Thread: Profitable Sunrise HYIP - Has anybody dug through it yet?

Originally Posted by GlimDropper

I wanted to find any link between her chapter 7 bankruptcy and some of the past business dealings she pads her resume with. I mean it isn't like the Chinese stopped buying as much coal as we can ship them it just seems they no longer buy it from Nanci (if they ever did). But sometimes between the momentum of daily events and having a day job, I can't always explore as many dark allies as I like.

You ought to come over to Quatloos more often, GD. We specialize in providing dark allies. Between webhick's inexhaustible supply of interns and the high-level Illuminati we provide to supervise them, Q is your source nonpareil for dark allies.

Oh, you mean "dark alleys". Never mind.

Anyway . . . as to Nancy Jo Frazer. She didn't think that her bankruptcy (docket 10-33728, OHND) had anything to do with past business dealings either. The petition shows this in a couple of ways. First of all, on the very first page, she checks the box that says "Debts are primarily consumer debts, defined in 11 U.S.C. § 101(8) as "incurred by an individual primarily for a personal, family, or household purpose" as opposed to the box for business debts. Second, if she did get stiffed by someone who owed her money from business dealings, that debt to her ought to be listed as an asset, even if uncollectible; it isn't. Third, virtually all of her unsecured debt is credit card - about $150K.

And, of course, she lists no income at all from any online activities. That's $0.00. Make of that what you will, but it surely seems that she is lying to either the Court or the masses.

Originally Posted by wserra

You ought to come over to Quatloos more often, GD. We specialize in providing dark allies. Between webhick's inexhaustible supply of interns and the high-level Illuminati we provide to supervise them, Q is your source nonpareil for dark allies.

Oh, you mean "dark alleys". Never mind.

Leave it to Wes to correct my spelling and make it a compliment. BTW, my original initiation was in the traditional (Bavarian) branch, if I were to ever switch my allegiance to a local Illuminati group would I need to end the previous affiliation or would I merely be responsible from bringing the pretzels?

Anyway . . . as to Nancy Jo Frazer. She didn't think that her bankruptcy (docket 10-33728, OHND) had anything to do with past business dealings either. The petition shows this in a couple of ways. First of all, on the very first page, she checks the box that says "Debts are primarily consumer debts, defined in 11 U.S.C. § 101(8) as "incurred by an individual primarily for a personal, family, or household purpose" as opposed to the box for business debts. Second, if she did get stiffed by someone who owed her money from business dealings, that debt to her ought to be listed as an asset, even if uncollectible; it isn't. Third, virtually all of her unsecured debt is credit card - about $150K.

And, of course, she lists no income at all from any online activities. That's $0.00. Make of that what you will, but it surely seems that she is lying to either the Court or the masses.

The information in the Rip Off Report that intheknow linked to has Nanci meeting Mr. Crespo in September of 09 and mentions that she (and her team) worked for six months before realizing that they weren't going to be paid. That would make it April of 2010 more or less and the bankruptcy was discharged (thank you for the file by the by) in May of that year. You're better situated to answer this than I but at the bottom of the document it reads:

Amounts are subject to adjustment on 4/01/13, and every three years thereafter with respect to cases commenced on or after the date of adjustment.

If someone went into significant debt to Nanci (purported to be $210K), even if it was just a few weeks or months after the BK was discharged wouldn't that trigger an adjustment in the filing? If so do you know if any amended filings exist?

As for online earnings in the period in question there may well have been none. Back then Nanci Jo was jumping from one MLM to another (which might explain her debt to income issues). Looking at her Linkedin profile the one that made me smile was:

Executive Director

UFirst Financial



2008 – 2010 (2 years)
Certified UFirst Financial Advisor marketing specialized software designed for Home Mortgage Debt reduction acceleration.

.,...


Distributor

UFirst Financial



2007 – 2009 (2 years)
Was certified to assist individuals with finacial planning technology. Established a team of reps to expand platform.

UFirst financial sells expensive "Money Merge Account® software" which not only performs the miraculous feat of paying off you mortgage sooner by sending additional payments each month but also provides similarly brilliant suggestions for paying your debts off quicker by paying your debts off quicker. The fact that Nanci Jo was an "Executive Director" in a debt elimination company while going bankrupt seems fitting, not only for her but for them as well.

Originally Posted by GlimDropper

You say that 20 years ago your mother worked with a Roman Novak and that he bares some physical resemblance

That's disgusting. I mean, isn't it bad enough that the guy has been running an obvious ponzi, ripping people off left and right, without him taking off his clothes? Whatever happened to ponzi schemers like Madoff, who wore $2000 suits?

Oh, you mean "bears some physical resemblance". Never mind.

at the bottom of the document it reads:

Amounts are subject to adjustment on 4/01/13, and every three years thereafter with respect to cases commenced on or after the date of adjustment.

That refers to the amounts involved in the so-called "presumption of abuse dismissal" that results from failing the means test of 11 USC § 707(b)(2). Trust me, it's not worth worrying about.

My point was that Frazer claims that this guy owes her a lot of money, but didn't list the debt in her bankruptcy filing. And, while she filed the petition in May 2010, the discharge didn't occur until September. She surely has an obligation to report any change in circumstances to the Court during the pendency of the action.

As for online earnings in the period in question there may well have been none.

I have no problem at all believing that. But look what she writes on her web page:

Nanci Jo Frazer is one of the most recognized and influential business women today in her field. She brings her own unique skills and positive "mojo" to everything she does. Ms. Frazer has successfully held positions as CEO, COO and Vice President of Marketing for companies offering domestic and global expansion.

But 2.5 years ago, she was allegedly destitute.

IT'S A MIRACLE! Or bullshit.

sadly until the oppurtunity to make some real money in this country is available to the average man and woman im sorry to say that HYIP will continue to thrive and have repeat customers

if people are still out there taking risk selling drugs and robbing people at gun point for a quick come up

ponzi and many other scams where people actually get paid will be here to stay

i see alot of people call it greed but imo roman is greedy but everyone else is just seeking and searching for a good oppurtunity for themselves and those around them to make some real money

Originally Posted by wserra

You ought to come over to Quatloos more often, GD. We specialize in providing dark allies. Between webhick's inexhaustible supply of interns and the high-level Illuminati we provide to supervise them, Q is your source nonpareil for dark allies.

Oh, you mean "dark alleys". Never mind.

Anyway . . . as to Nancy Jo Frazer. She didn't think that her bankruptcy (docket 10-33728, OHND) had anything to do with past business dealings either. The petition shows this in a couple of ways. First of all, on the very first page, she checks the box that says "Debts are primarily consumer debts, defined in 11 U.S.C. § 101(8) as "incurred by an individual primarily for a personal, family, or household purpose" as opposed to the box for business debts. Second, if she did get stiffed by someone who owed her money from business dealings, that debt to her ought to be listed as an asset, even if uncollectible; it isn't. Third, virtually all of her unsecured debt is credit card - about $150K.

And, of course, she lists no income at all from any online activities. That's $0.00. Make of that what you will, but it surely seems that she is lying to either the Court or the masses.

Anyone else get the idea that Nanci Jo is a full on MLM junkie who gets all excited at every gathering, has been down the Amway, NuSkin, Pampered Chef, Home Furnishings, Monavie blahblablah path and has a garage, a basement and spare bedroom full of autoshipped overpriced junk? I mean, look at her house, sorry but that looks like the Mary K lady's house....
I'm also wondering, if her husband is truly a bank executive, if he knew before the bankruptcy how deep in she was? $150K in credit card debt? That's a lot vig, kids.