we should at least take. Then we have a much better right judge their reactions afterwards.

I could answer the questions you lot asking much clearer then any shill would.....

Let me see....

Chris Smith did not go to college....It's just a made up name that the admin has used for this scam and you all fell for it.....Maybe next he'll use "John Citizen" so that some of you will get it....

The banners they claim the income comes from do not exist....So you can stop looking....

The legal department does not exist.....
The court case in India they are not bothered with.....Admin has hung the Indian affiliate out to dry and that person can rot in jail for all "Chris Smith" cares....

The world tour was cancelled because this ponzi has imploded so there is no point to doing it....
For those who find it hard to focus on the real facts.....This ponzi-scam has not paid in 3 weeks....

Australian office will never open for the same reason....

All the claimed offices in Canada, timbuktoo and on the moon are to move or are in the process of a move.......... Don't look for them to reopen for the same reason as above.....

Did I miss any questions??.....If I did then feel free to ask....

Time for a quick station break....After the adds Mr Stern will join us to give his "scammer speak" reply to my post.....
Like Stros pointed out....Stern talks a lot but he says NOTHING.....

[noname999]

@Okosh: Can you please keep your comments to the other thread.

[okosh]

So it seems, Max isn't the only one trying to derail this process. Well done guys. I will ask again. Will you please save your comments on the other page. If you wish to have a question posed to Terry, let me know. I will put it to him. This free for all is totally unprofessional. We are never going to get anywhere. This is not rocket science.
If someone feels they will do a better job thats fair enough. Let me know by PM. Just stop acting like children. KEEP COMMENTS TO THE OTHER THREAD!!

@Terry: I would ask that you only address my questions for now. If there is a change we will let you know. Thanks.

If you not happy here then leave....But you not an Admin of this forum so you have no right to tell people not to post here....

[noname999]

There was an agreement made. What is your problem?

[okosh]

There was an agreement made. What is your problem?

With who??....

And my problem is you thinking you got the right to tell me what to do.....
Till one of the realscam admins say otherwise this is an open discussion and anyone can post....

[okosh]

@Okosh: Can you please keep your comments to the other thread.

No.........

[noname999]

There is no reason that you couldn't keep your comments to the other thread. Everyone, including Terry, reads both threads so your comments will not be missed. I would again ask that you do so. If you feel that you would like to pose the questions instead of me you can let me know.

[noname999]

Terry: What year did Chris Smith graduate from Ryerson University?

[okosh]

There is no reason that you couldn't keep your comments to the other thread. Everyone, including Terry, reads both threads so your comments will not be missed. I would again ask that you do so. If you feel that you would like to pose the questions instead of me you can let me know.

You've asked the same silly question 6 times out of your last 15 posts....And yes that includes the 3 silly posts to me....so that means 6 out of the last 12 posts....

Which part of the answer given to your question you didn't understand??....



Chris Smith did not go to college....It's just a made up name that the admin has used for this scam and you all fell for it.....Maybe next he'll use "John Citizen" so that some of you will get it....

[noname999]

The question is for Terry. That is what this thread was set up for. Everything else should be kept to the other thread.

[Jerrygo]

Ah this thread is degenerating into the same old same old. The mods created it for a purpose. Payol was hounded out of it, and now noname is getting the same treatment. some people prefer just to create an arguement, even if it is with their own side. And the bbers watching the thread look on the infighting with glee.

[noname999]

Terry: It seems that you will not answer the question regarding Chris Smith. i find this strange as it is a very simple question, and should be very easy to answer. Unless of course, what we are being told about Chris is lies. Anyway, people can make of it what they will.

[baylee]

Terry: It seems that you will not answer the question regarding Chris Smith. i find this strange as it is a very simple question, and should be very easy to answer. Unless of course, what we are being told about Chris is lies. Anyway, people can make of it what they will.

I already know what the reason is.

[noname999]

Terry: Why the change from Banners Broker Limited to Stellar point as per the Canadian company registrar?

[JordanBright]

Hello, just saw the post and read all of terry's posts and I only have two things to ask, you talked about us "harrasing the people at Durham Energy" and asked if it was a good idea -


Honestly, did you think harrasing the people at Durham Energy was a good idea? Everything that's been posted on this forum by others has been circumstancial, incomplete, misinformed, assumed or plain old wrong. You decided to go to our neighbor and tennant and cause trouble through email blasting them and calling them, and then expect BB to openly release information exposing the personal information of its officers and senior staff?


I would like to know two things -

1) what part of what I posted about what Juli from "Durham Energy" said was "circumstancial, incomplete, misinformed, assumed or plain old wrong"?
2) I would like to know if you are assuming that it was harrasing the people from Durham or did Juli tell you that?

Thanks in advance, Jordan.

[noname999]

I see you were here Terry, and now you have disappeared again. Do I take it, you are refusing to answer that question too?

[noname999]

Next Question Terry: Have Banners Broker employed the services of a legal firm to deal with negative bloggers/posters? If so, what is the name of that firm?

[tdstern]

Here's what I find interesting....

You've asked for company documentation showing we're a legally formed entity in Belize/IoM, and I've stated that if you want it, contact our office, identify yourself and make a formal request. I've provided you with the proper channels, what are you waiting for?

You consistently twist the information I give, attempting to create doubt regarding the company insinuating coincidence where none exists. You imply motives to decieve where none exist, and can provide no evidence to support your implication.

I don't have to explain why Mr. Rajiv Dixit changed his company name from Banners Broker Ltd. to Stellar Point, but I have and will again, and it is only related through being contracted to provide marketing and training support. It is a separate company, it is in the process of signing additional clients, of which have no relation to BBI whatsoever. If you had done your research and not selective research, you would have discovered, that any company that is registered in one company, can not have its management located in another. This is common knowledge. The intent was to have BB Canada, BB UK, BB Australia, etc...however, the decision was made, to change these companies to the marketing and training arms of the company, and enable them to attract and service additional clients. As the result of that decision, the companies were renamed and re-puposed to service more than just BBI.

@strosdegoz,
I actually addressed many questions in my response.

Here's what I've found reading these forums....
There's 5 kind of people here:
1. Those that are curious about a company and want more information.
2. Those that are having a problem currently with a particular MLM company and want to voice it.
3. Those that have had problems with different MLM companies and wish to warn others.
4. Those that have no first-hand knowledge of any MLM company, have no intent in being in the MLM industry, and are more focused on trying to entertain others with smart-ass commentary than anything truly costructive.
5. Those that have no interest in knowing anything about any company, but would rather just stir up trouble to see what they're capable of.

There are people out there who are known as 'hackers' as you're aware. Some hack for the fun of it, poking around where they shouldn't but do no real dammage. Then there are others, who write viruses that are intended to either simply cause mischief, or to do dammage. It's intentional, they don't care who they hurt, and have no real interest in anything other than being able to claim it was them that did it. They also hide behind aliases rather than use their real names.

Now, in this very thread, I've noticed all 5 of those people.
There are those that are sitting back, reading, keeping an objective mind about what they're reading allowing both sides to have their say. These people say nothing, they just watch.
There are those that are currently with BBI that are wondering what's going on, may be having issues and are stuck in the support system waiting for answers. These people say little, ask specific questions aimed at getting the answers they need.
There are those that may have been stung in the past by MLM companies and think that BBI is one of those companies and is trying to discover the difference. These people ask questions that look to discover what makes BBI not an MLM and how their program works.
There are those that that make smart-ass comments, offering nothing to the discussion, aren't interested in the answers being given, and think this is all fun causing problems for companies. They speak frequently but add nothing of value.
Then there are those who look at what's been offered in the answers being provided to their questions and concerns, and find ways to twist them around to suit their intentions, which isn't to find the truth, not to understand the company or its products, but to cause doubt and hopefully do enough dammage that should the company fail, they can take credit. These people are the #1 responders in a thread, say much, little that's relevant except to cause doubt and dammage to a company's reputation in light of having no actual facts to work with. They accept nothing that's being said, and are always critical of the smallest and insignificant details.

So, I've posted who the company is, I've posted what the company does, and I've explained how the company does it.
I've given you the access point to inquire about the information you feel is relevant to official and proper channels just like any company would.
I've stated there were issues in the past with what affiliates and senior people within the company have said, and I've stated we're working to correct that. The company is complying with international regulations, has the appropriate articles, banking, etc for the country it does business in, and works with the Independent Contractors that provide marketing and training services in each of the countries it does business with to ensure they have the proper articles, banking, and officers to comply with that country's regulations.
I've also stated that corporate bios will be placed on the corporate website shortly, giving you access to professional histories and credentials.

Here's what isn't relevant and what I won't comment on....
Mr. Smith's personal life, graduation dates, or any information that will enable you to cause disruption in his life. There are people on these forums that would abuse the access to that information and have already demonstrated that their intent is to cause problems rather than find a way to validate facts, asking us to trust you on this matter, simply won't happen.
I won't provide official company documentation on a message board to a bunch of people whom I can't verify identity or intent of. If you claim it's publicly available, then address it formally through the channels I've provided, or stop asking. There's no intent to hide anything on our end, your unwillingness to comply with our policies when requesting documentation of this nature does show yours though.

@Beacon,
Who holds the company seal and why the company was formed overseas does't demonstrate the company's ability to do what it claims. It merely says we're no different than many of the world's top companies in doing so.
Company returns must be reported, and they are, but you aren't the agency we must report to, and every company has strict policies in place governing the release of those documents...to start with, you must identify yourself when requesting them when contacting the company looking for them.
The International Compliance Department is tasked with ensuring that the company addresses and adheres to all governing regulations applying to our business as set out by governmental agencies in the countries in which we operate. This includes ensuring that the appropriate steps are taken when working with Independent Contractors in setting up their businesses to support BBI, ensuring that all affiliates use the appropriate terminology when promoting their business to others if they choose, and enforcing violations of the TOS with the Independent Contractors and affiliates who have broken them.

With regards to RockLion, once again you only do partial research on something you have no interest on actually being objective about. Section 7(3)(b) of that statute gives us the right as per our TOS whereby RockLion has given his consent through signing the agreement with BBI to participating in such electronic infomation gathering, and for its use when compiling information for use in marketing and training. Once again you resort to selective quotes in attempt to justify your position.

@okosh, I suspect you're #'s 4 or 5 from above. Nothing you've said has really been constructive from the start, nor are you even trying to be so.
To my knowledge, there is 1 case, for which it's an investigation into how BBI operates and whether or not it complies with the laws of the region. It's based on allegations not facts, and is happening in a region of the world that has low tolerances for direct sales oriented companies. You might want to mention that 9 other companies are also undergoing similar investigations for similar allegations. Since you don't have any of the facts surrounding this situation, you might want to stop calling attention to that. Investigations aren't proof. Investigations are out to discover the proof either way. You know what you've been told, and that's not a lot.

Our ad space is purchased from the Ad Networks or Brokers we do business with, the banners that appear on those ad spaces are served by a central server controled by and served by our Brokers. I just don't get why this isn't sinking in with you honestly, it's so easily verified. Whether you believe it or not doesn't negate whether it's true or not.
The Independent Contractor in India is not in jail currently, and the investigation into the company's affairs is still underway. BBI has complied with all requests from their legal advocates and provided them with all requested documentation.
Your facts are distorted, the company has paid out within the last 3 weeks. If affiliates have not been paid, it's due to things like requesting direct deposit wire transfers to bank accounts which can not be done due to international money laundering laws, or missing identifcation or documentation on the account. With regards to that, you seem to think you can open an account anywhere without having to prove you are who you say you are, and expect to be paid by that institution. Every company that does business online, requires proof of Identification in order to release funds to you. Trying to twist things by saying that BBI is only trying to steal your identity is false and quite childish actually.

Claiming our offices are on the move when they aren't is really a poor attempt to continue tarnishing our client's name. Is this really the evidence you're hoping will sway opinions?
I don't think people need to worry about whether I'm speaking the truth or not, however, I do think they need to take a good look at the things you and some others are saying, and ask themselves who's really looking to be taken seriously here?

Once again okosh, I made a request, I didn't tell people not to post here. As I just finished saying, I'm trying to address serious issues with real answers, while some of you are acting like this is a joke. I really think the readers need to take a look at the types of people I mentioned were viewing here, and ask themselves what # people like okosh fall under. You aren't acting like, or addressing things here like it's a serious issue to you, so I ask the rest of you if this is really the person you want speaking for your interests?

@Jerrygo,
Some people just want a fight, they don't care who it's with.

Now finally @noname999,

Banners Broker Limited was to be the Canadian arm of BannersBroker International. The reason for the change, as I mentioned before is, in seeing the level of services BBL was providing for BBI, Mr. Dixit decided that those services would be of value to other clients, so knowing the company as BBL wouldn't be able to operate as a Marketing Consulting company for other clients, he changed the name to Stellar Point with BBI as a client, so it could attract and work with clients other than BBI, both in Canada and Internationally.

No, no legal team has been employed to deal with the negative bloggers/posters. As Dir. of PR, that responsibility has fallen to me to try and address.



@JordanBright,
We share a building with Juli, and she had informed us of the email and phonecalls and stated that due to the volume they were harrasing and stressing her office employees out.

** Remember, I have a job to do, I have meetings to attend, and members of the media to correspond with. My job isn't to sit here and post of forums all day, in fact, I was going to try and post on Finchsells as well but wasn't able to yesterday. (Sorry Martin, I'll get to it today.)

Thank You.

[Theseus]

Terry, can I ask where are the actual physical offices of BBI, if not at Carlow Court? Please don't say Belize or on the IOM, as everyone knows those are just brass plate addresses.

[JordanBright]

We share a building with Juli, and she had informed us of the email and phonecalls and stated that due to the volume they were harrasing and stressing her office employees out.


well, so that answers question 2, but still no answear to question one -

"1) what part of what I posted about what Juli from "Durham Energy" said was "circumstancial, incomplete, misinformed, assumed or plain old wrong"?
"

[EagleOne]

Mr. Stern, in all due respect, some of what you said has made absolutely no sense. First you say, and I quote:

Mr. Smith's personal life, graduation dates, or any information that will enable you to cause disruption in his life. There are people on these forums that would abuse the access to that information and have already demonstrated that their intent is to cause problems rather than find a way to validate facts, asking us to trust you on this matter, simply won't happen.

Then you said, and again I quote:

I've also stated that corporate bios will be placed on the corporate website shortly, giving you access to professional histories and credentials.

So what you are saying is that if you give us this information now we will abuse this informaion and interrupt the life of Chris Smith, but when it is posted on the company's website we will not abuse and interrupt his life with the same information? Seriously?

In regard to your statement, and again I quote:

To my knowledge, there is 1 case, for which it's an investigation into how BBI operates and whether or not it complies with the laws of the region. It's based on allegations not facts, and is happening in a region of the world that has low tolerances for direct sales oriented companies. You might want to mention that 9 other companies are also undergoing similar investigations for similar allegations.

This topic is not about the other "9" companies, but BB. Why would we care what these other 9 companies are under investigation for? They have nothing to do with BB unless BB is now admitting it is an MLM company, since if my understanding is correct all of those "other" 9 companies are MLM companies. By the way, Direct Sales is the new term for MLM.

You also make the assumption that none of us have looked into these "other 9" companies. We don't discuss the others here because this is about BB, not them.

I guess you had better start with the key people of BB because they have been crowing for weeks now that BB has a crack legal team that will be going after all of us "negative people" who are saying untrue things about BB and have committed libel, slander and have defamed the company. You might want to start with Mr. Hooker. But thanks for confirming what we already knew.

But for you to claim that you are properly licensed and registered in full compliance with every country where BB does business is not true. No such registration has been made in the US and you are doing business with US citizens. It makes no difference if you have an office in the states or not, or whether you have Independt Contractors or not. BB is not licensed to conduct business in the US. And being offshore has nothing to do with the US authorities not being able to take action against BB if they decide to do so. It is a myth that being registered offshore prevents US authorities from having jurisdiction.

You might want to add a 6th type of person on this thread. Those of us who have heard all the BS from all the Ponzi pimps, shills, admins, mods and owners of Ponzi's. We understand Ponzi speak when we see it or hear it.

[Poyol]

What type of person am I?

[tdstern]

You are correct, there will be information released, but it will be filtered to remove any details that would compromise the personal privacy of the individual.

Next, no I have not stated that BBI is an MLM company because it is not, and direct sales is not the new term for MLM, MLM is a descriptor for the payment method applied, direct sales refers to an industry and method of doing business.

If you have a source that you can reference that states where either I or an official representative of the company has said that we have a "crack legal team that will be going after" all of you "negative people" I'd love to see it. I can't address what I can't confirm.

Any affiliates who are operating in the USA are doing so on their own accord, as BBI is not actively soliciting affiliates in the USA through meetings or any other such event. The company has intent to move into the USA, however at this time we do not have a date set for doing so.

[Dreamstealer]

What type of person am I?
Not sure about you Poyol but using Mr S's typecasting there are 3 types of BB defender.

1. New
2. Naive
3. Crook.

I have a feeling Mr Stern is 2 or 3. Not saying which i feel more likely.

[noname999]

If you have a source that you can reference that states where either I or an official representative of the company has said that we have a "crack legal team that will be going after" all of you "negative people" I'd love to see it. I can't address what I can't confirm.



Yes, we have the source. It was David Hooker. He said it at the event in Dublin. There were a couple of hundred witnesses. Was he lying?

[tdstern]

noname999,

I would like to be able to address this more clearly, however, without viewing the source to verify the context and content I'll reply simply by saying, that we do have a legal team, and they have advised us of what our potential options are, however, I have decided to address this issue head-on myself first, in an attempt to discover the real reasons people are so upset, than just resort to the stick and make things worse.

Throwing lawyers at someone is never our first option, or at least it shouldn't be, however, there are some out there that will not see reason, will not see the facts as facts regardless of who presents them, and simply continue to spread libelous statements and untruths. It's those people who in the end require legal attention.

There are international rules that govern journalism online, what's constituted as libel and what isn't. What can be done about people who spread libel and what can't. Most bloggers don't know what they can and can't say, and what sites that allow comments can and can't allow to take place if they want to avoid legal issues. Most people are rational and reasonable and will retract such statements when presented with evidence of their error, others don't, so the laws were implemented to protect companies from those that don't. It was never intended as a threat unless you're one of those people who is in the wrong, it was said to reassure our affiliates that we will take legal action against those that leave us no other option.

I hope I've shed some light on that part, and I hope you don't misunderstand what I've said in my explanation.

Thank you for giving me the opportunity to clarify.

[noname999]

Who are the legal team?

Have you also contacted the Sunday World and The Irish Examiner?

Why have you changed your story? Firstly you said there was no legal team(don't bother going into the semantics), now you say there is.

[EagleOne]

You are correct, there will be information released, but it will be filtered to remove any details that would compromise the personal privacy of the individual.

Next, no I have not stated that BBI is an MLM company because it is not, and direct sales is not the new term for MLM, MLM is a descriptor for the payment method applied, direct sales refers to an industry and method of doing business.

If you have a source that you can reference that states where either I or an official representative of the company has said that we have a "crack legal team that will be going after" all of you "negative people" I'd love to see it. I can't address what I can't confirm.

Any affiliates who are operating in the USA are doing so on their own accord, as BBI is not actively soliciting affiliates in the USA through meetings or any other such event. The company has intent to move into the USA, however at this time we do not have a date set for doing so.

That makes no difference with regard to the US. If you accept US citizens into your program, BB has to be licensed and registered to do business in the US. They are not. Therefore BB is oprating illegally in the US.

You might also want to look up the Howey Test. SEC v. W.J. Howey Co., et. al, 328 U.S. 293, 66 S. Ct.1100, 90 L.Ed. 1244 (1946).

In regard to this statement of yours, and I quote:

MLM is a descriptor for the payment method applied, direct sales refers to an industry and method of doing business.

You might want to get a hold of the DSA as they will be shocked to hear your explanation. Also MLM changed its name to Network Marketing and when that didn't clean up their image they then switched to Direct Sales.

[Theseus]

You are correct, there will be information released, but it will be filtered to remove any details that would compromise the personal privacy of the individual.

Next, no I have not stated that BBI is an MLM company because it is not, and direct sales is not the new term for MLM, MLM is a descriptor for the payment method applied, direct sales refers to an industry and method of doing business.

If you have a source that you can reference that states where either I or an official representative of the company has said that we have a "crack legal team that will be going after" all of you "negative people" I'd love to see it. I can't address what I can't confirm.

Any affiliates who are operating in the USA are doing so on their own accord, as BBI is not actively soliciting affiliates in the USA through meetings or any other such event. The company has intent to move into the USA, however at this time we do not have a date set for doing so.

From the official BB blog....

2765

2766


Now, any chance you could answer my question regarding the whereabouts of BBI's physical offices? Do BBI actually have an office, or is it purely the brassplater in the I.O.M. ?

[noname999]

Terry: Do BB stand over everything that is on their official twitter page?

[baylee]

Mr. Stern, in all due respect, some of what you said has made absolutely no sense. First you say, and I quote:

Mr. Smith's personal life, graduation dates, or any information that will enable you to cause disruption in his life. There are people on these forums that would abuse the access to that information and have already demonstrated that their intent is to cause problems rather than find a way to validate facts, asking us to trust you on this matter, simply won't happen.

Then you said, and again I quote:

I've also stated that corporate bios will be placed on the corporate website shortly, giving you access to professional histories and credentials.

So what you are saying is that if you give us this information now we will abuse this informaion and interrupt the life of Chris Smith, but when it is posted on the company's website we will not abuse and interrupt his life with the same information? Seriously?

In regard to your statement, and again I quote:

To my knowledge, there is 1 case, for which it's an investigation into how BBI operates and whether or not it complies with the laws of the region. It's based on allegations not facts, and is happening in a region of the world that has low tolerances for direct sales oriented companies. You might want to mention that 9 other companies are also undergoing similar investigations for similar allegations.

This topic is not about the other "9" companies, but BB. Why would we care what these other 9 companies are under investigation for? They have nothing to do with BB unless BB is now admitting it is an MLM company, since if my understanding is correct all of those "other" 9 companies are MLM companies. By the way, Direct Sales is the new term for MLM.

You also make the assumption that none of us have looked into these "other 9" companies. We don't discuss the others here because this is about BB, not them.

I guess you had better start with the key people of BB because they have been crowing for weeks now that BB has a crack legal team that will be going after all of us "negative people" who are saying untrue things about BB and have committed libel, slander and have defamed the company. You might want to start with Mr. Hooker. But thanks for confirming what we already knew.

But for you to claim that you are properly licensed and registered in full compliance with every country where BB does business is not true. No such registration has been made in the US and you are doing business with US citizens. It makes no difference if you have an office in the states or not, or whether you have Independt Contractors or not. BB is not licensed to conduct business in the US. And being offshore has nothing to do with the US authorities not being able to take action against BB if they decide to do so. It is a myth that being registered offshore prevents US authorities from having jurisdiction.

You might want to add a 6th type of person on this thread. Those of us who have heard all the BS from all the Ponzi pimps, shills, admins, mods and owners of Ponzi's. We understand Ponzi speak when we see it or hear it.

It appears that he conveniently forgets about number 6 while he is tap dancing.

[okosh]

Ah this thread is degenerating into the same old same old. The mods created it for a purpose. Payol was hounded out of it, and now noname is getting the same treatment. some people prefer just to create an arguement, even if it is with their own side. And the bbers watching the thread look on the infighting with glee.

It's not a case of infighting.....It's a case of me not being happy with a rookie who decides to makes themself captain of the team.....

If one person is going to ask all the questions then let it be a person with the experience and know how to ask the right and relevant questions........

Where Chris Smith went to college is a rookie question....
Even if admins real name if Chris Smith then who cares if he went to college??....Federal prison is full of those who went to college and also ran ponzi schemes....

Why the name change is a rookie question....
Office addresses is a rookie question....

I can register any name you like as a LLC in the USA for a few dollars with a few clicks of the mouse....
A business name here in Aus complete with ABN and GST registered just as easy....

You want an office in downtown NY??....No problem....My mouse can do that as well....

You want an office in London with a view of the Queens house??....Or one in Sydney with a great view of the coat hanger(Harbor bridge)??.....No problem....
I can get a virtual office anywhere with a real phone number and a person who will answer the phone in any name you want for a few dollars a month....

The BBers watching here don't care what we post nor do we care about them....

What does matter is those reading here who are still thinking of joining BB....
For them there is more then enough DD info posted here and all over the web for them to make an informed decision....

You want just one person to ask questions??....
Fine by me....But they will ask the experienced questions like why is BB selling unregistered securities??....
How can BB pay Bernie Madoff levels of returns on members investments??....
Lets see proof of income to sustain such returns....

The rookie questions belong in the other thread where one of the many experienced members of realscam can answer them for the rookies.....

[okosh]

I see you were here Terry, and now you have disappeared again. Do I take it, you are refusing to answer that question too?

To take time with your answers so that you word them right is what smart people do :RpS_wink:

[noname999]

It's not a case of infighting.....It's a case of me not being happy with a rookie who decides to makes themself captain of the team.....

If one person is going to ask all the questions then let it be a person with the experience and know how to ask the right and relevant questions........

Where Chris Smith went to college is a rookie question....
Even if admins real name if Chris Smith then who cares if he went to college??....Federal prison is full of those who went to college and also ran ponzi schemes....

Why the name change is a rookie question....
Office addresses is a rookie question....

I can register any name you like as a LLC in the USA for a few dollars with a few clicks of the mouse....
A business name here in Aus complete with ABN and GST registered just as easy....

You want an office in downtown NY??....No problem....My mouse can do that as well....

You want an office in London with a view of the Queens house??....Or one in Sydney with a great view of the coat hanger(Harbor bridge)??.....No problem....
I can get a virtual office anywhere with a real phone number and a person who will answer the phone in any name you want for a few dollars a month....

The BBers watching here don't care what we post nor do we care about them....

What does matter is those reading here who are still thinking of joining BB....
For them there is more then enough DD info posted here and all over the web for them to make an informed decision....

You want just one person to ask questions??....
Fine by me....But they will ask the experienced questions like why is BB selling unregistered securities??....
How can BB pay Bernie Madoff levels of returns on members investments??....
Lets see proof of income to sustain such returns....

The rookie questions belong in the other thread where one of the many experienced members of realscam can answer them for the rookies.....

I really don't know what your problem is. I am not self appointed. In fact, I asked you by PM did you want to do it and you ignored it. I have a list of questions from lots of different members of realscam. Will I send them on to you?

[noname999]

It appears that he conveniently forgets about number 6 while he is tap dancing.

That is why you ask questions 1 at a time and make them concise so they can't be ignored. Then if they are, the casual observer will spot it easily. And that is who we should be targetting.

[noname999]

To take time with your answers so that you word them right is what smart people do :RpS_wink:

No **** sherlock...

Did you really think you had to explain that one to the poor rookie...

[noname999]

I would suggest to the mods that they shut down this thread or amalgamate it with the other one. They might as well be all the one thread.

[noname999]

Here is another from the list of questions(I would point out to all, especially dear okosh, I have not asked any question I have yet):

Hi Terry

At the last count, Banners Broker claimed to have 265,000 affiliates. Your website BannersBroker (http://bannersbroker.com/main/adpubcombo) states that each affiliate earns an average of $567.57 per year (see foot of page). Your company must therefore generate $150,406,000 p.a. just to pay affiliates. On top of that you have operating expenses, plus a profit to generate for the company.

Is there any way in which you can prove a profit of well over $150 million per year?

[littleroundman]

The admins of REALSCAM.com (http://www.realscam.com) are not here to impose their will on members or posters.

On the other hand, neither are we cat wranglers.

If my personal opinion meant anything I would have said:


"Don't be bloody idiots and for chrissakes listen to people who have been around more than 5 minutes.

DON'T DO IT.

You are playing right into the hands of extremely professional, extremely experienced and extremely ruthless criminals who will stop at nothing to make their money"


But, hey, who am I to stand in anyone's way ?

[okosh]

I really don't know what your problem is. I am not self appointed. In fact, I asked you by PM did you want to do it and you ignored it. I have a list of questions from lots of different members of realscam. Will I send them on to you?

I replied 2 and half hours ago.....


No **** sherlock...

Did you really think you had to explain that one to the poor rookie...

Yes :RpS_laugh:

[okosh]

@rookie....

Why don't you ask why no members were paid on the 17th Jan which was a date that BB hyped??.....

Also ask him to reply to this great post by Stros over at MMG.....It tells the TRUE story of BB and is all the FACTS that ANYONE even thinking about joining needs to know.....


There are many MMG members waiting for Payouts from December.
There are thousands of members whos documents were not approved so can't withdraw at all.
There are thousands of members waiting for their debit cards.
There are thousands of members whos accounts have been locked, blocked and funds stolen.
There are tens of thousands of members waiting for their withdrawals to be completed.

[noname999]

Yes, and in the PM, 2 and a half hours ago, you completely ignored the offer.

(well done, you have now turned this thread into an inhouse argument. You are doing a better job at derailing than Max ever did)